I submit and apply on friday night.
singpore office call me on monday
and today i already got the account linked to my CIMb.

super fast.

You mentioned you received the email right? Inside should have mentioned you need to fund your account for account activation. The email also stated the clicks activation code will be sent AFTER account is activated.

The call is most asking to verify before approve your account. If it's already shown in cimbclick and you are able to transfer the min to that account. No call not much of issue

Anyhow, I transfer the 1k even before they call me. Lol I straight  bank in using 3rd party platform once I got the email and account number.

if you want to wait for CS to call you for the transaction, you can always initiate a call/mail to confirm
https://www.cimb.com.sg/en/personal/help-su...contact-us.html

But i suggest you can go ahead transferring your money, as the steps have been described clearly in the email/page. Worse case scenario(which is unlikely), if they declined your account application, the money will be refunded to MY acc.

my step might be no accurate as most ppl get the call and see the account in CIMB only transfer 1K. I do terbalik, belum approve already bank in.. which is dangerous also

The sgd1k must come from your own bank account in sg or from CIMB my.

If you don't want to pay sgd1k, pay sgd1.00 using cimb my and pay the remaining sgd999.00 using fintech.

CIMB Malaysia memang troublesome to open account.

I thought Basic Savings Account falls under no questions asked category, as long as you go to the branch near where your IC address is?

I already have Maybank SG and MY. So you suggest me to create CIMB SG but temporarily don't link with CIMB MY until say in the future I start working?

Meanwhile just fund CIMB SG from Maybank SG should be fine?

Open CIMB SG in preparation for remittance from IBKR to SG bank account. There is no inward remittance charge for such transfer for CIMB SG. But for Maybank SG a charge of 10 SGD per transaction is levied.

I got my Maybank SG smoothly, just print forms, fill it and tell them honestly "do investment", then it got approved. (Notice the different with "CIMB MY", you say "investment" with student status it is an immediate "no", at least from the "first branch" of CIMB, not sure how things are with CIMB SG yet).

Maybank MY opened while I study at college, so I was on solid grounds back then, with offer letter from college, scholarships etc.

Yes still studying, but this time in HK uni. Offer letters are of no help, so as Student ID since they are all evidences/proofs based in HK. The only "rather stupid" reason I can think out of my mind yesterday was "facilitate transfer of funds between HK and MY" and to further convince/persuade them, gave some terrible excuses like "fx rates are good...". I also added my father has account at CIMB so "service is nice"...

I don't like to cheat, not really considered cheating anyway since the funds from HK will some day come back here, though that is not the main purpose.

I will wait for some time first before going on with CIMB SG, still busy with air tickets and quarantine hotel bookings.