actually what you want to do?
since you already have SG bank acc.

No ah.

Some 10+ yrs ago. I just walked in while waiting for my car to be fixed at the workshop next door.
Opened & collected ATM card in less than an hour.

Then 10 yrs later (means few years ago), I walked in with my mother wanted to place FD. Was told need to open a joint-savings a/c to facilitate interest payment & we obliged.

Open CIMB SG in preparation for remittance from IBKR to SG bank account. There is no inward remittance charge for such transfer for CIMB SG. But for Maybank SG a charge of 10 SGD per transaction is levied.

that stack of forms, still remember, even the kakak handling it felt stress.

i see..
okay. if you trace back, you can see i just open up my SG CIMB too.
i believe they way it works are:
1. if you have CIMB MY, its easier to convince them to open CIMB SG for you, unless you work in SG. that's how we that are not working in SG get an SG bank account. not sure how you get your Maybank SG.
2. like CIMB MY, most of the time CIMB SG will reject you, unless you say for "investment".
3. as for your case, I'm not sure since you are studying? not sure if you can tell them investing. but don't worry that the reason is different for SG and MY. its two different thing and i don't think they will sync up info anyway. plus my age and income tax no dictate I'm working. so again, not sure about your case.

I got my Maybank SG smoothly, just print forms, fill it and tell them honestly "do investment", then it got approved. (Notice the different with "CIMB MY", you say "investment" with student status it is an immediate "no", at least from the "first branch" of CIMB, not sure how things are with CIMB SG yet).

Maybank MY opened while I study at college, so I was on solid grounds back then, with offer letter from college, scholarships etc.

Yes still studying, but this time in HK uni. Offer letters are of no help, so as Student ID since they are all evidences/proofs based in HK. The only "rather stupid" reason I can think out of my mind yesterday was "facilitate transfer of funds between HK and MY" and to further convince/persuade them, gave some terrible excuses like "fx rates are good...". I also added my father has account at CIMB so "service is nice"...

I don't like to cheat, not really considered cheating anyway since the funds from HK will some day come back here, though that is not the main purpose.

I will wait for some time first before going on with CIMB SG, still busy with air tickets and quarantine hotel bookings.

No need wait. It's all online. Just make sure you have sgd1k inside Maybank to make your life opening CIMB sg easier.

I forgot to tell you that my Maybank SG account security token has reached its authentication limit and I am asked to contact customer support, which I have emailed them. Now cannot transfer money to IB or out of Maybank SG to anywhere else.

This post has been edited by TOS: Sep 8 2021, 03:56 PM

no. i said that usually the sure way to get an acc is to say investment.
but I'm not sure about your case since you are student.


in any case, you can try first, or wait first. up to you

I mean "you say" in the sense of "I say". Just misunderstanding. I get your point well.

I use excuse for investing last time for CIMB sg as well. Maybank sg 2fa support SMS authentication.

What sort of excuse? Maybank SG to add new payee they only give me option to use the security token. But for some access, I can choose between token and SMS.

Not sure if this helps.



This post has been edited by TOS: Sep 8 2021, 05:12 PM

Excuse for opening cimb sg.
No need to to services. Just pay new payee.

Alternatively just call them and ask for new security device. Faster than email.

What are you doing now wiith your SGD? Hope you don't mind asking. Hopefully you don't answer me with SG FD.

This post has been edited by Ramjade: Sep 8 2021, 08:37 PM

Ok, I manage to use the Maybank SG app to bypass the issue I mentioned earlier. Can transfer via phone app for now.

Maybank sg app have 2fa build into them?

Ya they have secure2u built into the app itself. So transactions can be done without any authentication needed. Just register for secure2u on Maybank SG app. They will send confirmation code/TAC via email and phone. Once both of them are verified, you are done.

So, Maybank SG phoned me just a moment ago and told me that my token is locked. So they will unlock them.

The CS rep suggests me to use the token often even if no fund transfer is done. Maybe once a month, she said.

Perhaps this can be a useful advice for those who use Maybank SG with token.

I have been using SMS token, is that what you are referring to?

No he is saying Maybank sg app have build in 2fa authenticator. Hence if your physical token is lock or damaged or no battery, can still use digital token.