If you really don't intend to take the car you can tell the SA you'll take the car in Apr as you said earlier, which he agreed. In normal cases they can't forfeit your deposit cos you didn't say you weren't taking the car. Just tell him that you will submit a fresh loan app in Apr. If he refuses, take the case up with the branch manager.

In the meantime, you'll have no choice but to screw up your own CCRIS record. The easiest way is by not paying your credit card for three months. That way, once you submit a fresh loan app chances are high that it will be rejected. At that time you can request for your deposit back cos your loan wasn't approved.

In the normal course of buying a car, if your loan can't be approved they have no right to hold your deposit. If they are adamant, then no choice but to file a claim with the consumer tribunal.

Of course, once you screw up your CCRIS like that, make sure to clear the record at least 6 mths prior to applying for another loan facility of any kind.

why 300?? i pay only rm 100 for the myvi booking...pls enlight me with ur case. thanks

i haven sign any agreement yet js sign for the vehicle sales order , sumthing like agree to purchase from the SA according o the terms and condition.

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Added on January 24, 2011, 9:26 pmhmmm..i duno, sum even said booking deposit hv to pay RM 500,
they feel curious why i'm paying for 300 only. But my fren ask me, since the myvi is existing stock, why
should i pay for the booking deposit ? cos is not new myvi, doesnt need to pay for booking deposit..

now i ask the sales agent to met his boss to ask for refund, he js reply me now is not the time yet, so call me to wait.
haizz... if really cant refundable or mayb half deposit, duno the balance can ask him to change to tinted voucher or not ..



This post has been edited by csling85: Jan 24 2011, 09:27 PM

Different branch & SA sale different deposit they require.

Try to bargain with them. They also wan to do business wan. Sure got a good solution to solve the problem.

Cheers.

i can't find anything regarding car loan interest from your link...

http://www.automagazined.com/2011/01/perod...ase-this-april/

expeceted new myvi launch in April 2011 ~
but i heard other's SA said might postpone to may or june

hey guys im planning to get a swift 2011 ckd..n isit true that the interest rate from rhb is 2.5%? thx in advance

hi guys,

any idea on the interest rates for brand new ford fiesta?

should b around tat. last yr i asked for Swift also bout 2.8% interest rate

hi there koh, thanx ya n oso from my previous thread..but i think quite insane n if the loan is 5 years they'll give 1.8%?

u can try to source 'automotive garage' in LYN. there got few user selling Swift & they claim the interest rate is bout 1.8% PA.

good luck to u

i just get a swift..the interest rate is 2.5% per annual..7 years..rhb bank

Well, will bank extend the loan interest promotion for Myvi at 3.30% which is supposed to due on 31.1.2011?
Any opinion?

This post has been edited by Nepo: Jan 31 2011, 11:47 AM

Many with outstanding loans are wondering how they can benefit from the lowered interest rates that are now being offered to the most qualified borrowers. Even if you do not anticipate that you will need to take out a new financing plan anytime soon, you may still be able to save by going through the process of a refinance car loan

http://refinance-car-loans-3.blogspot.com/
http://refinance-car-loans-3.blogspot.com/

Not really will extend the promotion. As the main point then have the promotion i think is just for them to push the old stock more faster & for the CNY season. Feb 2011 i believe the interest will back to normal.

Just my opinion.

hey really nice information got here.
I also wanted to knw about new car loan rates for get new car.

Any one know Vios J Spec if take down payment must pay how many percent and how much installment if i take 9 years?

normally cars deposit min we've to pay 10% rite? correct me if i'm wrong ...
the interest rate is 2.68% before year of 2011, now i duno wat is the exactly rate..
you may call the toyota center to ask for the rate, price ..
then i'll help u to calculate ..~

y dun u go over to the nearest Toyota showroom & ask bout tis matter? They will have the latest promotion & interest rate for every customer. Also they can straight calculate all the info u wan to know bout.

current rate for used car is about 3.6 to 3.7 from public bank.

some banks providing even lower.