latest transction i have with alliance younique cc
28/8/10 transaction date, 31/8/10 posting date TWD14955 --> RM1498.41
11/9/10 transaction date, 14/9/10 posting date USD39.95 --> RM126.54

btw, since u had card with alliance before, is it possible for card holder (without saving/current account) to apply internet banking?

anyway, I have a Q here,
my friend have a Citibank Gold Card and Citibank-Giant card, she tend to pay her bill with Interbank Funds Transfer,
since she is paying for 2 cards, will she need to pay twice of the RM2?

BTW, HSBC classic card also min salary for classic is 18k/annum and want latest payslip, but if less than 3 months they want confirmation letter.
refer here - http://www.hsbc.com.my/1/2/personal-bankin...ard-eligibility

bad news is - annual fee free only for 1st year (but i got platinum free for life with no condition - by invitation only )
want it free, swipe min rm14.5k on 1st year so u get the points to redeem. another rm9.5k for govt tax. (swipe oversea will get 3x points).

hi...want to ask do all credit card comes with the PIN number?i just get my first CC and wanted to do internet banking but no PIN so cannot access to ATM....

i thought PIN will arrived 1st...followed by card...well, that's what happened in my case with HSBC 

not sure bout other cards

Go to this site and fill in the figures.

http://corporate.visa.com/pd/consumer_serv...er_ex_rates.jsp

Note that CC exchange rate is real time and counted more than 2 decimal points, so transactions made and posted on the same day 10 mins apart can have different rates.

7. International Transactions
Transactions incurred will be converted to Ringgit Malaysia using US Dollars as the base currency on the date the item is received and/or processed at such exchange and at such time as may be determined by VISA International/MasterCard Worldwide at its absolute discretion plus administration cost which is to be imposed by the card issuing bank. The exchange may differ from the rate in effect on the date of the transaction due to market fluctuations. Such rate imposed shall be final and conclusive and the Cardmember shall bear all exchange risks, losses, commission and other bank charges which may thereby be incurred.
- HSBC : 1%

Wondering, whats the best card to hold on to if most of my transaction are international transaction?

Ok, will keep in consideration.

Not that I know of. but normal plat offers 2x points for overseas transactions + insurance.

The link to the promo
http://www.maybank2u.com.my/mbb_info/m2u/p.../PRO-Promotions

It is quite hidden tho

u are not worried that it wil affect yr ccris by not paying in full?

HSBC users here, pls share ur experience with current promo - SMS & WIN?
http://www.hsbc.com.my/1/2/personal-bankin...c=MYH_LP_SMSWIN

yesterday, (of coz swipe >rm100), swipe then SMS at 20:03 and received reply "overhelming responses. closed for the day. pls join tomorrow!" 

then, today, again, swipe then SMS at 15:58, same reply!

so many HSBC user that swipe >rm100 before 4pm???

will try again tomorrow around 11am and let see if still overhelming 

nt sure but anyway the effect will not be the same.. younique card just simple printing and it may lack glossy material that is included in VI card

all my cards are cheap too! haha. btw u should cancel ur stupid debit card la. if still want use debit card, go for cimb e.mastercard (free for life with no condition).

yea yea. my DA plat already replace twice this year! card and chip still ok but when swipe immediately shows chip error. rm20 (rm10 x2) gone for card replacement only

yes but need to pay 1st, next statement rm10 credited back.

Haha, all cards are stupid since they can't do anything by itself, but then again maybe I am the stupid one since did not read the T&C before signing up  . Got the RHB debit card because want to skip q to get to teller, and RHB charging me for this! The card only gives cash back 0.5% for transactions, however it does give 4X access to KLIA, LCCT and Senai Lounges. Alliance Plat Debit Card with 2% cashback which is technically free is much better in my opinion.

Having said above, I have yet to use any of my Debit Cards for transactions but mainly to withdraw emergency cash.

Now itchy want to get RHB Plat CC. They getting me the PB application form for Plat Card as was informed that the normal form for Plat card no auto annual fee waiver.

Which particular RHB debit card gives fee waiver for auto-debit/minimum 5k, or no-fee other-banks ATM withdrawals? It's not mentioned in any of the fees and charges section.

What date was the transaction ?
My OCBC Ti Mastercard transaction also around the same rate of ~2.45 (+/-) for the week of 7-14 Nov in Singapore

Maybank Visa was cheaper by a bit around ~2.42 (+/-)

I mean the el-cheapo silver classic. Higher CL more convenient when go to EU countries.

Coz u r old customer.So the bank will increase your CL time to time depend on your payment record.U apply for new card see can get CL rm30k or not,lol

may i know which bank offer more benefit for ESSO petrol station?

There is a monthly cash back cap for OCBC Titanium (RM50 from 1/1/11 onwards) and Citibank Cash Back Platinum (RM30 for petrol).