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 Credit Card v9, RM50 GST dilemma

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post Mar 20 2010, 09:37 PM

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QUOTE(SeanChang @ Mar 20 2010, 08:59 PM)
just call citi cs to verify it
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The CS seems very blur about it
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post Mar 20 2010, 11:59 PM

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Just got the Citibank Plat, that initially applied when the cc sales girl said got free GPS. Now somemore online advertised got somemore 10k reward points for new approved application. Anyone who got theirs, please share. Citibank CS seems very blur on both promotions.
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post Mar 22 2010, 08:16 PM

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Citibank not bad but their Platinum helpline still needs a lot of self-service action on pressing numbers.
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post Mar 25 2010, 09:45 PM

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QUOTE(muscaa @ Mar 25 2010, 08:08 PM)
you mustn't rely on the information given by the promoter, must do some home work eg. check their website for correct information


Added on March 25, 2010, 8:10 pm
BTW citibank is super fast for approving my application for platinum visa within 4 working days  rclxms.gif

Now thinking hard whether to terminate my DA master before they charge me RM50 service tax later this year... one thing I dont like CIMB is their stupid cash deposit machine always reject new bank notes.
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Had you got the 10000 reward points from Citibank yet? Mine the CS said need to wait 2 months & swipe at least 3 times.
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post Mar 28 2010, 10:45 PM

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Just read back some brochure about credit limit from Citibank, it states minimum 20k limit for Platinum level. Wondered how come SCB & some other banks can offer Platinum to new users such as fresh graduates at a mere 3k to 5k limit. Guessed Visa/Mastercard SEA does not enforce this strictly on the banks...
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post Mar 28 2010, 11:36 PM

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I believe Visa/Mastercard SEA should enforce certain ruling on Platinum cards offered by these particular banks since only a handful banks offering Visa Infinite & World Mastercard.
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post Mar 29 2010, 05:13 PM

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QUOTE(siutimtim @ Mar 29 2010, 04:57 PM)
Thanks JJBerry, I mean platinum card worr. not Infinite or Word le.

I am sure OCBC Platinum Mastercard is not a difficult or high class one la..
- Few of  my friends got a housing loan from ocbc, income like 4k plus/month they are offered ocbc plat card without even applying it. They all say it is free for life as long as they still serving the load so they just take loh..
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On paper/advertised requirements, if I am not wrong among Platinum cc, HSBC Platinum cc has one of the highest income requirement at RM 150k pa

Whether easy to get approved or not, high class or not, then I am not too sure.
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post Mar 29 2010, 08:51 PM

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QUOTE(siutimtim @ Mar 29 2010, 08:23 PM)
Haha, I am back! no one platinum anymore..

So is that mean normally if your income is lower than RM10k per month, you will not able to get the HSBC visa platinum? Really so difficult to get meh? I see SCB plat requirement is very low.
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Not sure how strict HSBC but they had the highest requirement for plat cc at RM 150k pa.

SCB plat cc requirement is only RM 60k pa now, but most fresh graduates with RM 2-3k salary also get it as well. Same goes to anyone who apply for SCB loan.
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post Mar 30 2010, 09:30 AM

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Most 0% balance transfer installment or 0% easy payment, the trick is that there is a cancellation fee or so called 'admin' fee if the card holder opt for early full settlement.
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post Mar 30 2010, 02:43 PM

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QUOTE(MilesAndMore @ Mar 30 2010, 02:27 PM)
No. He can't. Minimum required amount is RM30,000 and HSBC is very strict with it.

Anyway, why is he so eager to apply for HSBC Platinum VISA anyway ? I did not notice any special perks associated with HSBC Platinum VISA at all besides better air travel insurance coverage.
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I guessed it must be our fellow lady forumer here eyeing on the constant FJ Benjamin warehouse sales for HSBC card holders, but this also available for classic & gold cards too if I ain't wrong. I don't see any remarkable benefits from HSBC Plat cc, other than the up to RM 2 million insurance.
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post Mar 30 2010, 05:12 PM

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Thus far pretty happy with what Citibank Plat cc has to offer, 10000 reward points + a free portable GPS. Somemore now promo can get 5x points from major hypermarkets & supermarkets. One drawback is that their CS always seemed blur about their latest promo or offerings. Plus, it is quite weird that their Plat dedicated line number is not imprinted at the back of their Plat cc these days, wondered why?
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post Mar 30 2010, 05:20 PM

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QUOTE(siutimtim @ Mar 30 2010, 05:13 PM)
Where still can get the citibank GPS promo ?? last time I know they have it at the curve.
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Not sure where else other than the Curve, since I applied from the same place. By the way if I can recall it is for 1st 500 successful applicants. Not sure whether got dateline or not.
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post Mar 30 2010, 10:54 PM

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QUOTE(muscaa @ Mar 30 2010, 08:37 PM)
dhb,

when did you apply for it? Is the GPS machine good?

I heard that citibank only can give u the free gift if you apply 2 cards in one go or get balance transfer

Click here

I applied for citibank platinum card so i managed to get free 10000 reward points  sad.gif

BTW they processed my application with a superb speed... applied on Sat, next Wed approved, then Sat got my card through courier rclxms.gif
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Haven't got the gps unit yet bro, but already double confirmed with CS & the sales girl that applied for me. I remembered it is running on Mapking, can play music/movie, view pictures, bundled with 2GB SD & comes with all the car accessories.


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post Apr 5 2010, 09:16 AM

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QUOTE(David83 @ Apr 5 2010, 08:26 AM)
Balance transfer is to transfer an outstanding amount from one credit card to another credit card issued by another bank.

Usually to make it competitive and retain/grab existing/new cardholders, they don't impose any charges and offer 0% installment.
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If I ain't wrong, only a handful of them is offering 0% installment with no extra charges. For PBB, it is for a limited run only. Thus far only CIMB/DA been running this for quite some time & still going on.
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post Apr 6 2010, 06:01 PM

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QUOTE(thefryingfox @ Apr 5 2010, 09:42 PM)
guys i just want to know on the public bank card flexi payment.

im planning to swipe my card for the iphone 3gs from digi...can i have them calculate it on a flexi payment method?
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Yes but there are additional charges
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post Apr 9 2010, 08:44 AM

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Citibank Plat can use to enter both KLIA & LCCT Premium lounge? For SCB Plat only KLIA??
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post Apr 9 2010, 12:47 PM

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QUOTE(hye @ Apr 9 2010, 11:27 AM)
For Citibank Plat, it is 20% off the charges @ LCCT Premium lounge.
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So which cc is free for the LCCT one? Only AMEX Plat?


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post Apr 9 2010, 06:14 PM

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QUOTE(Alec.Yong @ Apr 9 2010, 03:12 PM)
SIA-AMEX too, free entrance.  rclxms.gif

I think this is applicable to Malaysia issued SIA-AMEX card only.  hmm.gif
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Is it the American Express Gold Krisflyer? Sigh, how come Citibank was removed from the list since I read from few blogs online saying Citibank Plat is eligible too.
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post Apr 10 2010, 05:01 PM

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I tried to use at KFC once but the cashier said it is spoilt. Somemore I purposely wanna try the Paypass of CIMB cc. Another time tried at Giant, the Paypass like not working even when I tap the cc to it. More like a white elephant.
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post Apr 10 2010, 07:08 PM

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I think MBB is even stricter than SCB, credit card wise. Well, at least to me.

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