Tax rebate rm8000 Only can be claimed by either husband or wife , cannot be both anymore ?????????!
预算案建议，国家教育储蓄计划的收务减免，只能由父亲或母亲其中一方呈报，最高的豁免税额为8000令吉。

Quoted
https://www.chinapress.com.my/?p=4148998

Did it mention either parent for same child or either parent per family?

got link to the actual PDF doc ?

Have more children if you want to claim more ..that's the new rule, i guess.

Does this mean if withdraw RM8k (without topping up again) need to put a negative number?

Okay thanks.

Is there any cutoff for deposits? E.g. if I deposit today, is it like EPF etc where it is delayed a few days, or is it like ASM where it is reflected and transacted instantly?

How does the system determine whether it's saving for ourselves or our kids? Is there an option for us to choose during the account opening?

Ah, RIP ShopeePay then.

Time of the year to pay homage to SSPN.

Last time always do bank direct transfer to SSPN.

May i know using Shopee to do it got what benefit?

If indeed only RM8k (1 parent) can get tax relief next year, then I guess many of us here would withdraw, right?

Now here's the question.... Where to put the money after withdrawal? Any better investment readily available? With similar low risk of course.

Eh but here says each person entitled to 8k as long as do berasingan

https://www.ptptn.gov.my/PelepasanTaksiranCukai/

Deposit to SSPN via Shopee will be charged 10 cents.

This 10 cents amount will be deducted from say, 1000 that we want to deposit or it will deduct from the ShopeePay wallet balance?

I think, guess, that the proposal of only either parent can claim criteria will be not be approved.
Else may have some impact in money growth in sspn money amount for loan pool.

As parents with only 1 child may try
Father deposit 8k in 2025, claim tax
2026 Father withdraw 8k, no claim tax for that year.
2026 mother used that Father withdrawn 8k money, deposit and mother then claim tax.

2027 Mother withdraw 8k, no claim tax for that year.
2027 Father used that Mother withdrawn 8k money, deposit and Father then claim tax

Repeat alternatively, recycle that same 8k

Is this the correct strategy to maximize returns ?

Jan month end withdraw all SSPN saving , transfer to EPF. COME end dec 2025 EPF to SSPN +8k

Right ?

I transfer RM8k for elder son in December 2023, and another RM8k in Dec 2024.

How come there is no dividend for year 2023?
I never withdraw the money until today.

Any sifu can advise me. Tq

Compared with EPF, 4.05% is just slightly better than FD.
If certain portion were invested in equity, 4.05% for last year was a disappointment.

According to this, ...
https://malaysiagazette.com/2025/04/30/ptpt...k-4-05-peratus/
"Pada majlis sama, PTPTN turut melancarkan Kempen Ganjaran Kesetiaan Simpan SSPN Prime 2025 yang menawarkan insentif tambahan 1 peratus kepada pendeposit setia.

Kempen ini terbuka kepada mereka yang membuka akaun antara tahun 2004 hingga 31 Disember 2021 dan membuat simpanan minimum RM1,000 dalam tempoh promosi dari 1 Mei hingga 31 Julai 2025."

Huh? Where u got the news

Your previous statement doesn't match what you said, I assumed they remove the tax relief for sspn but it's actually reducing it to one single spouse.