Why is this? I was under the impression if I settled the entire statement balance, I will be entitled to interest free new retail transactions from Dec 15 onwards....

My guess is (2) as the rebate are calculated based on statement date. So the statement date being 15 Jan 2011 is already out of the promo period.

Yeah the same question as Ronnie....

I only recall seeing "marketing material" of rebates up to RM600 for 2010 and not RM720. As we know now that the rebates are calculated based on statement dates i.e. people with new card in August and statement date in September got only RM120 (and not RM120 for August and RM120 Sept). It is my opinion that the chances are slim for a statement in Jan 2011 to get RM120 in rebates as people with various statements dates in January will claim to be eligible (like late Jan 2011?).

Now if you have gotten the card early Aug (before statement date Aug 15?), then yes maybe you can get RM600 in rebates. I only expect to get up to RM480 in rebates.

T&C link http://www.ocbccards.com.my/titaniumRebates_tncEN.aspx

RM600 from Aug 1 to Dec 31 2010.

This post has been edited by zenquix: Oct 29 2010, 11:29 AM

haha how we wish... but cannot la... nanti a new argument of RM120 + RM50 = RM170 rebate pula

u might just see it in next month's bill. if you don't, the month after that.

no real worry right?

This post has been edited by zenquix: Oct 29 2010, 05:34 PM

Has anyone managed to use OCBC Internet Banking + OCBC Tit MC to pay their bills? I paid my phone bill but till date not reflected at all...

This post has been edited by zenquix: Oct 31 2010, 12:57 PM

I paid my handphone bill. Had to omit the "." from the acct number according to OCBC CS (system rejects with the "."). Transaction already posted in my card but I don't see it in my provider's payment history.

just means u are paying for the extra points hahaah

it will be charged to your statement and you will pay for it together with your bill.. likely you will see it this month or the next.

next statement. it will be

Interest Charge RMXX
Interest Reversal -RMXX

umm.. maybe I am confused

Say the statement u just paid minimum is for Oct statement (due Nov X) . So in Nov statement you will see the charges.

Yes. You can also see it online (if you registered for internet billing) after Nov 15.

Nah I would say the Alliance cards have a bit more edge on Plats... (if you don't use them overseas )

Actually according to the CS i talk to, it was no. LCCT is only for Alliance Personal Plat Card. Unless I misunderstood

Gratz. I only got a measly RM60 although i spend more than enough to warrant the full RM150 cashback and during the 25% times too. All these non guaranteed cash back stuff is wearing my patience thin.

This post has been edited by zenquix: Nov 11 2010, 09:44 AM

You won't see the additional 3% now anyway. That is only credited next year if i recall correctly.

I can understand why (1) should be 5% but (2) and (3)? Aren't those normal stores?

Edit: Ah... (3) is a cafe + furniture store. My guess is the credit card terminal is from the furniture store (normal retail MCC)

This post has been edited by zenquix: Nov 15 2010, 10:04 AM

At 0.5% only, there are better cards to consider like HSBC Amanah Plat (0.5% normal transaction, 1% overseas transactions).

It's been documented that Standard Chartered exchange rates are one of the highest. however with rebate and points, it is better than the HSBC cards


I am tempted to change my petronas plat to a normal plat as MBB seems to give inconsistent service and offerings to this card.

Not that I know of. but normal plat offers 2x points for overseas transactions + insurance.