I do not know. May be they prefer to integrate this information to the existing thread.

However, certain online card processing companies can't process it. For instance, RHB Worldpay. For what reason i do not know.


Hong Leong Bank Classic credit card ? The points required to redeem a shopping voucher is just as high as HSBC's. I'd recommend you to go for either CIMB MasterCard, any Maybank credit card or Alliance Younique MasterCard. And if you earn no less than RM36k/pa, you might want to go for OCBC Titanium MasterCard.

Cash back rates. If you choose the rebate option, you will get rebate and point at the same time.


Rebate for Classic card is given up to a maximum spend of RM2,000/month only. For Gold card it is RM3,000/month and RM5,000/month for Platinum credit card.


you won't get any rebate or point if you choose the rate option.

You will need an income.


Debit card is the answer to your problem. You may consider :
- Maybank VISA debit card
- Public Bank Day2Day VISA debit card
- Public Bank ESSO VISA debit card

In my humble opinion, the Public Bank ESSO VISA debit card is the best card around and you should apply for it. First of all, there is no annual fee to pay and the reward is much better than Maybank VISA debit card. Maybank VISA debit card rewards really suck ! You can find out more about debit card HERE.

What's the term like ? For how long ?

That's a huge investment

By the way, they claim it is 0% interest but that is not entirely true. This is because they will charge 5% tax (7% next year) not only to the postpaid plan you sign up for but also to the iPhone.


You are looking for credit card with lower points needed for shopping voucher redemption right ? This is why i suggested these cards in the first place.

Would suggest you to go for Alliance Younique MasterCard as this card gives you both cash back and point (if you choose the rebate option).

Just go to Sushi Zanmai lah. Good enough already. It's cheap (for Japanese food) and foods are generally fresh

It's for DiGi.

Are we still entitle for the 0% interest ?

I did get RM50 cash back using CIMB MasterCard back in November 2008 at ISETAN In fact, it reached the maximum rebate on my first swipe alone and i had to use my Maybankard AMEX Gold to pay for the second time at ISETAN so i can get 2x Treatpoints instead of 1x CIMB bonus point.

Yeah, i swiped more than RM1k actually. They were having a big sale in the bedding department outside the supermarket. Made some huge purchase that day

Ah ? You mean the one located on Ground Floor in KLCC ? We still have to pay RM2 right ?

Oh


No. Never tried that before. Have you tried it ?

Argh ... my bad. When i saw "EPP 24 months: includes the iPhone + 24 months monthly fee + 5% service tax, over 24 months" in their T&C, i just assume they will tax the iPhone EPP too.


I think the redesigned restroom at KLIA main terminal building is fancier. There is no branded toiletries though


Done.

By the way, you may want to wait until next month before buying an iPhone. The government is scrapping the 10% tax on cellphone (already added to the price). It means all cellphones will be 10% cheaper if you buy it next year

Oh is it ? I didn't know that I kept thinking the sales tax is one of the reasons why even smartphone is more expensive here in Malaysia.


Walk into any of their branch, tell them what do you want to do. They will ask you to sign on a form and they will help you to process the rest.

How about Samsung Wave S8500 then ? I am thinking of changing cellphone now.

Up to 3 months if i am not mistaken. Sometimes if it is like double charging, then it will take just 2-3 days to resolve the problem. And no, they will not extend the payment due date.

Thanks for the link. It means the price of most mobile phones will still remain the same and the price will only drop as it is getting replaced by newer model

Is it ? But this belongs to the smartphone category too, no ?