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Credit Cards CIMB Bank Credit Cards V1

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siutimtim
post Mar 28 2012, 12:07 AM

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why website no more directaccess info ??????
rayng18
post Mar 28 2012, 08:19 AM

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QUOTE(siutimtim @ Mar 28 2012, 12:07 AM)
why website no more directaccess info ??????
*
That's what I was informed last July (2011) when they have converted my DA current a/c to CIMB preferred but still using DA platinum card, ask whether my cc will change as well, they told me to wait until my current DA cc to expire first. I think they stop all new app for DA cc and just maitain existing one at the moment.
superwoman
post Mar 28 2012, 05:17 PM

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Good afternoon everyone,

I have been informed that direct access has no longer receive for new application.

Those who are eligible to upgrade the direct access to visa signature, can submitting the income doc without sending i/c copy and degree cert.

Thank you.
Human Nature
post Mar 28 2012, 05:55 PM

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QUOTE(superwoman @ Mar 28 2012, 05:17 PM)
Good afternoon everyone,

I have been informed that direct access has no longer receive for new application.

Those who are eligible to upgrade the direct access to visa signature, can submitting the income doc without sending i/c copy and degree cert.

Thank you.
*
so your previous post is no longer valid. for new application, need the cert?
ronnie
post Mar 28 2012, 06:07 PM

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QUOTE(superwoman @ Mar 28 2012, 05:17 PM)
Good afternoon everyone,

I have been informed that direct access has no longer receive for new application.

Those who are eligible to upgrade the direct access to visa signature, can submitting the income doc without sending i/c copy and degree cert.

Thank you.
*
How do we know we are eligible to upgrade ?
Do we still pay RM50 GST upon upgrade ?
liangshu17
post Mar 28 2012, 11:31 PM

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wat's the main benefits of the Visa Signature?
Human Nature
post Mar 28 2012, 11:41 PM

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QUOTE(liangshu17 @ Mar 28 2012, 11:31 PM)
wat's the main benefits of the Visa Signature?
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Please refer to CIMB website. All stated down clearly over there for VS
ronnie
post Mar 28 2012, 11:53 PM

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QUOTE(liangshu17 @ Mar 28 2012, 11:31 PM)
wat's the main benefits of the Visa Signature?
*
Higher class then Platinum cards drool.gif drool.gif
pisang
post Mar 29 2012, 12:40 AM

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if the first application is rejected, can we appeal? any successful case?

thanks
siutimtim
post Mar 29 2012, 01:46 AM

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QUOTE(superwoman @ Mar 28 2012, 05:17 PM)
Good afternoon everyone,

I have been informed that direct access has no longer receive for new application.

Those who are eligible to upgrade the direct access to visa signature, can submitting the income doc without sending i/c copy and degree cert.

Thank you.
*
superwoman,, wat about those who already holding direct access infinite or world card???? they need to submit income doc again to change to cimb or have their card service cancel or downgrade???? or will automatic change to cimb card soon ?????? tq

profdrahhen
post Mar 29 2012, 09:47 AM

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QUOTE(cheahcw2003 @ Mar 26 2012, 03:25 PM)
CIMB/DA is offering the retail purchase instalment. with the following interest rate:-
a) 10 months instalment -4%
b) 20 months - 6%
c) 30 months - 7%

the interest need to be paid upfront on the 1st month, for 30 months min amount will be RM3000. If i opt for the 30 months instalment, anyone know how to calculate annualised interest???
*
Amount x 7% (if op for 30 months) + amount / 30 = need to pay during 1st month or statement date

2nd-30th month = amount / 30
cheahcw2003
post Mar 29 2012, 10:46 AM

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QUOTE(profdrahhen @ Mar 29 2012, 09:47 AM)
Amount x 7% (if op for 30 months) + amount / 30 = need to pay during 1st month or statement date

2nd-30th month = amount  / 30
*
the calculation of instalment amount is easier. Just do not know how to derive the interest rate in %, if we annualise it.
Someone has given me the website online calculator but it doesnt help.
superwoman
post Mar 29 2012, 02:13 PM

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QUOTE(Human Nature @ Mar 28 2012, 05:55 PM)
so your previous post is no longer valid. for new application, need the cert?
*
Ok, really sorry for making everyone confuse regarding direct access cards. I have double confirm with direct access itself and my manager.

At this moment, direct access still open for new aplication for all level cards of direct access including gold,platinum and premier (worldmaster and visa infinite) cards. But in future, direct access will terminate and switch with normal CIMB cards (not confirm yet,but this is the news spreading around in our department) that is why we're in sales department have no longer selling Gold and Platinum direct access cards because other cards offering more benefits compared to direct access except those customer has attach with professional association such as ACCA,MDA and so on.

Here, I'm suggesting those who are eligible to get CIMB visa signature which having annual income RM100K and above and also holding degree certificate or professionals cert, please upgrading to this card. It offering much better benefits.

However,who do not eligible to get visa signature, could still remain keep the current direct access Gold and Platinum.

QUOTE(ronnie @ Mar 28 2012, 06:07 PM)
How do we know we are eligible to upgrade ?
Do we still pay RM50 GST upon upgrade ?
*
By looking at the annual income.

if you upgrading the same entity cards ( visa or mastercard ) with your current card. No need to pay. For examples :

Currently Direct access Visa upgrading to Visa signature - no charges for GST, since you already paid during the anniversary date.

Currently Direct access Mastercard upgrading to Visa signature - it will have charge RM50 for your new visa cards with CIMB.

QUOTE(liangshu17 @ Mar 28 2012, 11:31 PM)
wat's the main benefits of the Visa Signature?
*
Double bonus points when spending overseas, complimentary lounge access, dining and shopping privileges and many more.

QUOTE(pisang @ Mar 29 2012, 12:40 AM)
if the first application is rejected, can we appeal? any successful case?

Can try, i have experience appeal few rejection cases and try to convince with submitting strong documents needed to the management and manage to get the approval. No harm to try.unless the mangement decision cannot be appeal, so i have no power to do anything.


*
QUOTE(siutimtim @ Mar 29 2012, 01:46 AM)
superwoman,, wat about those who already holding direct access infinite or world card???? they need to submit income doc again to change to cimb or have their card service cancel or downgrade???? or will automatic change to cimb card soon ?????? tq
*
No need. Do not worry, so far no news updates for customer holding direct access wm and vi to make any changes.

This post has been edited by superwoman: Mar 29 2012, 02:16 PM
tiramisu83
post Mar 29 2012, 02:25 PM

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the best thing about DA is the BT 0% and 1% last year..i will plan to cut this card once settle my outstanding ;p
ronnie
post Mar 29 2012, 02:55 PM

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QUOTE(tiramisu83 @ Mar 29 2012, 02:25 PM)
the best thing about DA is the BT 0% and 1% last year..i will plan to cut this card once settle my outstanding ;p
*
Same same.... not much worth to hold the card. Come Dec 2012... I will cancel the card unless "something nice" turns up
pisang
post Mar 29 2012, 05:01 PM

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superwoman, thanks for your advice. do u know why 6 months 0% BT is not offered this year?

Titan_Gunners
post Mar 29 2012, 05:06 PM

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QUOTE(tiramisu83 @ Mar 29 2012, 02:25 PM)
the best thing about DA is the BT 0% and 1% last year..i will plan to cut this card once settle my outstanding ;p
*
Me too...waiting my current BT been paid on May...then can cut this DA card liao...
superwoman
post Mar 30 2012, 08:29 AM

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QUOTE(pisang @ Mar 29 2012, 05:01 PM)
superwoman, thanks for your advice. do u know why 6 months 0% BT is not offered this year?
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Sorry pisang. I've no idea why they stop the balance transfer.
profdrahhen
post Mar 30 2012, 08:58 AM

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QUOTE(cheahcw2003 @ Mar 29 2012, 10:46 AM)
the calculation of instalment amount is easier. Just do not know how to derive the interest rate in %, if we annualise it.
Someone has given me the website online calculator but it doesnt help.
*
Believe or not, that's how it calculated.
siutimtim
post Mar 30 2012, 03:39 PM

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superwoman, is it now very difficult to get premium card like cimb world and infinite? some of my friends recommended to upgrade to cimb signature only no infinite or world.. is it cimb only wan wold and infinite for really qualified and rich ppl only now??????

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