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Bayar Balik PTPTN, in 2013
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kidmad
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Sep 23 2010, 07:04 PM
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QUOTE(Hidan @ Sep 23 2010, 04:15 PM) For those who studied at private unis like MMU, I wish them good luck paying back PTPTN with a fresh grad pay. GAMBATTE! Im from MMU and i've been paying back my Loan. 50k only ma. LOL! potong EPF good at least i know i am paying rm1.2k per month.
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kidmad
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Sep 23 2010, 07:05 PM
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QUOTE(ataris @ Sep 23 2010, 05:01 PM) m2u also can pay, i advise u guys to pay, admin fees every month around rm50, crazy kan ? haish... My admin fees is rm140+....
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kidmad
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Sep 23 2010, 07:08 PM
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QUOTE(Muhammad Syukri @ Sep 23 2010, 07:06 PM) Pay before 2012 or u will be stuck in this Riba' system and go to hell with it. wth is RIBA system? RABA i know la.
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kidmad
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Sep 23 2010, 07:26 PM
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QUOTE(Schumacher @ Sep 23 2010, 07:17 PM) wtf..1.5 juta peminjam? example a person borrow minumum 20k. 1.5million X 20 = 30 billion...is it kidding? It's serious shit la. the money for pinjaman it's few billion ringgit. If we pay back this money can be used for development of the country. Before we blame the country for being slowpoke i think we need to do our part 1st in returning what was not belong to us in the 1st place. Im glad that there is PTPTN and i am more than happy to pay the money back now. But if they really implement it and deduct the loan amount from EPF until the loan is cleared off... that is GOOD NEWS! wohoo!
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kidmad
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Sep 23 2010, 07:31 PM
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QUOTE(soundsyst64 @ Sep 23 2010, 07:27 PM) If PTPTN doesn't impose 3% interest and pay the total that borrowers owed, i'm sure many finished paying already  Put in this way la. you are paying back 3% interest but because of the money you borrowed previously, you are getting a steady income right now and the 3% is only like the 5 - 10% of your salary for the 1st few years and from the subsequent years to come it's only like 3-7% of your salary. You should be glad that PTPTN is there for us.
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kidmad
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Sep 23 2010, 08:28 PM
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QUOTE(ghodul @ Sep 23 2010, 07:59 PM) Gaji aku RM1.4k , Standard utk freshie diploma post technician... Rumah = RM300 Motor = RM450 (Bayar byk utk settle hutang cepat) bagi mak bapak = RM200 PTPTN = RM200 Lepas tu ape yg tinggal tu je lah aku buat makan dan isik minyak muto. Siap boleh menabung lagi kalau ade lebih. Benda ni antara kita nak atau xnak je. kenkadang aku tgk fresh grad ni bile dh keja pale otak pikir nk beli keta je. apa kata kalau first 2 years lepas grad pakai ape yg korg guna time study dulu. bukan xleh gerak pon. yg aku xleh blah, memilih xnk makan kt kafe kilang @ office sebab x sedap. makan ni asal kenyang je bro. kalo cafe @ canteen tmpt korg keja ade bg subsidy makanan, makan situ je la. x usah menggatal nk makan luar... Agree
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kidmad
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Sep 23 2010, 09:26 PM
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QUOTE(Squidward @ Sep 23 2010, 08:55 PM) this is seriously unfair. many ppl have heavy burden like car house and pay money to fix this fix that. govmen so greedy suddenly want us to suffer so sudden? man, all the money for corrupt ppl no chase after. this small fry stuff so care? before you start commenting do your part and pay back what you owe. think of the future generations who are going to go through what you have gone through.
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