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American Express® Cards v3, Treatpoints & Membership Rewards™
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Zegoon681111
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Jan 5 2021, 11:53 PM
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QUOTE(francis226 @ Jan 5 2021, 11:19 PM) Guys, wanna ask, for new approval, usually when will they charge d annual fee? I already got my second statement but still no annual fee charge yet Normally within the first 3 months
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francis226
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Jan 6 2021, 09:35 AM
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QUOTE(Zegoon681111 @ Jan 5 2021, 11:53 PM) Normally within the first 3 months i see...thought they forgot to charge..hahaha..thanks man
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IntensiveBytes
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Jan 18 2021, 07:31 AM
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Any Platinum cardholders here charge six figures monthly for business purposes? Does Maybank just close one eye?
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cybpsych
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Jan 23 2021, 08:24 AM
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rhodry
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Jan 24 2021, 04:36 PM
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Getting Started

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QUOTE(IntensiveBytes @ Jan 18 2021, 07:31 AM) Any Platinum cardholders here charge six figures monthly for business purposes? Does Maybank just close one eye? I dont see why you cant, as long as you claim from your business and pay it off. I do it with my AMEX CC for high 5 figures every other month or so (since it's credit, then don't have the limit to go 6 figures). Looking at getting the platinum card now for such business charges
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charlesj
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Jan 24 2021, 09:00 PM
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QUOTE(rhodry @ Jan 24 2021, 04:36 PM) I dont see why you cant, as long as you claim from your business and pay it off. I do it with my AMEX CC for high 5 figures every other month or so (since it's credit, then don't have the limit to go 6 figures). Looking at getting the platinum card now for such business charges I think his main concern is whether MBB will send love letter ask to prove those are personal transactions but not business transactions. Heard a few cases recently, but not first hand info, can't comment much.
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Halfhearted04
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Jan 27 2021, 10:33 AM
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does local 7-eleven accept Amex ?
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GrumpyNooby
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Jan 27 2021, 10:33 AM
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QUOTE(Halfhearted04 @ Jan 27 2021, 10:33 AM) does local 7-eleven accept Amex ? I don't think 7-11 accept credit card at all.
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ClarenceT
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Jan 27 2021, 10:41 AM
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QUOTE(Halfhearted04 @ Jan 27 2021, 10:33 AM) does local 7-eleven accept Amex ? QUOTE(GrumpyNooby @ Jan 27 2021, 10:33 AM) I don't think 7-11 accept credit card at all. Most of 7-eleven accept Amex but not 7-eleven Malaysia.
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Halfhearted04
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Jan 27 2021, 10:42 AM
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Shite. Ok. Second question. Do I get treat points when topping up shopee wallet using amex ?
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GrumpyNooby
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Jan 27 2021, 10:44 AM
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QUOTE(Halfhearted04 @ Jan 27 2021, 10:42 AM) Shite. Ok. Second question. Do I get treat points when topping up shopee wallet using amex ? Obviously no. Not even the Maybank x Shopee awards coins/TPs for topping up ShopeePay e-wallet.
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Halfhearted04
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Jan 27 2021, 10:47 AM
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Sad. Thank for answering.
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ClarenceT
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Jan 27 2021, 11:06 AM
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QUOTE(Halfhearted04 @ Jan 27 2021, 10:47 AM) Sad. Thank for answering. Buy ShopeePay credit from some sellers at Shopee, but most of them charge 5%.
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francis226
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Jan 31 2021, 01:25 PM
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QUOTE(IntensiveBytes @ Jan 18 2021, 07:31 AM) Any Platinum cardholders here charge six figures monthly for business purposes? Does Maybank just close one eye? I'm charging 5 figures monthly for business purpose, same merchant...so far no issue
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IntensiveBytes
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Feb 2 2021, 04:22 PM
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QUOTE(charlesj @ Jan 24 2021, 09:00 PM) I think his main concern is whether MBB will send love letter ask to prove those are personal transactions but not business transactions. Heard a few cases recently, but not first hand info, can't comment much. Correct correct. Trying to avoid love letter. I think if your charges are all in foreign currency maybe they're more lenient due to the fees they earn or something. I'm still using M2P now and it's been almost a year. So far so good. Thinking of getting the Amex Plat mainly because it's a charge card and I also enjoy evergreen MR points with the same awesome conversion rate of RM1 = 1 KF etc. Not to mention the rest of the perks that come with the card. QUOTE(francis226 @ Jan 31 2021, 01:25 PM) I'm charging 5 figures monthly for business purpose, same merchant...so far no issue Ty for the input! Yours is in Ringgit or foreign currency?
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red streak
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Feb 2 2021, 11:25 PM
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QUOTE(Halfhearted04 @ Jan 27 2021, 10:33 AM) does local 7-eleven accept Amex ? QUOTE(GrumpyNooby @ Jan 27 2021, 10:33 AM) I don't think 7-11 accept credit card at all. They accept VISA and MC credit cards now but not AMEX. At least not with wave. I haven't tried pin yet since I'm reluctant to touch the keypad...
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francis226
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Feb 3 2021, 01:14 PM
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QUOTE(IntensiveBytes @ Feb 2 2021, 04:22 PM) Correct correct. Trying to avoid love letter. I think if your charges are all in foreign currency maybe they're more lenient due to the fees they earn or something. I'm still using M2P now and it's been almost a year. So far so good. Thinking of getting the Amex Plat mainly because it's a charge card and I also enjoy evergreen MR points with the same awesome conversion rate of RM1 = 1 KF etc. Not to mention the rest of the perks that come with the card. Ty for the input! Yours is in Ringgit or foreign currency? in MYR
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cybpsych
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Feb 5 2021, 01:08 PM
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rhodry
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Feb 9 2021, 09:55 PM
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Getting Started

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QUOTE(IntensiveBytes @ Feb 2 2021, 04:22 PM) Correct correct. Trying to avoid love letter. I think if your charges are all in foreign currency maybe they're more lenient due to the fees they earn or something. I'm still using M2P now and it's been almost a year. So far so good. Thinking of getting the Amex Plat mainly because it's a charge card and I also enjoy evergreen MR points with the same awesome conversion rate of RM1 = 1 KF etc. Not to mention the rest of the perks that come with the card. Ahhh okay. We're in similar boats then. I also use my M2P Amex for a majority of business charges, though mine are mostly in USD. Have plans on shifting to the platinum charge card later this year so I don't need to keep monitoring the credit limit and paying it off before statement date just to make space. Fingers crossed MBB doesn't take issue!
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IntensiveBytes
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Feb 10 2021, 05:12 AM
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QUOTE(rhodry @ Feb 9 2021, 09:55 PM) Ahhh okay. We're in similar boats then. I also use my M2P Amex for a majority of business charges, though mine are mostly in USD. Have plans on shifting to the platinum charge card later this year so I don't need to keep monitoring the credit limit and paying it off before statement date just to make space. Fingers crossed MBB doesn't take issue! Exact same boat as you actually. USD as well. Credit limit is annoying so Platinum will be soo soo much easier. And we get the same air miles conversion rate and more perks
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