Grocery comes under supermarts 5%

Jusco is usually 1% with OCBC Titanium....

Anyone know about OCBC Visa Gold ? Is the year fee waived for life ? How about other benefits

My salary now can only apply OCBC Gold since I'm working there

Are you supposed to know better than us since you work for them ?

OCBC Visa Gold is VERY MUCH DIFFERENT from Titanium in term of card benefits !

Annual fee can be waived by 12 swipes within a year.
GST can be "reimbursed" (not waived) by annual spending > RM10K .

This applies to both OCBC VISA GOLD & TITANIUM MASTERCARD.

Guys, I've made payment for last month statement on last Monday via cash deposit machine, I checked my current credit limit reduced to the same amount as last month end, is it normal? Or they haven't reset the credit limit?

anyone has OCBC customer service email ? planning to apply for TMC via email

Found already

This post has been edited by gerrardling: Jul 21 2011, 01:32 PM

OCBC a bit delayed in updating our payment...dont know why..

as i recalled when use HLB before...its instantly update

maybank updated outstanding balance immediately after made a payment in M2U

Helped my mom to apply for the OCBC Titanium MasterCard last week. I found out that it was rejected just two days after i sent in the application form. So, i made an appeal on the next morning which is last Friday and my mom received a call from OCBC just about 2 hours later. They requested that my mom fax or email them another supporting document. In my mom's case, they asked for the bank statement from the bank which my mom's salary is credited into which i already email to them on Monday morning. My mom received an sms from OCBC last night that her credit card is on its way

This post has been edited by MilesAndMore: Jul 22 2011, 01:39 AM

yes, update might not be immediate.
same system, of cos immediate.
mine also rejected last time, but after appeal by submitting supporting docs to the agent, then approved already.

i just put in my details in the website and after a day an ocbc staff called. asked to fill in forms and email them ic copy only...just asked what is my credit limit of my present credit card which is more than one year. they didn't ask for any other documents. is that the usual case?

ur mum applied using existing credit card ? bank statement as supporting document is enough already ?

Not really unusual. Anyway, this confirms that OCBC still accepts fresh application with just an existing card as reference. Too bad Maybank is not doing this anymore.


No. She doesn't have an existing principal credit card for close to 2 years already. She applied using her payslips only.

It was first rejected. Then i made an appeal. I basically told them that she had 3 principal credit cards from 3 different banks about 2 years ago and there was not a single missed payment. I also told them that she never missed paying for her house mortgage and car loans and the car loans are due to be fully paid up next year. So i asked them to reconsider their decision which they did and now the card is already on its way

all the banks will follow mbb and cimb soon, not accepting existing card as reference. this is what i heard from agent, not sure true or not.

hi all,

was thinking to apply ocbc ti card.....but just wondering how good/reliable are their e-banking website? easy to use?

thx..

^ hi, i would say it is alright for normal usage. I use it for CC only and to pay bills.

i think it's better than most of other bank as it require otp for log in & they have the hardware token for otp

thx for reply....good to hear that .....

erm do u all happen to see any roadshow on ocbc offers in klang valley?

thx...

OCBC require to use the card for a year then can only request for CL increase.

Is there any 'special' way to upgrade the CL for <1 year CC?