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Car loan interest Rate in 2010, what is the current rate??
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kroegand
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 Feb 9 2011, 05:29 PM
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QUOTE(hainida80 @ Feb 2 2011, 12:53 AM) Many with outstanding loans are wondering how they can benefit from the lowered interest rates that are now being offered to the most qualified borrowers. Even if you do not anticipate that you will need to take out a new financing plan anytime soon, you may still be able to save by going through the process of a refinance car loan http://refinance-car-loans-3.blogspot.com/http://refinance-car-loans-3.blogspot.com/the blog has been removed  |
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Badakitten
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Feb 9 2011, 06:28 PM
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New Member
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Hello guys.
Need help here, who have comparison interest rate for first car loan?
I'm purchasing toyota vigo 2.5G. And the aagent choose EON Bank for the loan. Is that Okay?
Need some advice here.
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chanfui
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Feb 11 2011, 11:17 AM
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Getting Started
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QUOTE(netken @ Feb 9 2011, 03:49 PM) current rate for used car is about 3.6 to 3.7 from public bank. some banks providing even lower. Are you sure about it? I need to buy a 2nd hand Vios or City.. |
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magiccon
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Feb 11 2011, 02:41 PM
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Getting Started
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Jia You !!!! 恭喜发财
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koh_424
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Feb 12 2011, 01:10 PM
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QUOTE(chanfui @ Feb 11 2011, 03:17 AM) Are you sure about it? I need to buy a 2nd hand Vios or City.. Yes. PBB is giving bout 3.6 ~ 3.7% PA. But also depending on the Manufacturing YR of the Vehicle. My fren's parents just purchase a T.Altis 2002. PBB charging him bout 4.4% interest rate with 5yr repayment terms. Its happened bout last month. This post has been edited by koh_424: Feb 12 2011, 01:11 PM |
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register999
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Feb 13 2011, 01:30 AM
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Getting Started
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hyundai car interests is cheap..
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seiken
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Feb 14 2011, 12:21 AM
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Getting Started
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Unless you are working, you can't get a car loan right? You'll need a guarantor? What if I have lots of money in my savings?
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koh_424
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Feb 14 2011, 02:24 PM
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QUOTE(seiken @ Feb 13 2011, 04:21 PM) Unless you are working, you can't get a car loan right? You'll need a guarantor? What if I have lots of money in my savings? if u have alot of money in ur saving then u got buy the car with cash. else u take loan, they will look into ur monthly income also. |
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clawhammer
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Feb 14 2011, 02:27 PM
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///M
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If I have that much of cash I will still opt for a hire/purchase loan  Perhaps with a lower margin of financing with a 2 years period. |
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koh_424
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Feb 14 2011, 03:33 PM
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QUOTE(clawhammer @ Feb 14 2011, 06:27 AM) If I have that much of cash I will still opt for a hire/purchase loan Perhaps with a lower margin of financing with a 2 years period. u r right. keep the cash for another investment or sumting else. will the bank accept loan period with 2yrs? |
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clawhammer
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Feb 14 2011, 04:03 PM
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///M
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I think it's allowed - 24 months is the minimum tenure |
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koh_424
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Feb 14 2011, 04:46 PM
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QUOTE(clawhammer @ Feb 14 2011, 08:03 AM) I think it's allowed - 24 months is the minimum tenure currently i do not sure bout it. but back to 2yrs, my uncle trying to get the car loan for BMW 5series with 2yrs repayment terms. but the bank told him minimum is 3yrs repayment terms. need to consult the bank for more info bout tis matter. |
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seiken
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Feb 15 2011, 10:22 AM
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Getting Started
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QUOTE(koh_424 @ Feb 14 2011, 02:24 PM) if u have alot of money in ur saving then u got buy the car with cash. else u take loan, they will look into ur monthly income also. If I buy with with cash, the IRB won't come looking for me? |
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wahlauyeh
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Feb 15 2011, 11:16 AM
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Getting Started
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hi guys. wondering wat is the interest rate ranging and loan tenure period (7/9 years) for a civic mfg 2009 reg 2009?
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koh_424
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Feb 15 2011, 06:06 PM
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QUOTE(seiken @ Feb 15 2011, 02:22 AM) If I buy with with cash, the IRB won't come looking for me? Depends. If u got pay enough income tax then no need to worry them la. They also just wan sum kopi only la.  |
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chongelicia
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Feb 21 2011, 09:46 PM
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Getting Started
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just got a city year 2006 at 3.75%
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who_care
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Feb 22 2011, 07:25 AM
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Getting Started
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QUOTE(chongelicia @ Feb 21 2011, 09:46 PM) just got a city year 2006 at 3.75% with bank?  |
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tan888
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Feb 22 2011, 08:34 AM
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New Member
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which bank offer lowest interest? FYI,loan for 2010 Mini Cooper Countryman AP around RM290k. Thanks in advance. |
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koh_424
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Feb 22 2011, 02:12 PM
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QUOTE(tan888 @ Feb 22 2011, 12:34 AM) which bank offer lowest interest? FYI,loan for 2010 Mini Cooper Countryman AP around RM290k. Thanks in advance. Is good tat u try to survey from each bank. Coz the value of loan amount & repayment period will effect the interest rate they offer to u. |
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tan888
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Feb 22 2011, 09:08 PM
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New Member
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QUOTE(koh_424 @ Feb 22 2011, 02:12 PM) Is good tat u try to survey from each bank. Coz the value of loan amount & repayment period will effect the interest rate they offer to u. thanks.. others any ideas? |
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