thats a great rate. only applicable for new cars?

i'm looking for a good rate for secondhand cars? anyone can recommend a bank or dealer?

thanks

yup for new cars....

As i noe promotion for this month January,
the SA told me .. Perodua's car interest rate for 7 years is 3.4% and 9 years is 3.5% ..
issit true ?

can i book for this interest rate ..as well i'm waiting for the myvi sedan to launch ?

but for car 2011 doesn't hv discount all all ...
2010 discount RM 500 .....

hmmm...should i buy the car (myvi) now ..with the interest of 3.4% ...
or wait for new car ? dattime the interest sure back to normal 4.1% already,
but i were dreaming dat , during myvi sedan launch, will hv
special promotion, hahahaha...

take 2011...2010 discount 500 is so little...the depreciation is more when u want to sell out....

which bank offer that 3.5% 9 years loan bro..just for produa or other local national car? quite interested this offer..huhu this promotion valid until when..Other SA here can oulls make it clear..

if not mistaken , perodua's is having this promotion rite now ..
u may ask CIMB or AMbank as well..
The SA told me dis promotion til 31st January 2011 only..

that's why i'm wondering ... 3.4% for 7 years .. damn worth

3.4% interest rate is a damn good promotion. But i worry it will have the promotion on the 2010 manufactured vehicle. Last time i brought also 3.8% (3yrs back). But now is 4% interest.

oh...i already double confirm with the SA, he said manufactured 2011 vehicle..
i ask 2 places, A agent said 2010 myvi can discount up to RM 1000, for 2011 myvi NO discount.
then B agent said the same things. 201 myvi discount 1000, but 2011 myvi oni 500,
so i bargain with him... at last he free touch and go card, smart tag ( but i duno how much he'll gv) , full tank and RM 150 tinted voucher (V-cool)

Agent B more worth, so 2mr i'll submit my application to him already..

dun buy myvi now...replacement model coming soon...that's y u can get 2011 ready stock.

Sorry I'm a noob when it comes to buying cars. Let's say I wanna buy a car worth 80k. Can I pay 40k in advance so that i don't have to take too much of the car loan? Will the IRB come chasing after me?

but the replacement model is much more expensive than the existing myvi..
sumore my budget not more than 50k for buying new car...

If u know new replacement coming, my op is wait until it launch it.
Most or based on last exp, new model come out, old model become cheaper or got more promotion to make sure old stock finish.

Don't rush to buy it unless u need it so urgently.

price i dun know....but if they price too high, no body going to buy....if they come out with new MYVI SE another few months down the road, too exp and will clash with bigger and spcaious car like Gen2, Waja...i hope new myvi not gonna be too exp...

i think there we have to wait for get lowest interest rates for new car.
I have found information online about lowest car loan interest rates and i found autodriver.com website with provide best car loan rates for new or used car also ever people have bad credit or n credit history.

but for January 2011, the interest rate for 7 years car is 3.4% .
if wait til the new myvi launch, the interest sure back to normal 4.2% ...
am i right ? do you think new car will hv special interest ?
i dun think so, bcos is local car leh, interest is higher than import cars ..

hmmmm.... how come din hear any rumors about the new myvi, price , exterior design .. cant wait to see..

This post has been edited by csling85: Jan 18 2011, 09:13 PM

here u go...

http://paultan.org/2010/03/01/new-perodua-...-liter-version/

u r rite. when new model comes out then the interest rate will increase back to 4.2% or higher.

current offer is for sell off the balance stock of the 2010 & for the festive promotion.

anyone know any second hand car for vios or city at year 2005 Auto? budget less than 50k.pm me if u got contact. thx

issit we need to pay the deposit to the sales agent, then only they help us to proceed to the document to bank?

if the bank not approve, for sure the deposit we can take back..
and if the bank had approved.. then something happen , u dun wan to buy the car already, can we take back the deposit ?

cos i already pay for the deposit RM 300 i told the SA, the car i'll take it middle of March or Apr.. he said okie ,but now the bank already approved my loan, the sales agents wants me to take the car within 1 month, but at the same time, i've personal matter, do not wan to buy the car already, cos now is in critical stage, i'm out of $$$ , i asked for refund, the SA told me.. the deposit not refundable.. wat should i do now ?

the loan valid up to 1 month prior to approval from the bank. thats why the SA asked u to collect ur car, sign the agreement etc.