Guys.. if you want to buy jerseys online.. either from online stores like kitbag, subside or even at ebay using paypal.. now you can use your Maybank ATM Debit Card. Here's how...

Taken from My-FJC forum:

How To Use Your Maybank ATM Debit Card To Buy Jerseys Online

Hello again my fellow friends...

OK this guide is for Malaysians who have Maybank Accounts and who want to use their Maybank ATM Debit Card to shop online. This is useful because to help you guys avoid using your credit card, you can opt for using debit cards instead. For those who have maybank accounts, you guys have one option to buy jerseys online (at ebay, United Direct, Kitbag, Subside etc etc) which is to use the Maybank ATM Debit Card.

Ok to those who have the normal ATM card as shown below:



You can go and convert you ATM card into a Visa Debit card. Go to any maybank branch and request to convert it into this card:



They will charge you RM12 from you maybank account. There are a lot of benefits as well from the Maybank ATM Debit Card, for example you can use it at any stores that accepts VISA. You can even use it overseas and abroad, just call maybank hotline number to enable overseas purchasing (also use it to withdraw money from the ATM Machine overseas). Anyway.. once done you can start using it for online shopping (ebay, paypal, kitbag etc etc).. Here's how:

Step 1: Register your Maybank ATM Debit Card's MSOS Feature at Maybank2u.com

1. Go to Maybank2u.com and enable something called 'Maybank Secured Online Shopping' or MSOS. To do so, login to your maybank2u account and search for 'Maybank Secured Online Shopping Registration'. Then click onto it:



2. Later, after clicking it, you will see this:



At the 'Select Card', make sure that the card number (4xxxxxxxxxxx) is the same number as shown at your Maybank ATM Debit Card.

Key in a password for your card's MSOS. For the 'Personal Assurance Message' field, enter something that might make you remember what your MSOS password is and this is optional. Fill in the correct details for your Maybank ATM Debit Card's Expiry Date and CCV. Finally enter a hint and password that you can use to reset your MSOS password later.

Once done, click 'Submit'. If OK, a message will appear similar to below:



You can also enable the MSOS Feature on your Maybank Credit Card as well... not just on the Debit Card.

Step 2: Ensure that your Maybank ATM Debit Card is Enabled

I had this funny problem when I tried to register my Debit Card at Paypal. My first attempt was a failure and Paypal gave an error message saying that the Merchant Bank Declined My Request. Because I previously lost my wallet and made a new ATM Card, the Online Purchasing system for my card was not enabled. But there is a way to ensure it is enabled. Here are the steps:

1. Go to any Maybank ATM machine. Insert your Maybank ATM Debit Card and enter your PIN number as usual. Then later you will reach to the Main Menu as shown below:


Select 'Penukaran Had/Bahasa'.

2. Then you will see this menu:



Select: 'Had Pembelian' since we are going to shop using this Maybank ATM Debit Card.

3. Then you will see this menu:



Select 'Had Lain'

Then, set a limit for the maximum amount of purchasing you can do using your Maybank ATM Debit Card for every single day. You can set it to any amount. For example, I set the limit amount to 'RM500'.

Change it once.

4. After changing the 'Had Lain' value, you will see this confirmation screen:



When this is done, not only you have set a limit for how much Ringgit (maximum) you are allow to spend in a day using your Maybank ATM Debit Card but you have enabled it for purchasing at local stores, overseas (need to call Maybank to enable it to be used at overseas) and online.

*Sorry for the quality of the ATM screen photos. I took them ad-hoc while queuing at the ATM machine (others were waiting at the back line).

After this. You can already use your Maybank ATM Debit Card to buy jerseys at online stores such as at kitbag, united direct, subside etc etc.. When you want to checkout and pay using it.. there will be this extra screen:



This is the MSOS feature that was already enabled in Step 1. Before the online store will proceed to charge your Debit Card, the MSOS screen will appear first and ask for your MSOS password. This feature is already enabled for most Maybank Credit Cards as well.. so you will see the same MSOS screen for your debit card.

Just key in your MSOS password and then they will deduct a certain amount from your Maybank Account. What they will do is that they will roughly estimate the amount of the purchase and then delete it from your Maybank Account. 2-3 days later, once the transaction has been approve, the merchant will deduct the exact amount based on the current currency exchange rate and then refund back if the actual amount was lesser than what was deducted earlier. This also happens if you use the Maybank ATM Debit Card at overseas.

Example, from the example shown above.. I used my Maybank ATM Debit Card to buy something for £35.88. The current exchange rate is £1 = RM 5 so they will deduct RM179.40 first from your Maybank Account.

3 Days later.. the transaction has been approved and today they found out that the currency exchange is £1 = RM4.97764. So the total purchase should be RM178.59. So maybank will refund back RM0.81 (RM179.40 - RM178.59). If the difference is negative, the amount will be deducted from your maybank account. This is how shopping overseas or online using Maybank ATM Debit Card works.. So before you shop something.. ensure that the total amount left in your maybank account is sufficient and enough before you purchase using it.

To be continued..

This post has been edited by schmeichel7: Mar 23 2010, 08:14 PM

Continued..

Ok.. that's on buying jerseys or anything else at overseas or at online stores. How about using it to buy jerseys at ebay? You can.. You can use it to buy jerseys at ebay using your paypal account. You need to add your Maybank ATM debit card into your paypal account and then link it. Here's how:

Step 3: Add and Link Your Maybank ATM Debit Card With Your Paypal Account

Since all ebay sellers are required to have paypal payment enabled, you can buy jerseys at ebay using paypal that is tied to your Maybank ATM Debit Card. Here are the steps:

1. Login to your paypal account:



Then inside the main menu, click 'Profile' and then select 'Add/Edit Credit Card'.

2. You will then see this screen:



Click on 'Add a Card'.

3. You will then see this screen:



Add your Maybank ATM Card by filling in the details.. Ensure that the shipping address is correct. Then click 'Add Card'.

4. After clicking 'Add Card', you will see this screen:



In the screen, it shows "You have successfully added a card. You can use this card to raise your spending limit.... bla bla.." This means that you have successfully added your Maybank ATM Debit Card to your paypal account.

After adding your card, what I found out is that they will charge RM1.02 to your Maybank Account. I am not sure why.. maybe this is charged for adding your Maybank ATM Debit Card to your Paypal account...

Another thing to note is that you can use the Debit Card to withdraw money as well. This feature is only available to Visa Debit or Credit Cards. But still, you can use your Debit Card to withdraw any remaining money in your paypal account. If you click the help '?' button, more information will be displayed on how to extract money from your paypal account using your Maybank ATM Debit Card:



Anyway.. you still need to link your Maybank ATM debit card with your paypal account. Linking is vital to ensure that you are the rightful owner of the registered Debit/Credit Card in your paypal account. If you don't link it, you will be having a spending amount capped to your paypal account and you might have problems later. So, to link and confirm your Maybank ATM Debit Card, click 'Link and confirm my card' as shown in the screen below:



What is actually happening when you Link your Debit Card to Paypal? Here's what's happening:



As shown above.. it explains on what happens when you Link Your Credit/Debit Card. What will happen is:

a. You will then be charged USD1.95 or RM6.62 (depending on the currency exchange rate) to your Maybank Account
b. You will need to wait for 2-3 days later to check your Maybank ATM Debit Card's statement at maybank2u.com and see what is the 4 digit code stated in the statement
c. Use that 4 digit code to link, confirm and verify your Maybank ATM Debit Card
d. Paypal will later refund back the USD1.95 to your Maybank Account

So, after you've clicked the 'Link and confirm my card' you should see this:



For safety measures, Paypal will only show the last 4 digits of your Maybank ATM Debit Card that you've previously added. Check that this is correct and the Billing Address is also correct. If yes, then click 'Save and Continue'.

Once clicked, you have charged your Maybank ATM Debit Card with USD1.95. And if you check in your maybank2u account, you can see that USD1.95 has been charged:



5. Wait for 2-3 days, then check at maybank2u.com. Login to your maybank2u account and then in the main menu, click 'Debit Card History' and then check on the Debit Card's online statement as shown below:



In the statement shown above.. you can see something like 'xxxxPAYPAL'. The xxxx is the 4 digit code that you need to key in at your Paypal Account to verify and confirm the Debit Card. In the example shown above, the 4 digit code is 8489.

To be continued..

Continued...


6. After you have found out what is your 4 digit paypal verification code, login to paypal and in the main menu.. click 'Confirm my Debit or Credit card' as shown below:



Later you will see this screen:



Enter the 4 digit code (that was shown in your Maybank ATM Debit Card statement in maybank2u.com). Then click 'submit'

If all goes well, you will see this screen:



Congratulations.. You have successfully added, linked and confirmed your Maybank ATM Debit Card into your paypal account. Now you can buy jerseys from ebay using your paypal account that is linked to your Maybank ATM Debit Card. You can avoid using your Credit Card this way and is far better in terms of controlling your budget.

Faiz, you da man! I can't imagine football jersey thread without you. Its like being in the desert without water.

really great info sharing.....tabik...

Jerseyman suddenly become Maybank promoter.....
anyway....these guidelines very useful for us....thnx lor .

thanks jerseyman for the explanation ^^

Thanks buddy.

Sharing is caring my friend. But still there are some people who don't like me.. hehe.. whatever.

No lah.. I did this so that you guys don't have to rely heavily on credit cards to buy jerseys online. No more excuse of 'cannot buy jersey from ebay or united direct because i don't have credit card' anymore.

Other merchant banks debit cards also can be used actually. But since maybank is the most popular one.. and you can use this guide as a refence anyway

No problem mate.

hi bro, we not able to make everyone happy or make everyone satisfied with us la... at least we know the way we caring for....

there just small "dust" in our journey of life, just let "them" go and forgive it.... haha ...

Oops..out of topic....

latest hauls from kitbag via normal shipping, reached me on yesterday afternoon, bought during Rooney's 30th goals promotion ^^

What happened that it took 30 days?

nice haul.. mine arrived yday.. urs need some ironing

nice guide there jerseyman. its time for me to create my own debit card. all this while i've been relying on my friend.

but im afraid if the same problem will occur. before this, i've been having this same problem when buying using my CC at kitbag or united direct. they said that the address i registered with them is not the same with the address of my CC. but im confirmed that the address is absolutely correct. do u know why?

yeh always use normal shipping.
not scared lost ah

not sure. i'm assuming you double checked and triple checked right?
maybe you can email their customer service to ask why.

already emailed twice but no reply at all

jerseyman will ask you to call them.
they can be quite slack when it comes to replying emails.
must be harsher with them, saying u've emailed them twice already.

does ur personal details correctly for ur Man Utd's account(not the UD"s one, the official website's account that allow u downloading wallpaper....www.manutd.com)??ada account ini,baru boleh buka UD's one bukan??
last time i helped my fren purchase from UD,same problem with u lor.I though the personal details no need to write the true 1 mah so cincai write the details when open an account for my fren ,try many times,the reasons they give same with u.Finally,no other choice I back to the official website correct balik the details with the true 1,then baru resolve the problem,my fren got the items he wants.

everytime those jersey reach me, i will do some ironing...

i'm in SG ma, so still ok

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kitbag offer now:

I should introduce myself. I came across this site while doing a jersey Google search. It drew me instantly and I have been reading the website as a guest for a bit now. Hopefully I will have something to contribute at the very least.

I want to ask you guys a question regarding match worn jerseys. There's a guy I met who is selling a match worn jersey by one of my favorite players (Claudio Pizarro) when he played for Chelsea in the 2007/08 season, he also claims it was signed.

The story is that he is a season ticket holder at Stamford Bridge and knows the players and the kitman of the team. Well, anyway I am interested and ask him for more pictures. They can be seen here: http://photos.msn.co.uk/Viewing/Album.aspx...Giw$$

My query is if the jersey should have the adidas logo and Chelsea badge screen-printed instead of embroidered? Are they like the Nike match issue/worn jerseys?

Thanks a million if anyone can clear this up.

expensive,haha