You cannot use instarem sg. Yes cimb sg and TransferWise are 5h3 only two ways to get RM for cheap. Wait for youtrip to set up shop in Malaysia then maybe different.

Alrightm btw i checked. Cimb sg is still cheaper than wise.

Depends. Sometimes TransferWise is cheaper. Sometimes cimb is cheaper. I don't bother as I never have intention to bring back my money unless I really need it. I have never being back my money since like 7byears already.

you earn in SGD? I guess either you invest in SGD or USD denominated assets?

No. I earn RM and invest overseas mainly USD asset.

I tried to apply an iSavvy account online but it was stuck at the last stage simply because the OTP was not sent to my Malaysian mobile phone number. Called MBB Singapore and they said it could be the extra zero in front of phone number but MBB Malaysia can't do anything because that format is fixed lol.

You can try eg +60 123456789. That way you may not end up with double zero. Cause Malaysia code is always +60

I think reader is also asking separate issue if use CIMB SG savings kind of account do business will kena closed like Maybank or not. For this I not sure since I don't work in banks. Some banks check more some check less I guess so try luck I guess

The worst part is the phone number was automatically retrieved and unable to be amended. The section was greyed out.

When try to apply for Isavvy MMB, it stated "your application could not be processed [S005], kindly go to nearest branch", "Fail Costomer profile checkup"

Help T.T

do u have existing mbb my account?

I do

iSavvy account fall below fee is SGD 2 right?

Yes. If you don't want fall below fees go with cimb sg.

I have CIMB SG account already, I dunno whether need open another one bank account because CIMB Singapore just one branch only.

Unless you are going to sg to withdraw cash you don't need a second account.

First can I know you open SG bank account is for what purpose? To transfer funds to broker for invest? To use it to collect monies from business? Etc etc

Becuz if you say one branch only is like you come Spore visit then urgent need go to that one branch press monies out? If that is the case please have Maybank SG their branches and ATM cover much more over Spore.

Spore still got places not advanced can use phone app or card do payment you still need the old fashioned cold hard cash like Msia you know? E.g eat zhi char in coffee shop at my place take cold hard cash

I have a feeling that the online application was not activated yet, hence the failure in processing or issuance of OTP.

I saw some where stated OTP will be issued only during 9am to 9pm or else will be send via email. Maybe during your application is off working hour
Do you check your email?

Yes I do but I didn't receive any.