YES! every year! if ur card expiry date is 02/2014, then every february u will be charged rm50!

---

Added on December 19, 2010, 3:09 amgst is charged by govt. not bank.

thats why bank cannot waived it.

but they can give points to redeem (current card holder), or give cashback on new card holder.

u dont want gst, need to change govt 1st~!

This post has been edited by erry-: Dec 19 2010, 03:09 AM

nops. read t&c here - http://www.pbebank.com/en/en_content/images/tc_db10.pdf

Exclude all Co-Brand Credit Cards

since the card have esso/mobil logo, it is called co-brand.

oh i'm using cc for 7 years and never know about this!

err my annual income more than this but still being rejected twice dont ask me why. go read previous thread

since u using esso, then go apply!

its free for life with no condition. apply online so u can get 8% cashback (max rm80) on 1st statement. take it as to cover gst

1. HLB do offer cashback to cover the gst NOW
2. PBB Plat cashback system is not complicated as Alliance. it just straight forward count, not tier

its rm600 per year

80k usually accept bankers cheque. who want to bring 80k cash?

same as me. bank never earned from me! haha

This post has been edited by erry-: Dec 19 2010, 01:16 PM

nops. not even 2x salary. but pbb esso/mobil give me 18.5k CL

This post has been edited by erry-: Dec 19 2010, 03:25 PM

yes i got it.

but he wrote rm600 per month, seems like can have max cashback more than rm600 per year, or if x12 its rm7200 per year

nvm. the max is rm600 per year, but not rm50 per month

This post has been edited by erry-: Dec 19 2010, 01:35 PM

no mistake there

justone give 5% only on friday, other day is 2%.

he said he already swipe 5k, probably on other day (not friday), so he already get back 2% which is rm100.
then he swipe another 10k (on friday) to get 5% so its rm500.

he also said he swipe 10k only want free AF (since already swipe 5k).

so he get max cashback and free AF

usually people who use 'limited'/max/capped cashback cc, they will know/calculate regarding the cashback amount

This post has been edited by erry-: Dec 19 2010, 01:50 PM

yeah winner. pls reply!

if 5k get 5% means already get back rm250, and if:
10k also 5% then he can get rm350 only (even it is rm500).
10k is 2% then he get rm200 only (still have rm150).

i think 5k is not on friday (2%, rm100) and 10k is on friday (5%, rm500)

This post has been edited by erry-: Dec 19 2010, 02:23 PM

but the 1 time i missed my due date is last year -2009!

look here: http://www.pbebank.com/en/en_content/perso...visa_pltmr.html

swipe rm33k will received rm198 (0.6%).
its not 1st 5k get 0.3%, 5k-10k 0.5%, 10k-30k 0.55% like alliance

i didnt appeal. just next day after due date, i pay full amount like usual. then next statement no charges at all

i said NOW.
ok to be exactly since 10 nov 2010 till 28 feb 2011.
if u apply before 10 nov 2011, then u wont get la the cashback

refer here - http://hlb.com.my/promo/pfs/cc_win_mazda/index.jsp?s=ccpromo

for hlb essential:
rm50 cashback if swipe 2x within 45 days OR rm100 cashback + zing card if swipe rm5k within 90 days.
plus, 10 entries to win mazda 3.



t&c:
cashback subject to 1st come 1st serve basis.
cashback will be credited into the Principal Cardholder’s Card within 150 days from card approval date.
so need to pay rm50 gst 1st and hope get back that amount or rm100 on 6th statement



This post has been edited by erry-: Dec 19 2010, 04:10 PM

even my mbb visa (not petronas), they offered 10k tp for me to offset the gst, still, i need to pay that rm50 1st and later they credit me 10k tp. now dunno what to redeem

i know. but better redeem things which worth more than rm50.
planning to redeem 1 month before next year expiry month then cancel the card

next year i dont care. they offer me 10k tp or whatsoever, i will definately terminate it!

This post has been edited by erry-: Dec 19 2010, 04:17 PM

no different, i'm not earning that rm50, coz i need to pay gst, which is rm50 too.

so better use another card that give cashback so i can earn more

nops. but hsbc got

oh in august. its ok. hlb essential give 1% only while ur scb justone give 2% & 5%

mbb NOT offering this to any1!

my card not petronas so got annual fee. they give 3 years free af before.
this year finish, but 1 month before expired they send new card.
i want to cancel. but they offering me another 3 years af and that 10k tp.
dunno why.
BUT, previously i use about rm30k/year and always pay in full.
starting this year (from october, new card issued), no more high spending on this card.
so i wil lterminate it next year, no matter if they offering another 10k tp.

new card, yes cashback.
anniversary, u calculate how much u earn the rebate in previous year and take it to cover the gst.
like winner, already get rm600 for his scb justone. paying tax rm50 still earned rm550

i'm not high spender so not care much about CL.
my current DA plat is double than this mbb. enough already

this scb justone, u must pay rm15k to get that

if less than 15k, got annual fee rm200

per year.

since u a high spender, go apply scb justone card la.
u can already get free annual fee and rm600 max cashback.
pay the gst rm50, u still get rm550
even take it to cover next year gst too, u still get rm500 free.

if ur annual salary is rm40k/year, then go apply - http://www.standardchartered.com.my/_docum...one/appform.pdf

This post has been edited by erry-: Dec 19 2010, 04:53 PM

oh? no idea.

persistence85, u go to nearest scb branch to ask, or call 1300 880 388

all card got their own benefits la. just i'm not using mbb a lot