I mean, how come you started work at 24 years old? I wasn't asking which year you started work.

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Added on July 24, 2010, 12:14 amYou were 19 when you finished SPM?


This post has been edited by seantang: Jul 24 2010, 12:14 AM

Like everyone else, finished SPM at 17.
Finished matriculation at 18.
Went uni for 4 year sandwich course, finished at 22 including working 1 year full time.
By 29, another 7 years of working. Total 8 years.

Pretty standard what. Most people will finish SPM at 17, then 1 year preU and then 3 or 4 years Uni. Come out at 21/22.

I use the Celcom Xpax 3G Prepaid Broadband simcard with my Singtel Huawei USB modem. RM25 to get the simcard with some airtime, and thereafter RM6 for 24 hrs or RM20 for 7 days.

Coverage is of course Maxis or Celcom in West Malaysia. Celcom in East Malaysia. Digi is cheaper but less reliable... eg. sometimes SMS are not instantaneous.

There's a 3gb data ceiling on the Limited Edition Digi Prepaid BB.

Celcom's Xpax BB is unlimited, and works with torrents and both rapidshare/megaupload... if you're into downloads.

I reckon Apple will soon ship new iPhone4s where the aluminium edge is rubber coated ala Lenovo Thinkpad. We sell that type of high tech adhesive synthetic latex and guess who's been receiving samples since a while back...

Anyway, the rubber bumper is too inelegant a solution for Apple to accept long term. It catches dust and moisture, and gets grimy with use. Apple will not let such a smirch on its reputation for impeccable design quality to go unrectified indefinitely.

I'd wait for a quietly updated version, if I were you.

This post has been edited by seantang: Jul 27 2010, 11:35 PM

Your EP is tied to a travel document ie. passport. If the particular passport that the EP is issued under is invalid (expired), then the EP is invalid until it is transferred to the new passport.

http://mom.gov.sg/foreign-manpower/passes-...of-details.aspx

Even our REPs (Re-Entry Permits for PRs) are the same.

You actually don't have to get the passport physically stamped. The REP details will be referenced whenever the passport is keyed in or scanned.

Most HDB landlords do not register with HDB. Mine doesn't... and with my neighbours, I act like I own the place My view is that if you don't do anything that makes people complain, you should be quite safe. HDB usually acts on tips, they rarely go house to house unless it's one of those notorious blocks with lots of foreign worker dorms.

To be honest, I don't know. All the flats I've rented so far have been unregistered and uncontracted. So it's a gentleman's agreement.

My worse come to worse argument if caught is that I'm not a tenant, but rather an old family friend living in their flat. In my opinion, there's no way for HDB to prove otherwise as there's really no tenancy documentation or contact with agents to speak of. Therefore, hopefully the only apparent offence is that the landlord does not live in the flat.

This post has been edited by seantang: Jul 31 2010, 03:30 PM

That's true. HDB does not contribute anything. The registration with HDB will also trigger an update of the landlord's income tax records. Need to make sure they declare the rental in their tax returns after that.

Actually, only PRs from West Malaysia would be interested. All other PRs are allowed to fully withdraw their CPF monies if they give up their PR status.

West Malaysians only if they give up PR after 55. Everyone else, anytime they give up PR regardless of age.

Same reason why Malaysian driving licence must get a JPJ extract letter to give Sg traffic police to convert to Sg licence while other licences don't need anything (except a translation into English if it's not English).

Because Harry Lee don't like Mohd Kutty and vice versa.

My thinking is that Singapore is holding on to West Malaysians' CPF because there are many, many more West Malaysians working in Singapore than East Malaysians. If they suddenly allow the release of all eligible West Malaysians' CPF, there would be such a one-time wave of CPF withdrawals that a cashflow crisis for the Sg govt is virtually guaranteed.

Nope, it's not history. History would have differentiated East from West Malaysia in terms of participation in the Singaporean workforce. But it has nothing to do with the repeated refusal to release CPF funds to West Malaysians during the 45 years after the separation. It's politics and cashflow pure and simple.

It's about the cashflow. Outflows must be equal to or better yet, less than inflows. Or else CPF has to sell assets to have liquid funds to meet withdrawals. If CPF has to sell assets suddenly (as a deluge of West Malaysian withdrawals will entail), the quality and return on the overall CPF portfolio will be affected for many years to come.

This post has been edited by seantang: Aug 3 2010, 10:55 PM

Not before you're 50 if you have not worked in Sg for more than 2 year, or 55 regardless.

http://mycpf.cpf.gov.sg/CPF/my-cpf/Overseas/LivO9.htm

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Added on August 4, 2010, 7:50 amYes. Refer to the link above.

This post has been edited by seantang: Aug 4 2010, 07:50 AM

The other way is to no longer be a resident of West Malaysia. Then you're treated like anyone else who gives up Singapore PR.

OA, SA and MA... all still your money what.

They'll just look at your Malaysian IC, driving licence and passport etc - if you say you have moved to East Malaysia. If you say you have moved to the US etc, then you should have a US green card to prove it.

You'd have to ask whoever told you that.

I think the retention of MA only applies to Singapore residents who reach retirement age and decide to withdraw their CPF. The MA is retained for medical expenses and insurance since you're still here.

For people leaving Singapore permanently, I don't think this applies.