yes. depends on location. like today, if go to kfc/tesco/giant, definately DA

i didnt even apply mbb visa plat. just bcoz 3 years ago i signed up for palace vacation club, then they make this mbb card for me to pay the membership in 0% installment for 3 years. now finished, dunno what to do

no. ONLY for esso/mobil.

u should do BT b4 cancel the card

or just, pay 1 lump sum

its not for fresh graduate. but u must have degree. no matter even if u graduated 10 years ago. as long as it is degree

rm600 x 1000 people = rm600,000 already! :sweat

This post has been edited by erry-: Dec 19 2010, 05:23 PM

good 4u. too bad no longer offering

1000 people then rm600,000 la. more than half a million already!

lump sum pay all the remaining balance 1 shot.

example:
u purchase thing rm4500 with installment plan for 24 months, so u need to pay rm187.50 monthly for 24months.
if u want to cancel the card on 11 month, u need to pay the remaining 13 months (rm2437.50) for 1 lump sum.
plus rm50 penalty for cancelling the installment (fee depends on bank).

This post has been edited by erry-: Dec 19 2010, 05:30 PM

yes apply DA using ur degree can get it. another term - annual fee rm30k/year

pls give me the link

but scb justone no longer offering ~

usually it means u already get the card


This post has been edited by erry-: Dec 19 2010, 08:52 PM

err... either i cant find it, or u missunderstood?

what i mean is rm50 cashback for the card / rm50 credited back in the card statement, not a voucher with value of rm50

like hsbc, 12.5k points can get rm50. hsbc rewards - look at C302 / C304

previously i redeem rm300 (75k points). hsbc offer 3x points if swipe oversea.

amex, 10k points can get rm50 back. amex rewards - the example is 100k points for rm500.

amex gold offer 5x points if swipe at selected place such as groceries & petrol.

while DA can pay with points at certain shop - 10k points for rm50 - Pay with Points - min purchase rm25 (5k points).

so, do mbb dont have this kind of rewards?

This post has been edited by erry-: Dec 19 2010, 09:03 PM

mesra from petronas also point per litre

the best parf of esso/mobil is, certain station at kajang area will give 2x points usually oct-dec

esso at grand saga kajang operate 24 hours

err.. this OT already. we should discuss about credit card not petrol rewards card

yes u need to print it. and yes u can attached ur current cc which more than 6 months.

fax to 03- 2161 9307

This post has been edited by erry-: Dec 20 2010, 12:01 AM

nvm

the point now is, normal mbb card offer rm1 = 1 points only, except petronas 5x, or while promo only, example petronas 10x on tuesday.

while amex gold always give 5x when swipe at groceries, petrol (all station), participating bookstores , and telco bills.
other transaction will always get 2x points.

so, to get 10k points, maybank need to swipe rm10k normally.
while amex gold need to swipe only rm2k or at least, rm5k

This post has been edited by erry-: Dec 20 2010, 12:17 AM

u sure 1 more year? should be less than a year

ok u said "one more year to go" before ur card expired.

my "less than a year" means b4 need to pay for the gst.

my card expiry this year, and this year also gst start charging.
so i use the reason dont want to renew bcoz dont want to pay gst.

try to cancel ur card on 2011 to get free gst waiver

This post has been edited by erry-: Dec 20 2010, 12:32 AM

ur welcome. dont forget to sms (the amex cashback)!

plat card is no longer can consider as high? but world mc / visa infinite does

why go for this card? bcoz:
1. we spend more. so want more CL.
2. we want world / infinite privileges such as free access to klia lounge, free coffee, free movie ticket, free golf.
3. we want special price for selected merchant.
4. lastly, we can get it free for life - either with or without condition

DA world mc & visa inifinite is free for life without any condition

normal for ALL bank. but hsbc only charge rm25 (i read this at my statement).

not good. hsbc charge u 5.99%/year.

if want to do BT, go to bank that offer 0% such as amex 12 months or cimb 6 months

there is always 1 time CA fee!

This post has been edited by erry-: Dec 20 2010, 02:11 PM

yes still exist. alliance installment also fre for 12 months without no 1 upfront fee (valid till 31/12/2010).

refer here - http://www.cimbbank.com.my/index.php?ch=43...k&tpt=cimb_bank

• Applicable to all existing and new CIMB Bank cardmembers except CIMB Islamic Bank cardmembers.

really?

if look @ http://www.hsbc.com.my/1/2/personal-bankin...alance-transfer
it shows 5.99% per year.

icc. why hsbc not sms me? haha.

but i dont have any outstanding. so cannot do OT

u can, by paying 1 lump sum for the remaining balance, plus rm50 penalty