why website no more directaccess info ??????
Credit Cards CIMB Bank Credit Cards V1
Credit Cards CIMB Bank Credit Cards V1
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Mar 28 2012, 12:07 AM
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Junior Member
353 posts Joined: Feb 2006 From: Cheras |
why website no more directaccess info ??????
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Mar 28 2012, 08:19 AM
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Senior Member
1,481 posts Joined: Sep 2011 |
QUOTE(siutimtim @ Mar 28 2012, 12:07 AM) That's what I was informed last July (2011) when they have converted my DA current a/c to CIMB preferred but still using DA platinum card, ask whether my cc will change as well, they told me to wait until my current DA cc to expire first. I think they stop all new app for DA cc and just maitain existing one at the moment. |
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Mar 28 2012, 05:17 PM
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Junior Member
60 posts Joined: Jun 2008 |
Good afternoon everyone,
I have been informed that direct access has no longer receive for new application. Those who are eligible to upgrade the direct access to visa signature, can submitting the income doc without sending i/c copy and degree cert. Thank you. |
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Mar 28 2012, 05:55 PM
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All Stars
26,525 posts Joined: Jan 2003 |
QUOTE(superwoman @ Mar 28 2012, 05:17 PM) Good afternoon everyone, so your previous post is no longer valid. for new application, need the cert?I have been informed that direct access has no longer receive for new application. Those who are eligible to upgrade the direct access to visa signature, can submitting the income doc without sending i/c copy and degree cert. Thank you. |
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Mar 28 2012, 06:07 PM
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All Stars
21,310 posts Joined: Jan 2003 From: Kuala Lumpur |
QUOTE(superwoman @ Mar 28 2012, 05:17 PM) Good afternoon everyone, How do we know we are eligible to upgrade ?I have been informed that direct access has no longer receive for new application. Those who are eligible to upgrade the direct access to visa signature, can submitting the income doc without sending i/c copy and degree cert. Thank you. Do we still pay RM50 GST upon upgrade ? |
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Mar 28 2012, 11:31 PM
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Junior Member
163 posts Joined: Jan 2011 |
wat's the main benefits of the Visa Signature?
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Mar 28 2012, 11:41 PM
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All Stars
26,525 posts Joined: Jan 2003 |
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Mar 28 2012, 11:53 PM
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All Stars
21,310 posts Joined: Jan 2003 From: Kuala Lumpur |
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Mar 29 2012, 12:40 AM
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Senior Member
854 posts Joined: Jan 2007 |
if the first application is rejected, can we appeal? any successful case?
thanks |
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Mar 29 2012, 01:46 AM
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Junior Member
353 posts Joined: Feb 2006 From: Cheras |
QUOTE(superwoman @ Mar 28 2012, 05:17 PM) Good afternoon everyone, superwoman,, wat about those who already holding direct access infinite or world card???? they need to submit income doc again to change to cimb or have their card service cancel or downgrade???? or will automatic change to cimb card soon ?????? tqI have been informed that direct access has no longer receive for new application. Those who are eligible to upgrade the direct access to visa signature, can submitting the income doc without sending i/c copy and degree cert. Thank you. |
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Mar 29 2012, 09:47 AM
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Junior Member
107 posts Joined: Nov 2008 From: UKM Bangi |
QUOTE(cheahcw2003 @ Mar 26 2012, 03:25 PM) CIMB/DA is offering the retail purchase instalment. with the following interest rate:- Amount x 7% (if op for 30 months) + amount / 30 = need to pay during 1st month or statement datea) 10 months instalment -4% b) 20 months - 6% c) 30 months - 7% the interest need to be paid upfront on the 1st month, for 30 months min amount will be RM3000. If i opt for the 30 months instalment, anyone know how to calculate annualised interest??? 2nd-30th month = amount / 30 |
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Mar 29 2012, 10:46 AM
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Senior Member
5,379 posts Joined: Jul 2009 |
QUOTE(profdrahhen @ Mar 29 2012, 09:47 AM) Amount x 7% (if op for 30 months) + amount / 30 = need to pay during 1st month or statement date the calculation of instalment amount is easier. Just do not know how to derive the interest rate in %, if we annualise it.2nd-30th month = amount / 30 Someone has given me the website online calculator but it doesnt help. |
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Mar 29 2012, 02:13 PM
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Junior Member
60 posts Joined: Jun 2008 |
QUOTE(Human Nature @ Mar 28 2012, 05:55 PM) Ok, really sorry for making everyone confuse regarding direct access cards. I have double confirm with direct access itself and my manager.At this moment, direct access still open for new aplication for all level cards of direct access including gold,platinum and premier (worldmaster and visa infinite) cards. But in future, direct access will terminate and switch with normal CIMB cards (not confirm yet,but this is the news spreading around in our department) that is why we're in sales department have no longer selling Gold and Platinum direct access cards because other cards offering more benefits compared to direct access except those customer has attach with professional association such as ACCA,MDA and so on. Here, I'm suggesting those who are eligible to get CIMB visa signature which having annual income RM100K and above and also holding degree certificate or professionals cert, please upgrading to this card. It offering much better benefits. However,who do not eligible to get visa signature, could still remain keep the current direct access Gold and Platinum. QUOTE(ronnie @ Mar 28 2012, 06:07 PM) By looking at the annual income. if you upgrading the same entity cards ( visa or mastercard ) with your current card. No need to pay. For examples : Currently Direct access Visa upgrading to Visa signature - no charges for GST, since you already paid during the anniversary date. Currently Direct access Mastercard upgrading to Visa signature - it will have charge RM50 for your new visa cards with CIMB. QUOTE(liangshu17 @ Mar 28 2012, 11:31 PM) Double bonus points when spending overseas, complimentary lounge access, dining and shopping privileges and many more.QUOTE(pisang @ Mar 29 2012, 12:40 AM) if the first application is rejected, can we appeal? any successful case? Can try, i have experience appeal few rejection cases and try to convince with submitting strong documents needed to the management and manage to get the approval. No harm to try.unless the mangement decision cannot be appeal, so i have no power to do anything. QUOTE(siutimtim @ Mar 29 2012, 01:46 AM) superwoman,, wat about those who already holding direct access infinite or world card???? they need to submit income doc again to change to cimb or have their card service cancel or downgrade???? or will automatic change to cimb card soon ?????? tq No need. Do not worry, so far no news updates for customer holding direct access wm and vi to make any changes.This post has been edited by superwoman: Mar 29 2012, 02:16 PM |
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Mar 29 2012, 02:25 PM
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Junior Member
627 posts Joined: Apr 2011 |
the best thing about DA is the BT 0% and 1% last year..i will plan to cut this card once settle my outstanding ;p
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Mar 29 2012, 02:55 PM
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All Stars
21,310 posts Joined: Jan 2003 From: Kuala Lumpur |
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Mar 29 2012, 05:01 PM
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Senior Member
854 posts Joined: Jan 2007 |
superwoman, thanks for your advice. do u know why 6 months 0% BT is not offered this year?
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Mar 29 2012, 05:06 PM
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Senior Member
1,573 posts Joined: Sep 2010 |
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Mar 30 2012, 08:29 AM
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Junior Member
60 posts Joined: Jun 2008 |
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Mar 30 2012, 08:58 AM
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Junior Member
107 posts Joined: Nov 2008 From: UKM Bangi |
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Mar 30 2012, 03:39 PM
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Junior Member
353 posts Joined: Feb 2006 From: Cheras |
superwoman, is it now very difficult to get premium card like cimb world and infinite? some of my friends recommended to upgrade to cimb signature only no infinite or world.. is it cimb only wan wold and infinite for really qualified and rich ppl only now??????
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