If they don't call, how can I know the card will be approve or not ?

1.5% for education is good. After reading the T&C (click here for OCBC GE T&C)noted the following:

Annual fee RM68 and RM138 for GE Titanium and Plat respectively.
Max Education and Medical rebate per month RM250 and RM200 for GE Plat and GE Titanium respectively.
My comments are as follows:
1. For medical most private hospital accept Amex so go with Maybankard 2 Cards.
2. Say get GE Titanium where annual fees cheaper and only income of RM36K to qualify, max rebate per month for education is RM200 or up to RM13,333.33 tuition fees you get rebate.
3. Based on the annual fee of RM68, your tuition fees need to be more than RM4533.33 per year to get same amount of rebate to offset the annual fee.
4. Also have to consider RM50GST for principal and RM25 for Supp card. If one's tuition fee is more than RM10K/year then GST will be waived by OCBC for Principal Card (got to check does this mean your dad got to charge the card?). So got to consider Supp card RM25 GST too.

So for the case of RM9000, if charging it once a year not suitable because Annual Fee + GST (Principal and Supp) = RM143 and cash rebate is RM135. If you charge twice or more a year then the card makes  sense.

Visa and MC definately have the edge over AMEX because most insurance and schools don't accept AMEX. But my son Uni in US does accept Amex and MAsterCard (no Visa) through a 3rd party and they charge 2.75% for convenience fee and adding that to our local AMEX 2.5% fee, boy, that's more than 5% extra, so I buy bank draft cheaper.

Damn ... i just found out that Citibank fixed line phone service is provided by Maxis. Hence i am not eligible for the free call service 

Not really. Some are provided by other companies like TIME, Maxis and DiGi.

u own investalks?
why ur italk 18sen/minit?
I use miss call back italk 25sen/minit

the remaining time is not accurate.

the rate at the website is accurate

http://www.tm.com.my/ap/personal/voice/car...bout-iTalk.aspx

u use 1800 87 3535 or 1800 87 3636 ?

if u use 3535 then it will eat up ur existing prepaid balance.
while 3636 will not use ur existing prepaid balance.
that why the rate of using both of it is different
i dont believe TM put wrong rate at the website

I have never been a fan of CCs and have always avoided to apply for one as well but recently I have been very much indulged in getting one or two in order to benefit from the cash-back returns on petrol, grocery shopping, bills, utilities payment & etc. I’m still scouting around for some good deals and would appreciate some recommendations from our members as well...

But GSC website didn't specify that it needs 3D security for OCBC.

Now that's an bummer that the OCBC Ti can't be used to pay TM bills online...
My plan was to use the Ti for all the bills & petrol payment.

GSC does support MasterCard SecureCode and Verified by VISA. I used to use my HSBC MasterCard to pay for GSC ticket online and i always had to key in my MasterCard SecureCode before the payment can be authorized.
He doesn't have the card yet ...

Great...so you're an current user of the OCBC Ti CC... Can I know what Utility Bills is payable via the Ti card? My intention is to pay my bills (TNB, SYABAS, ASTRO & TM) up using the Ti card. How do you do the payment? 

Great....and I assume all OCBC CC holders are entitled to access for the OCBC Online?

May i know if PTPTN payment is considered as a bill for OCBC Titanium Card?

GREAT

What other merchants are available for online payments? For instance - Insurance?

I see....actually I just wanted to know if the OCBC ONLINE system accepts online payment for ALLIANZ & KOJADI as they are my frequent merchants. This is solely because between them I have approx RM700 worth of payment made on a monthly basis which equates to about RM35 cash back. Good cash back returns from the both huh?

Last month my OCBC Titanium MC was automatically blocked because of fraud syndicate. OCBC informed me of this via phone and sms. In the beginning I doubted this so that I called OCBC hotline to clarify. In the end, OCBC sent me a replacement card with new number within 3 days. And of course, all my auto debit payees have to be informed of the new card number. 

I'm looking for another card that give good rebates for other retail spending,  Insurance, education, medical, Astro. Any suggestion ? 
Currently using CTB Shell gold for 0.7% rebates for other retail spending.

regarding the direct access balance transfer, the form i downloaded at DA website stated that the expired date is december 2010, but still can use it?

is it my card problem (Maybank Visa) that I can't use it at Esso pump? but, if i swipe at the counter, it was ok....anyone with this experience?

Thanks . But the requirement to spend RM10K per month in order to enjoy 1% rebates turns me off.

Thanks.  That is why I need to have alternative card to compliment each other. Other than OCBC titanium master, do you happen to know any other cards that gives good rebates on other retail spending ?