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> Bayar Balik PTPTN, in 2013

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SUSsoundsyst64
post Sep 23 2010, 06:58 PM

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Pay what you owed! Boleh bayar hutang kad kredit/bank loan, but "can't afford" pay PTPTN

WAT DA CRAP IS THIS?
SUSsoundsyst64
post Sep 23 2010, 07:07 PM

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i have RM 10,400 left to pay, and i pay around RM 300-350 per month with RM 25+/- interest

I might use EPF 2nd account to pay part of the amount
SUSsoundsyst64
post Sep 23 2010, 07:09 PM

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QUOTE(kidmad @ Sep 23 2010, 07:08 PM)
wth is RIBA system? RABA i know la.
*
in islam, interest is riba. We pay the exact amount we have owed, without any hidden charges (interest)

we cannot take riba because it's haram.
SUSsoundsyst64
post Sep 23 2010, 07:15 PM

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QUOTE(ghodul @ Sep 23 2010, 07:13 PM)
time membazir dulu x igt dunia, siap marah kalau ptptn masuk lmbt. beli DSLR la, beli iFAG la modding PC la. then bila nk bayar, lorat nak mampos.
*
biggrin.gif rclxms.gif thumbup.gif
SUSsoundsyst64
post Sep 23 2010, 07:27 PM

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If PTPTN doesn't impose 3% interest and pay the total that borrowers owed, i'm sure many finished paying already sad.gif
SUSsoundsyst64
post Sep 23 2010, 07:41 PM

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QUOTE(Hidan @ Sep 23 2010, 07:40 PM)
1 month:

Makan = RM500
Car = RM350
Insurance = RM150
Problem happen = RM500
Handphone and so on = RM200

How to pay back PTPTN?
*
remove car from the list and replace with motorcycle, and try skipping lunch

there. you have some to pay ptptn smile.gif
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