Oh ... i wasn't aware of that.


The exchange rate for HSBC MasterCard is kind of high. Not sure about their VISA though. Anyway, from what i remember is that their VISA exchange rate is pretty high as well.

Congrats !!!

All the three Singaporean banks offer this kind of security device to their customers in Singapore. I think there was an article saying that this kind of security device is the most secure one. Only two banks in Malaysia offer this kind of security device while all other banks send the one time password through sms most likely due to the high cost of offering this kind of security device.

If the bas*** knows your username and password, then yes. It can be very dangerous. Especially with HSBC which you can transfer as much as RM100,000 in one day out of your account. However, you may only transfer RM100,000 out from your account to the pre-designated accounts which can only be registered at their office.


The article i read did mention why it is more secure but i couldn't recall what was written. Still couldn't figure out how it interacts with the bank's system

I am interested to know the exchange rate for Standard Chartered Priority Banking VISA Infinite. If the exchange rate is more or less the same as OCBC's or DA's, then it is very worth to use it overseas due to the 5x Choice Points

This post has been edited by MilesAndMore: Nov 18 2010, 11:51 PM

By making a huge deposit into your account there in Singapore


If you change your mind one day, go for the DBS VISA debit card. It is annual fee free and the design of the card is so nice


This is definitely one of the best promotions from HSBC so far. It is just so easy to get the free cash Too bad i did not put much attention into it when the promotion started last month. Spent so much in the last few weeks and i did not send in a single sms at all

Hey ! I've done this before too

This post has been edited by MilesAndMore: Nov 19 2010, 09:40 AM

HSBC says : "biasalah".


I did get a sms regarding this promotion but i simply did not bother to read it as HSBC credit card promotions always come with many T&C. Besides, i was so convinced that i did not get anything from the previous "up to 25% cash back" promotion. However, i was proved very wrong last week when RM139.85 was credited into my account

By the way guys, any idea how the 0% interest cash advance works ? I received a sms from Citibank this morning regarding this offer. The minimum is RM1000. It says in the sms that there won't be any interest charged for the first 3-month. Now here is my question. Does it mean if i pay everything back to Citibank by the end of the third month, i will not be slapped with interest ? And instead of making the cash advance withdrawal at ATM, can i ask them to issue me a cheque instead ? So i can save on ATM withdrawal fee.

I did call their call centre but they are having a system maintenance now. Just want to know if any of you have experience in this.

Is the Maybankard VISA Platinum and Maybankard MasterCard Platinum no longer open for public application ? Just got myself their application form but Petronas Platinum VISA is the only platinum credit card stated there. Any idea ?

Less then 30 minutes once you're inside BNM. In fact, you can get everything done in less than 3 minutes


Have requested for a call back from Citibank. Shall find out more about this offer soon.

Not if your land line is on a package deal Last time calling KL from KK cost an arm and leg. Now i can talk as long as i want. Even calls to 1 300 are totally free

Indeed it is. I won't even think twice now before making a call to KL I also won't grumble if they put me on hold for 10 minutes. After all i usually only make the call when i am free and there is no bill i have to worry about

Thank you

A new promotion for Citi Gold card. Valid till 1/11/11.

But then, the 5% rebate too are applicable only at selected merchants. Besides, i think they did not extend the rebate for ISETAN this time around.

You are playing with fire ...

No. They will not waive the RM50 credit card tax and there is nothing you can do.

Highly doubt so.

For a second card without credit limit increase, then no.


Citibank uses customer credit limit. Basically you just have to remember the card with the highest credit limit. That would be your total usable credit limit.

You do not have to surrender the card. However, if it is not canceled yet, it can still be used. Report a loss to your bank fast.