thats why its got quota for how much u can borrow depends on ur parents salary.. gov got no money to gv them all..

It's serious shit la. the money for pinjaman it's few billion ringgit. If we pay back this money can be used for development of the country. Before we blame the country for being slowpoke i think we need to do our part 1st in returning what was not belong to us in the 1st place.

Im glad that there is PTPTN and i am more than happy to pay the money back now. But if they really implement it and deduct the loan amount from EPF until the loan is cleared off... that is GOOD NEWS! wohoo!

If PTPTN doesn't impose 3% interest and pay the total that borrowers owed, i'm sure many finished paying already

Put in this way la. you are paying back 3% interest but because of the money you borrowed previously, you are getting a steady income right now and the 3% is only like the 5 - 10% of your salary for the 1st few years and from the subsequent years to come it's only like 3-7% of your salary. You should be glad that PTPTN is there for us.

barang naik's member

This post has been edited by ivan92: Sep 23 2010, 07:34 PM

1 month:

Makan = RM500
Car = RM350
Insurance = RM150
Problem happen = RM500
Handphone and so on = RM200

How to pay back PTPTN?

remove car from the list and replace with motorcycle, and try skipping lunch

there. you have some to pay ptptn

wow, i dont know that happen every month.... or it is for rokok cost?

it's really about ppl attitude and their upbringing. no one is gonna say anything if you really make an effort to really pay what you can, no matter if it's just rm10 for a start every month. instead, many giving excuses like low income yet owned a car, high cost living (high cost until can't spare rm10?), inconvenience on paying methods ( hello? borrow that time never say difficult, long wait ? )

you are CIMA certified management accountant. i like your style. u free to work for my company? help me cook the books.

You all ar..laugh at my 'Problem happen' . Tell u la, when u really check your monthly expenditure u will be surprised that this happens every month. The older u are the worst it becomes. Serious one.

Gaji aku RM1.4k , Standard utk freshie diploma post technician...

Rumah = RM300
Motor = RM450 (Bayar byk utk settle hutang cepat)
bagi mak bapak = RM200
PTPTN = RM200

Lepas tu ape yg tinggal tu je lah aku buat makan dan isik minyak muto. Siap boleh menabung lagi kalau ade lebih. Benda ni antara kita nak atau xnak je. kenkadang aku tgk fresh grad ni bile dh keja pale otak pikir nk beli keta je. apa kata kalau first 2 years lepas grad pakai ape yg korg guna time study dulu. bukan xleh gerak pon. yg aku xleh blah, memilih xnk makan kt kafe kilang @ office sebab x sedap. makan ni asal kenyang je bro. kalo cafe @ canteen tmpt korg keja ade bg subsidy makanan, makan situ je la. x usah menggatal nk makan luar...

This post has been edited by ghodul: Sep 23 2010, 08:01 PM

girlfiend? hahahah

Agree

Different people would have different perception of thinking . If everybody would have the same perception of thinking ,there would not be so much problem in political ,social and even more .

lolz u sounds like me in term of choosing where to eat,but my friends damn cocky wanted to eat at luxurious place but cant kenyang also...xD.
btw i prefer a bike since KL always jam packed like sardine.

itulah pasal. General Manager pon makan dekat cafe. Engineer2 yg junior semua kaki memilih, hampir tiap2 hari makan dekat luar. Kt kafe kilang aku byk murah wo. Nasik + Ayam = RM1.70, air free (Nescafe, Tea dan Ovaltene)....

this is seriously unfair. many ppl have heavy burden like car house and pay money to fix this fix that. govmen so greedy suddenly want us to suffer so sudden?

man, all the money for corrupt ppl no chase after. this small fry stuff so care?

if cannot pay ptptn...dont borrow at first..ask your parent to sponsor or loan from the bank

before you start commenting do your part and pay back what you owe. think of the future generations who are going to go through what you have gone through.