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American Express® Cards v3, Treatpoints & Membership Rewards™
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charlesj
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Mar 8 2019, 05:16 PM
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Sorry for noob question: What is the air miles redemption rate using MR? Based on Maybank MR catalogue, it gives 5600 MR = 1000 air miles. When you check global MR website, choose Malaysia, it shows 1:1 (some 3:2). Any suggestions?
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charlesj
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May 21 2019, 01:13 PM
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Wow 300k MR! But can't find t&c for that. Any idea if annual income less than 190k can apply?
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charlesj
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May 21 2019, 04:12 PM
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QUOTE(svefz @ May 21 2019, 03:04 PM) https://www.maybank2u.com.my/iwov-resources...rgePlat_PDS.pdfThis is the link If you are Maybank Premier Wealth customer will entitle apply this card but subject to management approval Thanks for the info. Will look into it. Like buying miles. RM0.06 / mile is a bit high (but still good). Have to fully utilize all benefits.
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charlesj
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May 21 2019, 08:04 PM
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QUOTE(limeuu @ May 21 2019, 07:09 PM) It's only one off introductory offer.....you will have to pay annual fees subsequent years, but no extra miles..... Yea, some overseas CC will give miles every year after paying AF, similar to HLB Emirates. Nevertheless, 300k MR is very generous offer, hardly seen in Msia. Unlike overseas, there are many introductory miles for new CC (some cards you can cancel and reapply every 6 mths and still getting it  )
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charlesj
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May 21 2019, 09:45 PM
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QUOTE(rivetindigo @ May 21 2019, 08:33 PM) 300,000 MR is equivalent to how many air miles? 5000 MR for 1000 Enrich 5600 MR for 1000 others
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charlesj
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Jun 9 2019, 11:35 AM
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QUOTE(peigeng @ Jun 9 2019, 06:16 AM) Can you share with us why are u interested in this card where you need to pay more than 3k per annum for the annual fees? - Sign up bonus - Priority pass x2 - Centurion lounge - Hotel stay - Airmiles redemption beyond EM, KF, AM
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charlesj
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Aug 6 2019, 05:17 PM
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QUOTE(cynthusc @ Jul 24 2019, 06:02 PM) I am interested in getting this card. Is it true that 450 MR I can get 250 Krisflyer miles? Also as this is a charge card, I am assuming it is like Diners Club? Too bad you need 5600 MR for 1000 KF (how nice if we can get 450 MR to 250 KF). Sign up bonus 300k MR is very attractive but not many here able to spend RM50k within 90 days (with Amex).
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charlesj
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Oct 14 2019, 10:13 AM
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QUOTE(myrancid @ Oct 14 2019, 12:25 AM) There's a lot of benefits if you apply US Platinum card, $200 for Uber, $200 for airline credit, $550 on hotel (combine in a year ) despite its $550 annual fee. https://www.americanexpress.com/us/credit-c.../card/platinum/Here you need to pay RM3250, which can scare off some people. What else do you get beside of the 300k Membership point? Any voucher for the hotel etc? Yup, because Msia CC business isn't competitive. The only good thing from Msia Amex is getting 5x MR for everything (except utilities etc), which gives ~0.9 mile/RM equivalent to ~0.2 mile/$!!! For US version, you only receive 1 mile/$, except a few categories which get you 5x MR.
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charlesj
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Oct 18 2019, 07:21 PM
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QUOTE(myrancid @ Oct 18 2019, 07:04 PM) I can say yes for the first year, in the second year, it depends on you, how you maximize the benefits. Private and prestige style isn't cheap, you have to spend the money. Welcome bonus is once in a lifetime right? You can't cancel, reapply next year and get another welcome bonus.
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charlesj
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Oct 18 2019, 09:26 PM
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QUOTE(myrancid @ Oct 18 2019, 07:33 PM) You're right, same like Citi Prestige card, if you terminate the card, they will block your IC number, can't re-apply. Oh, can't even re-apply (without welcome bonus)!!??
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charlesj
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Oct 19 2019, 03:54 PM
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QUOTE(choong1990 @ Oct 19 2019, 03:34 PM) Hi, i would like to ask the different between this 2 amex Platinium card, both entrance are significant different 1 need 60k, and 1 need 190k annual income. https://www.americanexpress.com/my/network/...tinum-card.htmlhttps://www.americanexpress.com/my/network/...redit-card.htmlWhen i heard the platinum amex qualify to enter amex lounge, does it apply to the lesser requirement of the amex platinium? And does it allow to book hotel via FHR? Last question is does it worth to collect MR or TP in malaysia? Thanks in advance Their difference is huge. Everything is shown in the link you had given. Mainly only 2.5 condition you apply for the Platinum 1) Priority pass 2) redeem other airmiles Another 0.5 is for the welcome bonus discussed above. If not, just opt for MBB Amex Reserve + VI. Ah, MR is evergreen but TP only valid for 3 years.
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charlesj
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Jan 22 2020, 10:48 AM
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QUOTE(peigeng @ Jan 22 2020, 10:17 AM) Where is the link for this review? Under his "Signature" On mobile, you have to go into his profile for the link. Nevertheless, here is the link: https://youtu.be/U-hCJgqAIjM
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charlesj
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Jan 22 2020, 03:57 PM
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QUOTE(Shanglin @ Jan 22 2020, 02:55 PM) yup you are right. Not much benefit. I get this card is because I have so many point, which I can’t finish it within years if I use Amex reserved. This is the only benefits that best suit me cause amex plat MR never expire for as long as membership is intact. I call customer service asking them to arrange me a trip to Europe, to my surprise that totally don’t know how to arrange. So don expect Amex Malaysia has all those dedicated concierge service. They have none. The idea of Frequent Flyer Program is for those frequent flyers to round the world after retired (for free). Hence they were offering evergreen miles. Similar for Amex MR. Unfortunately as time goes on, FFP realized that this is not feasible and starting to insert expiry clause. Not forgetting frequent devaluation from FFP. Hopefully MR will keep going and sustainable for a longer period.
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charlesj
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Feb 23 2020, 12:40 PM
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QUOTE(Secret Hunter @ Feb 23 2020, 12:18 PM) just received my platinum charge card thinking whether to activate it or not not gonna spend 20k in these few months The bonus is based on approval date. Pay your bills in advance. Then buy tesco / aeon etc voucher to reach 20k.
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charlesj
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Feb 23 2020, 06:54 PM
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QUOTE(Jnkm13 @ Feb 23 2020, 04:08 PM) Is there any time limit to activate the card? Will they will allow you to hold on the the card for a few months without activating it? Bonus 300k MR within 90 days. I believe usually it is counted based on approval date. I can't find latest campaign for T&C, last promo ended 31-Dec.
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charlesj
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Mar 9 2020, 09:57 AM
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QUOTE(alainmelon @ Mar 9 2020, 04:55 AM) Just to update, my application for the Malaysia platinum charge got declined. My guess is because I don't work in one of the neighboring countries around Malaysia. Have send an email to ask what is the reason that they decline my application to get more clarity and hopefully help others. I have opt for the NZ version of platinum charge, and got approved the next day  . Now that is what I called service. Thanks for helping me guys! Maybe next year I'll try applying for the Malaysian one again when I know the reason for the declined application. During your next application, inform them you are existing Amex holder in NZ, may have extra points for approval. Also, I am wondering whether you can use Amex concierge service to get you the card. Haha.
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charlesj
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Mar 9 2020, 12:42 PM
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QUOTE(alainmelon @ Mar 9 2020, 11:16 AM) Didn't know you can get extra points for being an existing Amex member else where. hahaha dont think you can ask the concierge to do that  . But I heard there is a transfer program to other countries. But not sure its worth it as you will not get the sign up bonus If not mistaken, if you are HSBC premier customer, you can get their CC from other countries. Dont know how true. Yea, you got the point - sign up bonus. Try your luck next time.
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charlesj
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Mar 29 2020, 07:30 PM
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QUOTE(ProxMatoR @ Mar 29 2020, 05:55 PM) Doesn't support Amex for Msia version
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charlesj
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Nov 29 2020, 08:26 PM
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QUOTE(sihamsedap @ Nov 29 2020, 08:39 AM) might consider this if we can travel freely... otherwise.. whats the point.. m2p is the same minus travel perks 1. Evergreen points, it wont expire (good for now that we cant travel) 2. Redeem other exotic FFP (Emirates etc which M2P cant) Yes, M2P is good enough for majority here.
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charlesj
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Dec 13 2020, 02:56 PM
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QUOTE(MarshallWachi @ Dec 12 2020, 04:51 AM) Guys just wanna ask If you are a priority banking customer in Maybank, do they offer you to apply for the Amex charge card? During MCO, quite a few here received invitation card. Too bad no AF waiver. Not necessary having priority banking, I think they are targeting those holding M2P. The points are evergreen, no need worry about expiry. Only good for those heavy spenders.
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