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Credit Cards OCBC Titanium Mastercard Cash-Back Rebates, 5% or 1% Cash-back rebates ??
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DM3
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Jan 18 2012, 08:31 AM
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just got this mths statement, it has the summary for last years transactions, so i guess the yearly rebates will only come in 1 year after the card's activation right?
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MetalHeads
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Jan 18 2012, 09:58 AM
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Getting Started

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I just got this card, my 1st statement show that i got RM50 Cash back bonus, but im also being charge RM50 for GST, well i guest GST for this year consider waive by Cash Back Bonus which is good thing also because i wont be able to hit 10k cumulative spending on this card due to M2Card is my primary card.
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DM3
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Jan 18 2012, 10:02 AM
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QUOTE(MetalHeads @ Jan 18 2012, 09:58 AM) I just got this card, my 1st statement show that i got RM50 Cash back bonus, but im also being charge RM50 for GST, well i guest GST for this year consider waive by Cash Back Bonus which is good thing also because i wont be able to hit 10k cumulative spending on this card due to M2Card is my primary card. even i hit more than 10k in 6 mths also no sign of the rm50 ,so it will appear i year later
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TSronnie
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Jan 18 2012, 10:08 AM
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QUOTE(DM3 @ Jan 18 2012, 10:02 AM) even i hit more than 10k in 6 mths also no sign of the rm50 ,so it will appear i year later The Annual Usage Bonus is given in the same statement as the GST (if you had spend >RM10k within the year)
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MetalHeads
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Jan 18 2012, 10:09 AM
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Getting Started

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QUOTE(DM3 @ Jan 18 2012, 10:02 AM) even i hit more than 10k in 6 mths also no sign of the rm50 ,so it will appear i year later I tot every new application of CC they will charge you RM50 GST straight away for that year, and for every CC aniversary?
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DM3
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Jan 18 2012, 10:39 AM
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QUOTE(MetalHeads @ Jan 18 2012, 10:09 AM) I tot every new application of CC they will charge you RM50 GST straight away for that year, and for every CC aniversary? yups GST as soon as u get your card and used it and the following yr also
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gastacopz
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Jan 18 2012, 11:00 AM
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QUOTE(MetalHeads @ Jan 18 2012, 09:58 AM) I just got this card, my 1st statement show that i got RM50 Cash back bonus, but im also being charge RM50 for GST, well i guest GST for this year consider waive by Cash Back Bonus which is good thing also because i wont be able to hit 10k cumulative spending on this card due to M2Card is my primary card. lucky you got RM50 cash bonus... didnt get any bonus for sign up...
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Johore
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Jan 18 2012, 11:24 AM
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Getting Started

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QUOTE(gerrardling @ Jan 17 2012, 04:15 PM) anyone getting 5% rebate for mydeal redbox voucher ? can get 5% rebate arr???
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NewGUY
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Jan 18 2012, 12:22 PM
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Please add in to Grocery tat get 5%
- MyDin Mart Bandar Puteri Klang, Selangor - MCC code 5411
Transaction amount RM 64.18, rebated RM 3.20, called CS to get info....
This post has been edited by NewGUY: Jan 18 2012, 12:34 PM
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xixo_12
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Jan 18 2012, 10:43 PM
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who got any email contact to apply for ocbc card? can pm me? i want to apply once again
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chemistry
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Jan 19 2012, 12:08 AM
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QUOTE(xixo_12 @ Jan 18 2012, 10:43 PM) who got any email contact to apply for ocbc card? can pm me? i want to apply once again direct application --> cap@ocbc.com
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gerrardling
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Jan 19 2012, 09:34 AM
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QUOTE(Johore @ Jan 18 2012, 11:24 AM) If their terminal is using certain MCC code, then you will get it one
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sohakyee
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Jan 19 2012, 11:05 AM
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My second application approved and just got it yesterday  Can OCBC online pay maxis and get 5% cash back? how about U-mobile, any idea to get 5% cash back?
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aeiou228
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Jan 19 2012, 11:32 AM
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Few years ago, due to late payment after the statement due date, I accidentally discovered that Citibank had a secret unpublicized 7 days grace period AFTER THE STATEMENT DUE DATE without charging any late payment penalty and overdue interest. Apparently, OCBC also have the some grace period for late payment after statement due date. Again, I omitted my OCBC Titanium December statement due date on 1 Jan 2012 and only paid on 5 Jan 2012. When received my latest statement yesterday, No penalty and No overdue interest charge.  However, I'm not sure the grace period is the same like citibank 7 days though. This post has been edited by aeiou228: Jan 19 2012, 11:42 AM
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TSronnie
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Jan 19 2012, 11:40 AM
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QUOTE(sohakyee @ Jan 19 2012, 11:05 AM) My second application approved and just got it yesterday  Can OCBC online pay maxis and get 5% cash back? how about U-mobile, any idea to get 5% cash back? You cannot pay Maxis bill via OCBC Internet Banking (not listed as a vendor) BUT you can pay Maxis Bill via Maxis Portal to earn 5% Cash-Back
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MilesAndMore
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Jan 19 2012, 01:07 PM
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Look at all my stars!!
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QUOTE(aeiou228 @ Jan 19 2012, 11:32 AM) Few years ago, due to late payment after the statement due date, I accidentally discovered that Citibank had a secret unpublicized 7 days grace period AFTER THE STATEMENT DUE DATE without charging any late payment penalty and overdue interest. Apparently, OCBC also have the some grace period for late payment after statement due date. Again, I omitted my OCBC Titanium December statement due date on 1 Jan 2012 and only paid on 5 Jan 2012. When received my latest statement yesterday, No penalty and No overdue interest charge.  However, I'm not sure the grace period is the same like citibank 7 days though. It's 2 days after the due date for HSBC.
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Titan_Gunners
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Jan 19 2012, 02:05 PM
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QUOTE(smsbusiness2u @ Jan 19 2012, 01:57 PM) Play safe. Strictly pay before due date. This is a good payment practice.
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Human Nature
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Jan 19 2012, 05:29 PM
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QUOTE(smsbusiness2u @ Jan 19 2012, 05:20 PM) your answer is like not answer my question No one can confirm, except Citibank/OCBC internal people. No black and white. Do it at your own risk. This post has been edited by Human Nature: Jan 19 2012, 05:29 PM
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TSronnie
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Jan 20 2012, 07:30 AM
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QUOTE(smsbusiness2u @ Jan 19 2012, 01:57 PM) To get the answer try it yourself.
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tifosi
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Jan 20 2012, 06:08 PM
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I had been 2 days late last month but no penalty incurred so far.
Payment Due Date: 1st Jan 2012.
GIRO from Stan Chart on 1st Jan 2012 but it is a long weekend and money is only credited to OCBC on 3rd Jan 2012.
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