Has anyone got their card decline before due to shadow limit? Just got my charge card and I am soon going to buy airline tickets with it totalling around 9k plus... Just wondering

you need to check with bank, even thou is a charge card they still have some limitation on certain purchase.

You are new to Platinum Charge card, the starting limit usually 100K and it change according to your spending pattern. If you worry to get decline, just apply 1 supp card and you will able to see your shadow limit in MAE apps under the supp card. Supp card is free anyway and it allow your supp card holder to enjoy umlimited PP entry too

Lol not platinum, i am using the green charge card. Not sure I can get a sup card for that and if I can it is gonna take a while to reflect on the system. Imma going to try to buy it tonight.

For green charge card, i was told the starting limit is 30k.

For green charge card, i was told the starting limit is 30k.

So it follows the min income requirement to apply for the card? Interesting, quite generous too as I have their amex 2 cc plat with limit lower than their requirements 😅

If I were to get the gold charge card next time do you know if they will share the same limit? I'm assuming my green charge card limit is over 60k in the future.

No lah
8 years ago I applied only 18k
Then I put into drawer until 2 years later
When I terminated the limit dropped to 1k

when you dont use, of course the limit drop. This is charge card man.

Has anyone got their card decline before due to shadow limit? Just got my charge card and I am soon going to buy airline tickets with it totalling around 9k plus... Just wondering

i am curious what CCRIS write on the limit for charge card?

i am curious what CCRIS write on the limit for charge card?

Does platinum charge card still have 5x TP?

Just found out Petron station near my house doesn’t accept Amex anymore

Yes, still 5x Membership Rewards points.

A - Charge card

AMEX charged card gives rewards point (presently 2X if got Turbo 3X) for pumping petrol at ALL petrol stations.

B - Credit card

Maybankard 2 Amex Credit Card
Free Annual Fee
2 credit cards for 1 GST (RM50) - Principal only
* Supplementary cardholders charged RM50 for the two cards.
5 x Treat points for all transactions (Amex)
5% Cashback on weekends up to RM50 (Amex)
8.88% Finance Charge
Travel Insurance up to RM1m, Purchase Protection, Extended Warranty (Platinum)

1) Since Supp is charged RM25 a card, can we opt to supp only 1 card?
No. Can't choose 1 card (amex) it comes in 2. Amex & visa/ master

2) Supplementary card entitled to 5% weekend cashback?
Supp also enjoys 5%. The rm50 cap per mth is on acct level (basic+supp spend)

3) Supplementary card entitled to 5x TP?
Yes. Supp enjoys 5x TP

Details: Maybankard 2 Platinum, Maybankard 2 Gold

AMEX Platinum Credit Card
10x Membership Rewards points at Platinum Partners
2x Membership Rewards points for all spend elsewhere.
Travel Insurance up to RM1m, Purchase Protection, Extended Warranty
Access to KLIA & LCCT Plaza Premium Lounge

Possibly temporary promotion:
5x Membership Rewards points for every Ringgit spent on groceries, petrol, bookstores - Kinokuniya, Borders, Times and MPH - and telco charges via Express Autopay -Celcom, Digi, Maxis and Telekom.

Details: American Express Platinum Credit Card

AMEX Gold Credit Card
5x Membership Rewards points for every Ringgit spent on groceries, petrol, bookstores - Kinokuniya, Borders, Times and MPH - and telco charges via Express Autopay -Celcom, Digi, Maxis and Telekom.
2x Membership Rewards points for all spend elsewhere.

Details: http://www.maybank2u.com.my/mbb_info/m2u/p...sonal/CRD-Cards

Ikhwan AMEX from Maybank Islamic
5X TreatsPoints on all petrol spend
2X TreatsPoints on all other spend
Lifetime fee waiver
Non-compounding charges
Balance Tranfer facility
Express AutoPay facility
Worlwide offers with American Express SELECTS
Online shopping with globalshop
Automatic Touch 'n Go Zing Card reload facility (RM2 service fee per reload)

Ikhwan AMEX Platinum: http://www.maybank2u.com.my/mbb_info/m2u/p...sonal/CRD-Cards
Ikhwan AMEX Gold: http://www.maybank2u.com.my/mbb_info/m2u/p...sonal/CRD-Cards

Maybank (conventional) AMEX Credit Card
Annual Fee: RM 250 for gold; RM 60 for classic
2x TP on all purchases

Gold Card: http://www.maybank2u.com.my/mbb_info/m2u/p...sonal/CRD-Cards
Classic Card: http://www.maybank2u.com.my/mbb_info/m2u/p...sonal/CRD-Cards

SIA KrisFlyer AMEX Gold Credit Card
Annual fee of RM 250
2 KrisFlyer miles for every RM2 on tickets purchased online from http://www.singaporeair.com.my
KrisFlyer mile on every RM2 spent on other purchases

Details: http://www.maybank2u.com.my/mbb_info/m2u/p...sonal/CRD-Cards

HLB AMEX Credit Card
Details: http://www.hlb.com.my/pfs/cc/ccamex.jsp?flag=ccamex

C - Loyalty/Rewards Programme

Membership Rewards

All AMEX charge and credit cards that do not bear Maybank logo.
- AMEX Charge Card (Platinum/Gold/Green)
- AMEX Platinum Credit Card: 10x MR at selected merchants
- AMEX Gold Credit Card: 5x MR on petrol, groceries and books

URL: http://www.americanexpress.com.my/amx_info...mbershipRewards

TreatPoints

5x Treatpoints for all spend
- Maybankard 2 AMEX Platinum & Gold

Other AMEX credit cards that bear Maybank logo:
- Maybank (conventional) AMEX
- Maybank Ikhwan AMEX: 5x TP on petrol and lifetime free waiver on annual fee

KrisFlyer miles
- SIA KrisFlyer AMEX Gold Credit Card

D - Important Links

AMEX website: http://www.americanexpress.com.my/amx_info...fo/home/home.do
AMEX promo info at M2U website: http://www.maybank2u.com.my/mbb_info/m2u/p.../PRO-Promotions
Maybankard2 Website = http://www.maybankard2cards.com.my/

Merchants supporting Amex for 0% Ezypay (update 4 Oct 2011)

Amex CS Contact Numbers:
General
1800 88 9559
+603 7844 3595

Platinum
1800 88 0886
+603 2050 0880

for Maybankard2 Amex
General (Gold)
1300 88 6688
+603 7844 3696

Platinum
1800 88 1801
+603 2074 8800

Previous version:
v1: http://forum.lowyat.net/topic/547867
v2: http://forum.lowyat.net/topic/1190530

The Platinum Card® from American Express
What is the Eligibility requirements ?