QUOTE(melonlicious @ Oct 2 2013, 10:04 PM)
I just called up HSBC about my Visa Signature Credit Card and that's what i just encounter that LOOOONNNG computer pressing thing before i can even talk to the CS.
Trusting with your judgement if Alliance is good enough might as well compare the 3 cards since for sure i'm getting one since i will be traveling a lot in the coming months.
I can't comment much with SCB because i only have a bank account with them parking collecting dust.
Aiyah Bro, what is there to go compare compare anymore
If you want Enrich Miles and KLIA Plaza Premium Lounge, just go get the Citibank PremierMiles AMEX, that is if you willing to pay RM600 and understand the other T&C plus knowing how to optimize Enrich Miles. Why I say optimize, for example, I can redeem for a return trip to Melbourne with Enrich Miles but I still have to pay RM1,140 for taxes and surcharges. And guess what, you can get a return ticket to Melbourne with Air Asia for less than RM1K! Why go waste the Enrich Miles right? I have learned my lesson and now only will use my Enrich Miles for Business Class ticket and that is only when there is a promo.
If you only want KLIA PPL only (i.e. no FREE Enrich Miles when you sign up), Alliance Plat is good. Recommend you get the MasterCard instead of the Visa because I compare it once where my wife used her Alliance Plat MC and I used my Alliance Plat Visa in SG and the conversion rate for Visa higher.
If you need a card for LCCT PPL too in addition to KLIA PPL, then get the HLB VS. But I can tell you LCCT PPL is crap. However, the HLB VS do not cost you a sen for annual fee, at least for the first year.
Oh, for HSBC VS, press 2 for BM and you will get to speak to a Malaysian
And last but not least, you have the FREE FOR LIFE Maybankard 2 Cards AMEX? It is the best credit card for local usage to convert reward points to Enrich Miles at RM1.40 = 1 Enrich Mile (also applies for overseas transaction if you don't have the MBB VI, UOB VI and Allaince VI). Only thing is that it won't get you FREE entries to any airport lounge.
This post has been edited by Gen-X: Oct 2 2013, 10:33 PM