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Car loan interest Rate in 2010, what is the current rate??
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koh_424
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 Jul 24 2010, 01:17 AM
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QUOTE(vitac_hao @ Jul 23 2010, 03:18 AM) Car i ask for is 08' Toyota Camry 2.0G spec. Hire Purchase Bank is Public Bank. I have Saving Acc, Current Acc, Credit Card and all my previous HP loan are from Public Bank. Good and clean record !!! The interest i was given on April by the car dealer is 3.75%. Today, the car dealer says the interest rate is 4.5% !!!   He says can make a special request from the joint promotion bank for 4.25%.  He says take it or leave it. Will raise somemore wor !!! Did you guys submit any HP loan this few days ?? Can confirm this ?? not quite sure bout the current interest rate. but according to the Perodua Sales Man said. October MAY BE will increase interest rate again by BN. |
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vitac_hao
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Jul 24 2010, 10:57 AM
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Getting Started
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QUOTE(koh_424 @ Jul 24 2010, 01:17 AM) not quite sure bout the current interest rate. but according to the Perodua Sales Man said. October MAY BE will increase interest rate again by BN. Will increase agian ??!!! Actually what is going on nowaday ?? If i'm not mistaken this is the 3rd times Bank Negara increase the HP interest rate ?? |
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jasboy
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Jul 24 2010, 12:06 PM
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New Member
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hi all me want buy e car first timer,so jst blur bout de interest rate and year of payment, taking vios j edition, 8k d/p thinkin takin 6 year payment, so is that ok, den what are the cheapest interest rate i can get?? my budget monthly payment $1100
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Dennos
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Jul 24 2010, 02:20 PM
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QUOTE(jasboy @ Jul 24 2010, 12:06 PM) hi all me want buy e car first timer,so jst blur bout de interest rate and year of payment, taking vios j edition, 8k d/p thinkin takin 6 year payment, so is that ok, den what are the cheapest interest rate i can get?? my budget monthly payment $1100 make it 5yrs so u can loan with toyota capital for 2.98% |
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deeplyheartbroken
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Jul 24 2010, 05:38 PM
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Our hire purchase interest is too high. Thumbs down big time to BN for protecting national makes. Previously non-national makes easily can get below 3% for 7-9 years loan. Darn.
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vitac_hao
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Jul 24 2010, 08:44 PM
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Getting Started
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Is the interest rate will continue to raise, or it'll stop somewhere ??
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koh_424
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Jul 25 2010, 07:23 PM
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QUOTE(deeplyheartbroken @ Jul 24 2010, 09:38 AM) Our hire purchase interest is too high. Thumbs down big time to BN for protecting national makes. Previously non-national makes easily can get below 3% for 7-9 years loan. Darn. as bro 'deeplyheartbroken' said. interest rate increase to protect our local made. wat makes u think tat it will stop somewhere? |
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maru
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Jul 25 2010, 07:26 PM
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QUOTE(vitac_hao @ Jul 24 2010, 08:44 PM) Is the interest rate will continue to raise, or it'll stop somewhere ?? no one will know what will happen in the future mate.... at the moment i can c the trend is increasing..... house loan, car loan etc |
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koh_424
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Jul 25 2010, 11:50 PM
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QUOTE(maru @ Jul 25 2010, 11:26 AM) no one will know what will happen in the future mate.... at the moment i can c the trend is increasing..... house loan, car loan etc hey bro. do u get any news of hire purchase loan interest when will increase? mind to share it out? |
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vitac_hao
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Jul 26 2010, 01:33 AM
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Getting Started
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QUOTE(koh_424 @ Jul 25 2010, 11:50 PM) hey bro. do u get any news of hire purchase loan interest when will increase? mind to share it out? If the car dealer din bluff me, then should be another increase on middle of September, or October. This post has been edited by vitac_hao: Jul 26 2010, 01:35 AM |
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koh_424
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Jul 26 2010, 12:08 PM
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QUOTE(vitac_hao @ Jul 25 2010, 05:33 PM) If the car dealer din bluff me, then should be another increase on middle of September, or October. same case with wat i heard the P2 said. October mayb will increase. but not sure the rate will go up how much. |
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Patt_Hup
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Jul 27 2010, 10:26 PM
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Getting Started
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hey, Can any1 enlighten me on how much interest rate now for a MYVI SE ? ( 9 years )
This post has been edited by Patt_Hup: Jul 27 2010, 10:26 PM
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who_care
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Jul 28 2010, 01:00 AM
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Getting Started
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QUOTE(Patt_Hup @ Jul 27 2010, 10:26 PM) hey, Can any1 enlighten me on how much interest rate now for a MYVI SE ? ( 9 years ) 4.1% |
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SUSInF.anime
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Jul 28 2010, 03:57 AM
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New Saga
50% D/p, pay back in 3 years.
How many % interest?
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who_care
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Jul 28 2010, 10:38 AM
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Getting Started
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QUOTE(InF.anime @ Jul 28 2010, 03:57 AM) New Saga 50% D/p, pay back in 3 years. How many % interest? if i not mistaken 3.85% for 3-5years  |
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vitac_hao
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Jul 28 2010, 11:15 AM
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Getting Started
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QUOTE(who_care @ Jul 28 2010, 10:38 AM) if i not mistaken 3.85% for 3-5years It doesn't matter how much DP you pay, Bank Negara set the interest rate  . Even you have a very good record with certain bank, it doesn't entitled you to get a special rate also. Unless EON comes out with some "MERDEKA" Promotion  , maybe can get lower rate. |
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SUSLiLFreaK
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Jul 30 2010, 02:48 PM
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whats the interest rate for brand new merc from authorized dealer ? 7 years and 9 years
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SUSMNet
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Jul 30 2010, 08:20 PM
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If buy a car at RM85K pay RM1.5k/month.
Monthly salary RM2k
Will there any problem with government/income tax?
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solsekuin44
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Jul 30 2010, 08:38 PM
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New White Myvi SE (auto), 9 years loan.. RM671 monthly, is this ok?
Maybank, 4.1%.
Thank you..
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Beogatts
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Jul 31 2010, 12:47 AM
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New Member
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QUOTE(solsekuin44 @ Jul 30 2010, 08:38 PM) New White Myvi SE (auto), 9 years loan.. RM671 monthly, is this ok? Maybank, 4.1%. Thank you.. woo.. 100 more than b-line persona elegance...  |
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