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Credit Card v11
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chemistry
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Sep 30 2010, 11:35 PM
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QUOTE(David83 @ Sep 30 2010, 11:30 PM) Toll booth doesn't accept CC. Petrol stations charge 50 cents for each reload. If you reload RM 250, you need to do it twice. Maybank ATM also charge 50 cents. Therefore, I prefer to top up at KL Sentral T&G Centre with CC without no charge imposed. Thanks for your information too I wonder PLUS office can accept CC reload ?
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chemistry
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Oct 1 2010, 12:01 AM
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QUOTE(Kyle_22 @ Sep 30 2010, 11:49 PM) The PLUS office at Sg Besi, heading from south, does accept creditcards. Oh, then I come from Seremban can reload there
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chemistry
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Oct 2 2010, 10:13 AM
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QUOTE(Eng_Tat @ Oct 2 2010, 10:07 AM) got 1 silly q, usually hw long you all park ur fd in a particular bank before applying cc from them? also will they match the fd amount as well? tyty *want to apply for cimb da* Applying DA cards isn't that hard, is it? Just produce your IC, degree cert, payslips, (and business card if u have) that's all. Good luck
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chemistry
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Oct 2 2010, 10:24 AM
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QUOTE(Eng_Tat @ Oct 2 2010, 10:16 AM) can i used another cc to apply instead of payslip? Definitely can. provided the cc is at least one year old and has not been tarnished by late payments. Good luck pal.
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chemistry
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Oct 2 2010, 02:40 PM
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QUOTE(niel @ Oct 2 2010, 01:12 PM) Anyone participate in AMEX 10x point couple months back? The promo ended 31st of July, my August and September statement still does not show any 10x point although I am 100% sure I met all criteria and eligible for it. Read carefully the TnC of the promo. Perhaps the extra points is granted only after 10 weeks or later?
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chemistry
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Oct 4 2010, 12:17 AM
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QUOTE(waynekoowy @ Oct 4 2010, 12:06 AM) planning to get one credit card, mainly to pump petrol and some groceries + a little electronic gadgets. HSBC is it good? But i dun want Amanah marked  Either DirectAccess Mastercard or OCBC Titanium Mastercard can serve those underlined purposes.
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chemistry
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Oct 4 2010, 12:39 AM
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QUOTE(tzeling @ Oct 4 2010, 12:21 AM) One thing about tis CIMB DA. The 2% fuel rebate end this 31st Dec 2010, so boo!!! I wonder if they gonna cont these rebates next year? Most probably will continue. If I recall correctly, this petrol rebate program has begun since 2008.
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chemistry
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Oct 4 2010, 01:18 AM
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QUOTE(David83 @ Oct 4 2010, 01:05 AM) Exactly same as the printed version? from the FAQ , yes the e-statement is exactly the same as printed copy.
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chemistry
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Oct 4 2010, 10:22 PM
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QUOTE(chemistry @ Sep 30 2010, 12:39 PM) 6/9/2010 Submitted form via fax 21/9/2010 Received call from Credit Processing Team (a sweet voice lady) that my NRIC & cc photocopy were too dark, and was asked for clearer copies. I resubmitted the form via email given by her. 30/9/2010 Called OCBC Automated Self Service and was told application was successful! This is my experience with OCBC  4/10/2010 Received card. CL is surprisingly high. I heard many friends here said OCBC stingy on cc CL.
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chemistry
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Oct 4 2010, 10:42 PM
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QUOTE(travelyew @ Oct 4 2010, 10:28 PM) Although the OCBC TI cc offer me the CL not so high, but it's much enough for me to spend. I agree with you. I am not a big spender and hence CL does not matter to me. I just wonder why OCBC treat me so good
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chemistry
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Oct 4 2010, 10:51 PM
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QUOTE(muscaa @ Oct 4 2010, 10:46 PM) chemistry, you applied through OCBC bank branch or booth near shopping mall? Hi, I applied via email. cap@ocbc.com
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chemistry
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Oct 4 2010, 11:07 PM
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QUOTE(muscaa @ Oct 4 2010, 10:58 PM) from submitting to receiving the card, took about 2 weeks' time.
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chemistry
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Oct 4 2010, 11:15 PM
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QUOTE(muscaa @ Oct 4 2010, 11:09 PM) submit payslips and ic only? I applied using NRIC and an existing cc with highest Credit Limit. My salary don't fulfill its income requirement, as such I dare not attach payslips
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chemistry
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Oct 6 2010, 02:01 AM
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Hi,
What is the difference to do autopay via credit card and via service provider? Will I miss the autopay rebate?
Many thanks.
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chemistry
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Oct 6 2010, 01:31 PM
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QUOTE(tanch78 @ Oct 6 2010, 01:17 PM) anyone know if the CIMB card promotion buy 1 free 1 movie ticket in GSC still on? according to the promo ad, it's OFF already. But someone here still managed to get free ticket. Added on October 6, 2010, 1:37 pmQUOTE(ronnie @ Oct 6 2010, 01:20 PM) OCBC Online Banking can use credit card to pay bills meh?? This post has been edited by chemistry: Oct 6 2010, 01:37 PM
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chemistry
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Oct 6 2010, 09:21 PM
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QUOTE(roy918 @ Oct 6 2010, 02:08 PM) This is indeed a very good promotion and  for OCBC to enable bill payment using credit card But too bad for those registered auto-billing. Lucky me. I almost submitted autopay form this morning. Thanks Ronnie. QUOTE(ronnie @ Oct 6 2010, 08:12 PM) Your calculation is wrong... you need to calculate separately for 3% and 5% rebates... 3% rebate has a capping of RM200 for the whole promotion period (29 Sep 2010 to 31 Dec 2010) 5% rebate has a capping of RM100 each month until 31 Dec 2010 So, what should we do to maximize the rebate?
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chemistry
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Oct 6 2010, 09:34 PM
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QUOTE(ronnie @ Oct 6 2010, 09:30 PM) Maxis & Astro is not part of the OCBC Payee listing at the moment. To maximise the 3% + 5%, you need to spend RM2000 a month for Utility bills via Online. If you go above the RM2k threshold, you won;t get full 8% but only 3%, as the 5% monthly cap would have reached at RM2k (RM2000 x 5% = RM100) Would you be kind to post the list of payees here? Thanks a lot.
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chemistry
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Oct 6 2010, 09:59 PM
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QUOTE(ck3lam @ Oct 6 2010, 09:37 PM) Is your bill consumption very high? It is really depends on your usage either to go for auto-billing or online payment. But for TNB, water(although hardly got any difference) and assessment/quit rent is very good rebate for online payment. But I'm wondering if you have auto-pay for TM, and you pay one day advance before the bill charge (rough estimation, maybe left a couple of ringgit) whether you will still entitled for autobilling discount or not. You get double rebate, ha! But I doubt it will work. not really high...estimated at around 400 only. I never like autopay because it is too late to dispute the readings (TNB)/usage (Telco).
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chemistry
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Oct 6 2010, 10:16 PM
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QUOTE(rockefeller @ Oct 6 2010, 10:14 PM) Private Wealth Management Wow, u must have a handful of wealth to manage Do you pay consultation fee ?
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chemistry
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Oct 6 2010, 11:34 PM
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QUOTE(Shinichi @ Oct 6 2010, 11:32 PM) Hi all, is it we cannot pay OCBC credit cards via CIMB? I tried to search under bill payment - credit/debit cards but do not see OCBC there... It's not a bill payment lar, my friend. It's an IBG. Go to Transfer fund to other banks.
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