3.85 new rates now so #fakap

today i got call from HLB and approve my car loan at 3.25% . hehehe. got to wait for this Thursday for maybank phone call . wonder they will give me 3.12% as my request or not .

This post has been edited by WalkerBM: Jul 6 2010, 10:17 PM

i thought for local car is 4.1-4.2?

now i think change alrdy.
no more non national and national car tier int.

it goes by cc of the car

Yea, I think its a benefit as a staff, could be wrong though.

Not yet, still go by National / No national tier.

National car - 3.9% for 5 years & 4.1% for 7/9 years.

Congratulations friend!

I'm in the midst of buying car too (Mazda 3)..My offer from banks are:-

1) Maybank - 120k, 3.85%, 9 years
2) Public Bank - 106k, 3.75%, 9 years
3) EON Bank - 120k, 3.5%, 9 years

Am still thinking what else banks should I try. Anyone have good contact for Hong Leong Bank or AM Bank in Ipoh?

How good if can push to 3%! or should i target an even lower rate?

wooooooooooooo M3 ya. go go go . good luck. maybe try Alliance or HLB try those not so popular bank. they might give better offer. or just check with the salesman. most of time they will try hard to help u get lowest interest. like i told my salesman b4 he go apply from bank. i just tel him if the rate is 3.85% i wont buy this car till the rate is drop back

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Added on July 8, 2010, 9:02 amif loan 5 years for non national car. then check out with toyota they offer 2.98% if loan 5 years =D
http://www.toyota.com.my/highlights/latest-promotions/

This post has been edited by WalkerBM: Jul 8 2010, 09:02 AM

finance it if canot transfer ownership

personal loan surely higher interest rate...

but if u money n tend to finance the car, it seem troublesome....

maybe u can get credit card n cash it out then balance transfer it?

how about second car loan interest?

oh yeah..Mazda3..damn expensive..i hope i wont regret to get that car.
met up with Hong Leong bank staff, she said it's a bit difficult to get even 3.25% as I'm looking at 9 years loan..but have submitted the application as well..let's see how.

My little bro just got loan from pbb. Guess what 2nd hand car iswara 15k at 4.92%. Freaking high. I asked for fun myvi new car. She told me 4.5% for 7 years. Increase that high or pbb just crazy?

got phone call from maybank they approve my 3.15%/years for 9 years loan lol.. then i told them how bout give me 70k loan with 3.15% x 9 years
hope tomolo give me good news . since the salesman already pening with me hahaha

I got some news on my Car Loan
EON 115K 9 years 3.5% (Will adjust after they hear offer from other bank lower)
EON 110K 7 years ?% yet(Tomorrow Update)

Hong Leong 115K 9 years 3.3%
Hong Leong 110K 7 years ?% (Tomorrow Update)

Great news :


Bank Negara Malaysia has decided to raise the overnight policy rate (OPR) by 25 basis points to 2.75 per cent.
The floor and ceiling rates of the OPR corridor are correspondingly raised to 2.50 per cent and 3.00 per cent respectively, the central bank said in a statement today.

"The Monetary Policy Committee considers the new level of the OPR to be appropriate and consistent with the current assessment of the growth and inflation prospects," Bank Negara said.

"The stance of monetary policy continues to remain accommodative and supportive of economic growth," it said.

Read more: OPR up 25 basis points to 2.75pc http://www.nst.com.my/nst/articles/OPRup25.../#ixzz0t6b4UA97

Expect : FD up.. BLR up.. HP Interest Rate up...

i beg to differ, when the data facts of double dip is coming, by raising interest rates ....this seems a bit rushing consumers for more immediate commitments; i suspect if double dip really happens.....all the blr , opr would come down again....so if you are not in a hurry sit back n watch what happens...

wow..all your loan interest is cheaper than mine!

I just got a call from Hong Leong Bank - rate is 3.75% for 9 years. they say the rate has increased since 6th of July..just 2 days late!

yes pbb rates is crazy and high.

i got 3.0% from affin bank but pbb gave 3.5% for same loan amount and tenure.

is loan for used car usually higher than new car?
normally higher how many percent?

hey bro. 3% is for used car or new car? wat brand of the car can make it so low?

used car interest rate is higher usually around 1% or more....

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Added on July 12, 2010, 5:08 pmi think should be new....2nd hand wont be that low....

This post has been edited by maru: Jul 12 2010, 05:08 PM