so can you share your sequeuence?
so you:
1. got the email notification on signup
2. transfer the money sgd1k (not direct from cimb my or any sg bank under your name)
3. got the call
4. got the activation code

correct?

yeah. i did email them right after i post here yesterday.
thanks for the suggestion

This post has been edited by cempedaklife: Sep 2 2021, 09:09 AM

my step might be no accurate as most ppl get the call and see the account in CIMB only transfer 1K. I do terbalik, belum approve already bank in.. which is dangerous also

Thank you. I understand that.
As of now, still no call and reply to my email yet. I'll proceed with transferring sgd1k via 3rd party sg bank account

The sgd1k must come from your own bank account in sg or from CIMB my.

If you don't want to pay sgd1k, pay sgd1.00 using cimb my and pay the remaining sgd999.00 using fintech.

yeap..i did transfer sgd5 from my cimb MY.

okay. an update. sgd1k is transferred in this morning and i just got a call from the bank. next step is they submit to sales team then management team.

if all is well then account only activated, if not, fund will be returned.

hi, does anyone know what is the difference using DuitNow vs TT to transfer from CIMB MY to SG account ?

Duitnow is just Ibft (instant transfer). Do not use TT to send sgd as it's expensive. Use fintech.

Thanks fpr reply... sorry, still a bit lost.

IBFT and TT are there differences in the charges ?

For fintech, is there any that accept crossed out identification or driving license ? TransferWise only accept 'live' IC.

Duitnow (previously known as Ibft) can only be used inside Malaysia. Transfer between Malaysian bank account.

TT is overseas transfer. Of course. Depending on the bank and whee you are transfering to. Generally they have USD25 fee + markup exchange fee + intermediate agent fee. Not sure what's the charge.

Yes. They accept crossed out IC..Some don't. I can't remember which one don't accept cross out IC. If they don't accept totally cross out, you cross at the side of the IC where it don't disturb the details of the IC or the pic.

I don't think any of them accept driving license. If you are uncomfortable with giving your IC, just use banks and let bank earned extra 3-5%.per transaction. Peace of mind is everything. For me, I trust fintech more than banks.I got no problem with giving them my IC as it's part and parcel.of eKYC and ia have been using them for almost 7years.

This post has been edited by Ramjade: Sep 3 2021, 02:01 PM

thanks for the advice.

btw, I managed to transfer sgd 10 using duitnow from cimb my to SG ya.

finally cimb sg finally activated, received activation code for clicks sg. all done now

I went to open CIMB MY Basic Saving account today (without annual charge). First branch rejected my application because I am "student" and I mentioned I "do investment in SG". The branch seem wary of my source of fund despite me saying that it is from scholarships and savings/scholarships in the past. I didn't bring any other documents except from student ID and IC as I already applied to open online. The staff even mentioned "computers can't think like humans", so I was expected to bring other supporting documents, despite the email/message saying only Student ID + IC.

Then I moved to another branch after lunch (just in time before the 1.30 p.m. limit) and mentioned I open account to "facilitate transfer of funds from here to Hong Kong" ("cheat" them by saying their FX rates quite good, so can move money back and forth between HK and MY when they asked why open another bank account despite already having Maybank). They approve. I brought more supporting documents from my uni too though this time they were more friendly and didn't ask to look at them. I deposited just 50 MYR inside to kick-start everything.

Now I plan to proceed with CIMB Fastsaver opening, but looking at Gracie's blog https://ringgitfreedom.com/banking/opening-...for-malaysians/ , it seems the request to link CIMB SG and CIMB MY can be rejected (step 5) and in her case she actually need to call up the bank to request for approval.

I believe Gracie is working so she has a valid reason (to invest in SG for example). Since my purpose is to facilitate "funds transfer from HK and MY" as I mentioned to the branch, I can't think of a good reason to explain my need to link CIMB MY and SG if I open one, they reject and I need to call up. Should I wait till my postgrad study to continue with CIMB SG? Not urgent to transfer money back to MY, but it seems like CIMB is very strict in account opening compared to Maybank. Like an octopus with tentacles everywhere...

Go open Maybank account. Then transfer sgd1k from Maybank into sg. That's the official and old fashion way which won't be stop. That's what I did.

I already have Maybank SG and MY. So you suggest me to create CIMB SG but temporarily don't link with CIMB MY until say in the future I start working?

Meanwhile just fund CIMB SG from Maybank SG should be fine?

Linking is no problem. I did all when I was still student. So no problem from sg side.

That was my time. Don't know about currently.

This post has been edited by Ramjade: Sep 8 2021, 07:45 AM

I thought Basic Savings Account falls under no questions asked category, as long as you go to the branch near where your IC address is?

CIMB Malaysia memang troublesome to open account.

I hated it too. buka saving acc in MY pun nak tau reason.
like wtf mang

not anymore.
apparently you tell them you want save, they will reject you.
the almost sure way is "ï want to invest".
then datang la diorang recommend you beli principal fund etc. and buka saving for you.