Maybe you're right or... we may be in the eye-of-the-hurricane .

Anyways, good luck to all, especially those "main tikam" ones. I'm still plodding along every quarter heheh but direct stocks investments and trading have been "shaved" down to about 30% still held in nonREITs stocks.

hi experts or any agents...
question...i just open a Public Mutual account and i realize that all i have is probably the slip of my account...i don't have passbook at all..

so how do i actually sell my fund and withdraw money next time?
just go to bank and show my IC ?

Dear forumers,

1. My I know if its possible to increase the amount of DDI (which currenctly had a DDI for RM100) for the fund that currently closed e.g. P ITTIKAL ?
2. What is minimum unit for switching and minimum balance of the fund after switching out? RM 1K or 1000 unit 

Wong Sifu, 

I am new to using EPF A/C 1 to invest in unit trusts. Only started studying on how to use EPF for investing into PM funds. Mainly because of kiasi and kiasu attitude. People always say EPF is for old age.

I understand that there will be 3% charge for equity funds. What is the service charge if I invest into bond fund using EPF?

I like your idea of using bond fund as a "staging area" for DCA into equity funds. 

Thanks in advance.

As some of the forumers here know, I had got a Unit Trust Consultant to open an account for PSF.

Do you think I can get another consultant to open a new account for another fund? Reason being I am not quite satisfy with my current consultant.

I'm newbie, i wanna ask how to see the mutual fund is good ?
currently I'm hving Eastern far consumer theme fund and PB fix deposit fund..
Pls enlighten me ~

thx alot ^^
by the way, any nice fund recommended ? when the fund give dividend ?

thanks wong 
i read in prosectus, its all mention in unit, but my agent stated 1k in RM equivalent.
Btw, switching small unit is a loss if distribution is less than switching fee.

I would like to know to the minimum balanced in transfer out fund, its also 1000 unit?
even for 25 cent NAV fund? That make the balanced of the fund RM 250 only, less than initial investment required!

And why you said its a 'baka' rules?

i doubt on asset manager of PM... From 1st day public of fund until now. the price i bought for PCIF is low from 25sen to 19 sen.. It never been up b4 during the few years invested. I wonder if i should take it out and invest myself in stock exchange.

I was planning to exit and switch to a better performing fund at that time but God is not helping me. 

Public Mutual China funds are sucks

Don't talk about future, talk about current the NAV already lower than the launch NAV!

UPDATE:

He actually said that.

I received the form this evening. A request for switching form. Me as the 1st holder and my mom as joint holder. From what stated in the form, he want to switch my account to Public Islamic Strategic Bond Fund. That's it. I just need to sign and re-post to him.

I'm worried because the amounts invested in my PM account is taken from my ASB. Bad thoughts kept running across my mind now. But I guess for now, I have to trust him since I have zero knowledge on PM.

Do I really need to worry that much? 

Public Dividend select fund , also making loss.

Bought around RM 0.31  (Average cost = RM 0.32 if include management fee) , now RM 0.27 

tax on dividend only apply if we take it out right?
if we just reinvest, then not need to worry about tax.
when we need the money, just repurchase, then we don't need to pay tax a single cent.
this is quite surprising.
different from what I know.

I just switched out from PCSF to PSMALLCAP!

after i sold all my fund, it is still active when i check as well...weird huh...

Because you bought it at peak prices

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Added on August 13, 2011, 11:37 am

Great move... I have also invested in PSMALLCAP after it has reopened recently... this fund has won many awards this year

My agent and his upline recommended to go into PAUEF and PNREF.

Haizh.. 54 + 31 = 85%
85% in laggard stuffs which don't need monitoring..  So good.

Aji really Aji aji aji liao.. Hahaha.. Continue to hold Aji!! Next time sure people will eat more Aji!!!
Value averaging liau. Good good good..

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Added on August 13, 2011, 9:28 pm

From equities, 25%