i pay off using online interbank fund transfer.. what i think it is more cost effective than go bank to pay off toll fee, petrol add up is more than RM1 / RM2 bank service charge (if bank neaby nvm la.. but CC company is far from my place and need to passby toll )

no leh... Hong Leong Bank charge me RM1 each transaction for my citibank CC payment >.< but i know if transfer from Eon Bank to another bank is RM0.50

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Added on April 13, 2011, 5:00 pmfor the saving and current account >.< my saving and current account share one debit master card and my current account can opt for not having cheque current account can have Overdraft (OD) but with interest charge, for saving no OD services.

This post has been edited by joey85: Apr 13 2011, 05:00 PM

overdraft is using more than the $$ u deposited inside the current account (eg. u have RM500 in ur current, u need to pay ppl RM800, u can get OD from the bank of RM300 and repay back with interest charges), it need to apply if not mistaken (p/s other sifu correct me if wrong coz i never use OD just know got this feature )

added one more thing normally current account has no interest but saving does. however there are some special current account offer interest too eg. Alliance Bank Hybrid Account (a current account with interest paid on ur balance monthly)

This post has been edited by joey85: Apr 13 2011, 05:48 PM

Yes banks are like that haha... but different bank has different T&C, some bank will only charge if the account balance less than RM3k

This post has been edited by joey85: Apr 14 2011, 10:47 AM