Welcome Guest ( Log In | Register )

Bump Topic Topic Closed RSS Feed

Outline · [ Standard ] · Linear+

 Ways to Pay Your Credit Card Bills

views
     
Gen-X
post Mar 23 2011, 07:07 AM

Lifetime LYN Member
Group Icon
Elite
8,601 posts

Joined: Jan 2003
From: KL

Thank you MileAndMore notworthy.gif

I a bit old fashion, pay by cheque for all my credit card bills by dropping into cheque deposit box or cheque deposit machine.

Associated costs via payment method:

Cash at CDM - no cost except for time and petrol to bank.
Cheque drop - cost of cheque itself (tax) and time & petrol to bank.
By post - cost of cheque, stamp and time & petrol to post office.

Question: which bank and what type of account is best (minimal or no cost) to use for

1) MEPS online;
2) MEPS ATM.

Sorry if noob question, never transferred fund online or via ATM before. For my case, can I use my RHB Premier Debit Card at ATM to transfer fund to my CC accounts with MEPS and will there be any cost? Below taken from RHB website.

Free transactions at RHB and all other local bank ATMs that carries the MEPS logo


From your Interbank Funds Transfer thread, only HSBC Premier & Advance and OCBC IQ Elite have no fees associated with online payments for CC bills right?

To All: is there any other ways to make payment online for CC bills? e.g. using another online CC account to make payment fo another CC account from a different issuer.

This post has been edited by Gen-X: Mar 23 2011, 08:25 AM
Gen-X
post Mar 23 2011, 10:22 AM

Lifetime LYN Member
Group Icon
Elite
8,601 posts

Joined: Jan 2003
From: KL

QUOTE(alexwsk @ Mar 23 2011, 10:14 AM)
Most of the basic savings account (from any banks) will give first 2 IBG at RM0.50 per month
as for the question, afaik - cannot, else I would have been doing that for a long time  laugh.gif
*
well, somebody may know something we don't, like in CC Recommendation thread, someone mentioned he get 5% for all transactions with CC but didn't not share what card is that sad.gif

Gen-X
post Mar 23 2011, 04:25 PM

Lifetime LYN Member
Group Icon
Elite
8,601 posts

Joined: Jan 2003
From: KL

QUOTE(alexwsk @ Mar 23 2011, 11:11 AM)
he's talking about this, but Qatar rolleyes.gif
*
thank you. The card is indeed good, too bad no way I can get it.

QUOTE(MilesAndMore @ Mar 23 2011, 03:55 PM)
I believe you can, since it mentions free transactions which may suggests that it is not limited to free cash withdrawals only.

By the way, IBG done through ATM will be charged RM1 regardless of account type.
*
So for my Premier Debit Card I still get charged a Ringgit if I make payment via ATM to my other issuer CC account?
Gen-X
post Mar 23 2011, 04:58 PM

Lifetime LYN Member
Group Icon
Elite
8,601 posts

Joined: Jan 2003
From: KL

QUOTE(MilesAndMore @ Mar 23 2011, 04:51 PM)
Well, it says free transactions at all RHB and all other local banks. So i guess it is going to be free too. May be you can try it tonight ? May be at a AmBank ATM using your RHB Bank Premier Banking VISA debit card ?

By the way, interbank funds transfers done through ATM effect immediately. Basically, it means you will get the money right away.
*
Bro, I so blur lah. But you are right, must go try it out myself. The only thing is my Premier Debit Card account not linked to my RHB online for kiasu reason, so I won't know if they charge me any fees or not until middle of next month. So hope you can bear with me, question in order to enjoy free transaction at ATM with my RHB Debit Card to pay my other credit cards' account:

1) Can I go to a RHB ATM and make payment to my MBB CC account?
2) Or must I go to MBB ATM and use my RHB Debit card to make payment to the MBB Account?
Gen-X
post Mar 23 2011, 05:56 PM

Lifetime LYN Member
Group Icon
Elite
8,601 posts

Joined: Jan 2003
From: KL

QUOTE(MilesAndMore @ Mar 23 2011, 05:52 PM)
If my memory serves me correctly, you can check your transaction history through RHB Bank ATM. It's been a while since i last had a RHB Bank savings account but i'm pretty sure their ATM do have such feature. I think you can even print it out at no extra cost (unlike bloody CIMB Bank which is charging us RM0.50).

Yah lah, I really dumb doh.gif Check balance before I transact and after.
Thanks for the replies notworthy.gif

This post has been edited by Gen-X: Mar 23 2011, 05:56 PM
Gen-X
post Mar 16 2012, 11:02 AM

Lifetime LYN Member
Group Icon
Elite
8,601 posts

Joined: Jan 2003
From: KL

QUOTE(masterelr @ Mar 13 2012, 10:27 PM)
I'd like to ask, if I purchase a notebook online that cost rm1000, how long do I have to pay back the bank? Its a Public Bank credit card.
I'm still new to this so I'm not sure how it works. And how do I pay the bank back? Is it the same method as those listed in page 1?
*
QUOTE(miss mandy @ Mar 15 2012, 11:10 PM)
hi many i know which balance should i pay for? there are too many balances there and i dunno understand all of them..
can somebody explain to me in layman term?
*
Both of you may want to refer to my article below where I have given an example:

Introduction To Credit Cards CC101 2012

This post has been edited by Gen-X: Mar 16 2012, 12:16 PM
Gen-X
post Mar 16 2012, 12:06 PM

Lifetime LYN Member
Group Icon
Elite
8,601 posts

Joined: Jan 2003
From: KL

QUOTE(Human Nature @ Mar 16 2012, 11:41 AM)
Hmm, which part i get it wrong ?  blush.gif  biggrin.gif
*
Bro, you are correct.

** Edited** I accidentally quoted your post but wanted to quote another guy's post doh.gif Rectified it. So sorry Bro blush.gif


This post has been edited by Gen-X: Mar 16 2012, 12:17 PM

Topic ClosedOptions
 

Change to:
| Lo-Fi Version
0.0222sec    0.86    7 queries    GZIP Disabled
Time is now: 1st December 2025 - 05:19 PM