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Credit Cards CIMB Bank Credit Cards V1

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Human Nature
post Apr 7 2011, 01:25 PM

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Anyone has experience with the CIMB Pay With Points? Will the outlet still swipe our card when paying with points? and are we able to check/verify the points used on the spot? Thanks
SUSizdyharz
post Apr 7 2011, 08:56 PM

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QUOTE(Gen-X @ Apr 1 2011, 07:23 PM)
Don't worry about the card being issued by CIMB or by XXX bank. Merchants on the entire planet earth don't care if your card is Visa Infinite or Classic as long as the transaction can go thru. What you will experience in US is that the merchant will ask for your ID, so bring along some kind of ID with you, i.e. Passport. And they will ask you debit or credit, just answer credit.

by the way, do call your credit card Customer Service to inform them the period you be in US.
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Just received my CIMB Visa Signature today, had been waiting for 1 week plus. Anyways, thank you so much sir for these valuable informations.. you really helps me a lot with all ur information and i like your blog too!
Keep up d good work sir!
ascend
post Apr 7 2011, 11:49 PM

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can apply by bringing my signature card from another bank? cimb has lots of 1 for 1 food promotions.
Gen-X
post Apr 8 2011, 12:15 AM

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QUOTE(ascend @ Apr 7 2011, 11:49 PM)
can apply by bringing my signature card from another bank? cimb has lots of 1 for 1 food promotions.
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call the number I posted earlier for the CIMB Sunway Card Centre and they can tell you on the spot if you qualify for their VS or WMC based on your income or existing CC credit limit. And from there they will they you the application procedures.
cenkudu
post Apr 11 2011, 01:17 PM

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I just wondering whether this CIMB signature (As well as other high end CIMB CCs) comes with the flexi Ipay plan 0% for insurance and medical bills as well as 0% BT
Gen-X
post Apr 11 2011, 01:19 PM

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QUOTE(cenkudu @ Apr 11 2011, 01:17 PM)
I just wondering whether this CIMB signature (As well as other high end CIMB CCs) comes with the flexi Ipay plan 0% for insurance and medical bills as well as 0% BT
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Yes, the promos you mentioned are applicable to all CIMB CC.
SUSMNet
post Apr 11 2011, 11:14 PM

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how much RM need to put in fd to get this card?
ronnie
post Apr 14 2011, 12:01 AM

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I redeem for Tefal Toaster on 11 April 2011, and it arrived on 13 April 2011... kudos for the prompt delivery.
ascend
post Apr 14 2011, 12:05 AM

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QUOTE(ronnie @ Apr 14 2011, 12:01 AM)
I redeem for Tefal Toaster on 11 April 2011, and it arrived on 13 April 2011... kudos for the prompt delivery.
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You must be a big spender. I guess you would have to spend over 50K to get a Tefal toaster?
ronnie
post Apr 14 2011, 12:22 AM

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Tefal Toaster only 29,000 Bonus Points... collected points from the last 3 years.
Human Nature
post Apr 14 2011, 12:34 AM

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QUOTE(ronnie @ Apr 14 2011, 12:22 AM)
Tefal Toaster only 29,000 Bonus Points... collected points from the last 3 years.
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Redeem before the expire eh...i am still sore that they take put the voucher redemption.
chemistry
post Apr 14 2011, 12:35 AM

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QUOTE(ronnie @ Apr 14 2011, 12:22 AM)
Tefal Toaster only 29,000 Bonus Points... collected points from the last 3 years.
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wow.
7,000 pts took me 2years++. Not much can be spent using DA cards. sweat.gif
Gen-X
post Apr 14 2011, 06:27 AM

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QUOTE(chemistry @ Apr 14 2011, 12:35 AM)
wow.
7,000 pts took me 2years++. Not much can be spent using DA cards. sweat.gif
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CIMB cards only useful if we use it for their promotions, otherwise the reward points is only 1X AND now no more cash vouchers mad.gif
ronnie
post Apr 14 2011, 08:56 AM

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QUOTE(Human Nature @ Apr 14 2011, 12:34 AM)
Redeem before the expire eh...i am still sore that they take put the voucher redemption.
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Totally agree... getting vouchers is more bang-for-the-bucks in terms of cash value
ronnie
post Apr 14 2011, 08:58 AM

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QUOTE(chemistry @ Apr 14 2011, 12:35 AM)
wow.
7,000 pts took me 2years++. Not much can be spent using DA cards. sweat.gif
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DA used to be my primary CC, until OCBC Titanium and Maybankard2 came along (I should thank to PM's visionary GST)
ronnie
post Apr 14 2011, 09:03 AM

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QUOTE(Gen-X @ Apr 14 2011, 06:27 AM)
CIMB cards only useful if we use it for their promotions, otherwise the reward points is only 1X AND now no more cash vouchers  mad.gif
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Also for their wonderful 0% BT program...
Human Nature
post Apr 14 2011, 09:59 AM

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Between CIMB (normal line), Maybank (Amex line) and SCB (platinum line), i prefer dealing with CIMB customer care consultant. They seemed to be more well trained and efficient, imo.
wshoh
post Apr 15 2011, 05:27 PM

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QUOTE(Gen-X @ Apr 14 2011, 06:27 AM)
CIMB cards only useful if we use it for their promotions, otherwise the reward points is only 1X AND now no more cash vouchers  mad.gif
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Actually, I find that with CIMB's Pay With Points which includes merchants such as KFC, DOME, MPH and 'Thai-Group-Restaurants', the loss of cash vouchers is no big deal. In fact, it is less of a hassle rather than having to wait for the vouchers to arrive.

I think most of us can agree that even if we don't normally take fast food, we do buy KFC for our loved ones at some point in time...should not be to difficult for most of the seniors here (except tinkerbel if she has a CIMB CC) carrying CIMB/DA cards to deplete the points in this manner considering that it takes so long to accumulate points and at the same time, most of us would have switched to other cards as our primary one. As Gen-X said, only use if got promotion-lah such as the current 5% Kinokuniya books discount which ends on the last weekend of April 2011 (weekend being Fri, Sat & Sun). Speaking of which, I think I should buy some reference books even though I do most of my reading from the computer - can get some income tax relief.

With MBBKard 2 in hand, I hardly use my DAMC anymore. Primary use of DAMC now is for BT and insurance premium (even for insurance, I think I'll be switching to Etiqa which accepts AMEX and time my purchases so that I can do a 0% 6 months BT). hahaha tongue.gif

Anyway, CIMB has got a new reason for their 'Hamper-type' promo - this time, it is for Charles Berkeley's wallets (this brand I seriously haven't heard of, and mind you, even after Googling hmm.gif)
@Gen-X, since you're now a man of leisure, this shall be your latest research assignment hahaha - I'm sure it will make for an entertaining read whistling.gif) and Mendoza luggage (this brand I have heard of) (Be a Fashionista at Suria KLCC, with CIMB...they do seem to be ramping up their promotions recently. I managed to get the Christmas 2010 and CNY 2011 hampers :] The hamper value is actually not bad, you do get at minimum 5% equivalent cash back (too lazy to do a proper calculation though).

This post has been edited by wshoh: Apr 15 2011, 05:54 PM
Gen-X
post Apr 15 2011, 05:34 PM

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QUOTE(wshoh @ Apr 15 2011, 05:27 PM)
Actually, I find that with CIMB's Pay With Points which includes merchants such as KFC, the loss of cash vouchers is no big deal. In fact, it is less of a hassle rather than having to wait for the vouchers to arrive. I think most of us can agree that even if we don't normally take fast food, we do buy KFC for our loved ones at some point in time...should not be to difficult for most of the seniors here (except tinkerbel if she has a CIMB CC) carrying CIMB/DA cards to deplete the points in this manner considering that it takes so long to accumulate points and at the same time, most of us would have switched to other cards as our primary one.

With MBBKard 2, I hardly use my DAMC. Primary use now is for BT and insurance premium (even for insurance, I think I'll be switching to Etiqa which accepts AMEX and time my purchases to do a 0% 6 months BT). hahaha tongue.gif

Anyway, CIMB has got a new reason for their 'Hamper-type' promo - this time, it is for Charles Berkeley's wallets (this brand I seriously haven't heard of @Gen-X, do some research and share with us tongue.gif) and Mendoza luggage (this brand I have heard of) (Be a Fashionista at Suria KLCC, with CIMB...they do seem to be ramping up their promotions recently. I managed to get the Christmas 2010 and CNY 2011 hampers :] The hamper value is actually not bad, you do get at minimum 5% equivalent cash back (too lazy to do a proper calculation though).
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thanks for the tip on KFC notworthy.gif
as for the brands, better I don't want to know else get influenced tongue.gif

TS, if you still around, add WMC, VI, Platinum and Gold to sub-title of this thread and make this official CIMB CC Thread.

This post has been edited by Gen-X: Apr 15 2011, 05:36 PM
Human Nature
post Apr 15 2011, 06:07 PM

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QUOTE(wshoh @ Apr 15 2011, 05:27 PM)
Actually, I find that with CIMB's Pay With Points which includes merchants such as KFC, DOME, MPH and 'Thai-Group-Restaurants', the loss of cash vouchers is no big deal. In fact, it is less of a hassle rather than having to wait for the vouchers to arrive.

I think most of us can agree that even if we don't normally take fast food, we do buy KFC for our loved ones at some point in time...should not be to difficult for most of the seniors here (except tinkerbel if she has a CIMB CC) carrying CIMB/DA cards to deplete the points in this manner considering that it takes so long to accumulate points and at the same time, most of us would have switched to other cards as our primary one. As Gen-X said, only use if got promotion-lah such as the current 5% Kinokuniya books discount which ends on the last weekend of April 2011 (weekend being Fri, Sat & Sun). Speaking of which, I think I should  buy some reference books even though I do most of my reading from the computer - can get some income tax relief.
Hi, about the paying with points thing, will the outlet still swipe our card when paying with points? and are we able to check/verify the points used on the spot? Thanks


Added on April 17, 2011, 10:27 pm
QUOTE(Human Nature @ Apr 7 2011, 01:25 PM)
Anyone has experience with the CIMB Pay With Points? Will the outlet still swipe our card when paying with points? and are we able to check/verify the points used on the spot? Thanks
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Just used this Pay With Points at Camel Active. Fyi, you can ask the outlet to check how many Bonus Points inside your card. And for payment, you need to swipe and the receipt which you have to sign will state the initial BP, used BP and the balanced BP. smile.gif

This post has been edited by Human Nature: Apr 17 2011, 10:27 PM

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