I can't recall whether anyone mention it or not but do take note that the 5% rebate of utility/phone bills only applicable if you swipe the card at the merchant. Auto debit and online payment/transactions only entitled you for 1% rebate.

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Added on September 23, 2010, 9:47 pm

Looks like you have already done it. It only entitled you for 1% rebate. I have verified with the customer service. This is a tricky part. But for TM, TM itself will deduct RM4 for autopay. Depends on how much you spend, almost the same for me either auto debit (RM4 + 1% rebate) or pay through merchant (5%-petrol-parking fees).

Ai...this is not good news for me.
OCBC Ti - 5% rebate on groceries, dining, petrol, bills (Best card so far)
AMEX Gold - 5x points on groceries, books, petrol (2nd best card so far)
EON GSC - Good for watching movies (no need to queue up most of the time)
SCB - Great promotions with guaranteed prize

Err...Ambank for this year only since the current 20% rebate promotion is very good.
Is the 2nd card that is hard to choose

See what budget 2011 got to say...

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Added on September 23, 2010, 10:04 pm
Yes, it is included in the cash rebate programme but 1% only which is why I say it's a tricky part. I have double confirmed with the customer service (called twice, different people, should be correct)

But I'm using landline to call. That conversation took me 20 minutes. I don't wanna use the cash rebate that I get for calling them . I'll email them and see. Btw, have you called them and verified?

4. As the assignment of merchant category codes is under the Card Acquirer’s responsibility (party responsible in signing up the merchant and assigning the correct merchant category codes), OCBC Bank will not be responsible for any wrong assignment of merchant category codes that leads to the OCBC Titanium Cardmember not getting 5% Cash rebate from any eligible merchants.

6. The OCBC Titanium Cash Rebate Programme involves rebates being awarded to OCBC Titanium Cardmembers for spending through the following: all local and overseas new retail purchases, e-commerce/internet transactions, recurring/auto debit transactions, Installment Payment Plan (IPP) transactions and Mail Order/Telephone Order transactions.
Read the clause 4, hard to make sure the auto-debit system is under which merchant code.

Finally, I have received email confirmation from the bank.
“5% rebate is applicable for Utility Bills regardless of how it is paid, whether through the counter, Call n Pay, Internet or Auto-Billings, so long that the correct Merchant Category Code is used (don’t worry, this is a standard requirement by MasterCard).”

Well, this sounds more sense to me. Looks like their CS needs to be improved a lot.

but if i never accept the card?

Can anyone tell me what is the different platinum master & visa?
What is the point if bank upgrade your gold to platinum remain same CL..hahaha! still consider wanna let them activate the cc or not?

Just found Petronas CC in my banking acc, weird, the things is I applied for Amex but been given this CC, something wrong? or I still not qualified for the Amex card but been given this petronas CC?

Talking about Garden's Premium toilet. Can bring friend enter?
Paiseh, I saw it but I never go in.

Do you mean the RM5 toilet at The Gardens ?
Which Platinum card ?

anyone got upgrade their gold car to platinum?

how to upgrade my citibank gold to platinum? cl is 30k

A) Yes any methods listed in CIMB.

B) Yes. They charge you a courier fee

c) Yes, select CIMB Bank

DA used to charge for WM and EM. That's why I always collect from the Plaza Damansara HQ.

For the CIMB Smart I.Pay plan is apply for which cimb credit card?

But for the CIMB islamic card is not eligible for Smart I.Pay plan, is that true?

Ya, thats why I worry about 
But cannot apply one more cimb cc , must cut this one then apply another 

for cimb cc,
how to waive the annual fees? i noticed they have set some charges on certain min amount must be used in order to waive the fees...

other cc like citibank just use 12 times can already waive