no matter what the package your taken... the bank still the winner...

as long as u borrow 30 yrs loan from bank....ur need to pay back bank another 1 house upon service the loan... BLR minus bla..bla just the promotion to attract ppl borrow $$.

their expert mathematician already calculated for ur already (included their profit, inflation, losses..)... we are not clever then them as long as u need to borrow $$.. only thing which bank slightly better offer only..

This post has been edited by sampool: May 6 2011, 09:49 AM

deleted...

This post has been edited by sampool: May 9 2011, 11:28 AM

1 child till reach 25 yrs = 1 condo (cost RM200k - RM300k)

dun expect it will be landed house... it could be like flat with apartment status... will be crowded.... anything can happen...

Yes... i agree.. as i already told earlier... the young in below 28 yrs old (not all lah, but majority).. is using their grandFAMA or FAMA resources, as they have more resources to burn (Sell their house/shop to fund for their children 1st hourse in Klang valley for example). but wat happen after this resources full/half burnt... FAMA support their next generation also because hope them to "support/take-care back" (This actually is a MUST even without any support from them) when they are getting older in years to come... Young generation, pls dun think this is FREE lunch! No FREE LUNCH in this world... in any matter i can said. Because this is not ur hard earn $$

Wat happen if the resources fully burnt... their follow next generation no more resources to burn.... Social problem will follow...


** Why i said no more resources to burn.. because things (property, food, petrol, sugar, medication, transportation, insurance ...) will be getting more & more expensive. $$ already burn into inflation...



This post has been edited by sampool: May 14 2011, 10:20 AM

everytime there is economic crisis after election...

(or)

everytime after election there will be economic crisis...

if ur house dun inflate together with bank interest... actually u already lose...

food price high partially contributed from the service tax.. 10% + 6%. Because u eat frequently at shopping center or good looking shop. Calculate urself lah..

over supply of the prop is main reason for the low rental... my population still cannot catch up with the over supply issue in the recent launching... crashing is matter of time... value ur prop with current market value and not future value, if not u will bankrupt b4 u able to get rich..

higheest as possible...

This post has been edited by sampool: May 23 2011, 12:18 PM

this decision issue is global... included USA too need to decide, but both choice will be come to same result at the end... Q of sooner or later only.

be well prepared b4 rain...

This post has been edited by sampool: May 23 2011, 04:16 PM

the statement is contradict.. U trusted this guy said?

"We expect that the region's stable economic outlook and rising household income--factors that have influenced average house prices to date--can sustain the market," S&P credit analyst Naoko Nemoto said.

"We believe that in the event of a downturn, most rated banks around the region have the capacity to absorb potential credit losses with limited impact on overall credit quality."

My is lack of expect/guru (many are goreng kaki too) which is far-signted and foresee the economic down turn.. in USA many economic expect/guru which already foresee wat is happen few years b4 any down-turn, they earn the $$ from economic cycle (it is different from goreng), ppl like rich dad type is needed in malaysia... but so far none.

This post has been edited by sampool: May 23 2011, 05:21 PM

next yrs even worse... ppl may need to sell their extra houses for cash if their rental not attractive/unable to cover 50% of their installment... then prop market will no be stable + over supply issue suddenly come into the picture...

we cannot said the prop price is drop/crash.. but is rather the economic slow down and bring down the prop price indirectly..

So, we will expected GE in July b4 any things...

those ppl still believe prop is their asset.. that is y they BBB... some they reliase, but is too late as snp already signed... BBB is just build asset for developers... Prop over supply situation is the worse case, but many still make dun 1 to know or just ignore...

actually the bubble in yrs 2008 is started in 2006.. just the country close here and there.. until banking sector banktrupt on ppl realize...

bubble the next.. is forming maybe more earlier...

if u ask them... 100% will said REGRET to BUY... But, during that time they hv many children to take care all need makan2.. But, now some gorenger is unmarried or no child to take care.. dare to fail..

he is number 3 ppl i heard there will be crisis in year ahead loh...

Yeah... i reach 1,000... forget to celebrate..... Yeah!!!!!!!!!!!!!!!!!!!!!!

This post has been edited by sampool: Jun 1 2011, 05:16 PM