Ramai org duk ckp education must be free. tp diorg lupa ka yg duit ptptn tu brape byk sangat buat utk byr yuran. selalunye yuran hanya 30% dr pinjaman korg utk yuran, selebihnya korg enjoy dan membesarkan perot dengan duit tu. kalau kerajaan buat free education pon, korg still kena pinjam ptptn utk makan, bayar rumah sewa dan membazir dengan sesuka hati...

time membazir dulu x igt dunia, siap marah kalau ptptn masuk lmbt. beli DSLR la, beli iFAG la modding PC la. then bila nk bayar, lorat nak mampos.

T.T sorry all, i need help here....
i m trying to pay ptptn by maybank2u or cimbclicks but inside request ic no and 'Letter of Offer No'
i dunno where to find my own No rujukan...so i cant pay...
anyone can pls do advice me? thanks alot ya~

you can get it via sms or check back the letter from ptptn that you still keep. i'm sure it's there.

the letter provided is 'No pin' which can use to sign in to the website one. 7digit
but when i want to maybank2u pay, inside got provide sample of  'Letter of Offer No' , only around 4-5digit if not mistaken...
the no rujukan seem like not the no pin.... i am not sure... @.@

Simple. Just start off with Rm50 per month. Then after you get promoted or salary increment, start paying back more.

At least you pay some, & do it CONSTANTLY, for sure in the end you will finish your loan.

this is wrong... honestly.. if the interest (or admin fee is 150 per month..).. u will end up hutang more than u actually get..

how it come??? u pay 50 while the interest is 150.. balance 100 will added to your principal.. if 12 month.. it add up 1200.. and the interest in based on monthly balance.. if Jan 11 u owe ptptn 20k.. fab 11 u owe RM20100.. and on March u owe RM20200..

think wisely