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 American Express® Cards v3, Treatpoints & Membership Rewards™

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Jason96
post Oct 25 2023, 10:15 AM

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91 posts

Joined: Jun 2013
Has anyone got their card decline before due to shadow limit? Just got my charge card and I am soon going to buy airline tickets with it totalling around 9k plus... Just wondering
Jason96
post Oct 25 2023, 01:38 PM

Getting Started
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Junior Member
91 posts

Joined: Jun 2013
QUOTE(BuKeYi @ Oct 25 2023, 11:08 AM)
you need to check with bank, even thou is a charge card they still have some limitation on certain purchase.
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QUOTE(francis226 @ Oct 25 2023, 11:14 AM)
You are new to Platinum Charge card, the starting limit usually 100K and it change according to your spending pattern. If you worry to get decline, just apply 1 supp card and you will able to see your shadow limit in MAE apps under the supp card. Supp card is free anyway and it allow your supp card holder to enjoy umlimited PP entry too
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Lol not platinum, i am using the green charge card. Not sure I can get a sup card for that and if I can it is gonna take a while to reflect on the system. Imma going to try to buy it tonight.
Jason96
post Oct 25 2023, 07:47 PM

Getting Started
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Junior Member
91 posts

Joined: Jun 2013
QUOTE(francis226 @ Oct 25 2023, 04:33 PM)
For green charge card, i was told the starting limit is 30k.
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So it follows the min income requirement to apply for the card? Interesting, quite generous too as I have their amex 2 cc plat with limit lower than their requirements 😅

If I were to get the gold charge card next time do you know if they will share the same limit? I'm assuming my green charge card limit is over 60k in the future.

 

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