Car loan interest Rate in 2010, what is the current rate??
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 Jul 23 2010, 11:18 AM
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#1
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Junior Member
56 posts Joined: Apr 2010  
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Car i ask for is 08' Toyota Camry 2.0G spec.
Hire Purchase Bank is Public Bank. I have Saving Acc, Current Acc, Credit Card and all my previous HP loan are from Public Bank. Good and clean record !!! The interest i was given on April by the car dealer is 3.75%. Today, the car dealer says the interest rate is 4.5% !!!   He says can make a special request from the joint promotion bank for 4.25%.  He says take it or leave it. Will raise somemore wor !!!Did you guys submit any HP loan this few days ?? Can confirm this ?? |
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Jul 24 2010, 10:57 AM
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#2
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Junior Member
56 posts Joined: Apr 2010
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QUOTE(koh_424 @ Jul 24 2010, 01:17 AM) not quite sure bout the current interest rate. but according to the Perodua Sales Man said. October MAY BE will increase interest rate again by BN. Will increase agian ??!!! Actually what is going on nowaday ?? If i'm not mistaken this is the 3rd times Bank Negara increase the HP interest rate ?? |
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Jul 24 2010, 08:44 PM
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#3
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Junior Member
56 posts Joined: Apr 2010
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Is the interest rate will continue to raise, or it'll stop somewhere ??
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Jul 26 2010, 01:33 AM
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#4
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Junior Member
56 posts Joined: Apr 2010
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QUOTE(koh_424 @ Jul 25 2010, 11:50 PM) hey bro. do u get any news of hire purchase loan interest when will increase? mind to share it out? If the car dealer din bluff me, then should be another increase on middle of September, or October.This post has been edited by vitac_hao: Jul 26 2010, 01:35 AM |
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Jul 28 2010, 11:15 AM
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#5
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Junior Member
56 posts Joined: Apr 2010
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QUOTE(who_care @ Jul 28 2010, 10:38 AM) if i not mistaken 3.85% for 3-5years It doesn't matter how much DP you pay, Bank Negara set the interest rate   . Even you have a very good record with certain bank, it doesn't entitled you to get a special rate also. Unless EON comes out with some "MERDEKA" Promotion  , maybe can get lower rate. |
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Aug 3 2010, 11:06 AM
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#6
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Junior Member
56 posts Joined: Apr 2010
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QUOTE(iostream @ Aug 3 2010, 10:53 AM) wtf, the bn gov increased the rate again... More and more ppl buying national car. You think they will let you so easy ah ??!!! They know even they increase the HP rate, we will buy also. There is nothing must we all can do.they should increase the rate for non-national cars only, wat for they impose the same policy for national car? f*ck it! |
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Aug 3 2010, 06:30 PM
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#7
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Junior Member
56 posts Joined: Apr 2010
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QUOTE(koh_424 @ Aug 3 2010, 05:25 PM)  +1.but now seems like imported brand interest is lower then our national brand bro. looks like gov wan us to buy imported brand so their margin is higher ma compare to national brand.  +1They increase interest rate, bank earn more... they just do kay po only. They want us to buy imported cars so that they also can untung !!! not just bank untung only. |
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Aug 7 2010, 06:28 PM
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#8
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Junior Member
56 posts Joined: Apr 2010
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QUOTE(ashly @ Aug 7 2010, 04:37 PM) wow !!! 4.55-4.8%, so high  No need to buy car already.  |
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