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 Credit Card v9, RM50 GST dilemma

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alexwsk
post Dec 28 2009, 03:06 PM

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Just read CIMB's faq on service tax,
6. I have applied for a CIMB Bank credit card several months ago but have yet to collect or activate the card, will I be charged the service tax?
Yes, as the tax is applicable to all credit cards upon issuance. Kindly note that any request for discontinuation of a credit
card must be submitted in writing to CIMB Bank 2 months prior to the anniversary date of your card to avoid service tax being charged.

Wondering whether they'll stop giving out preapproved cards now biggrin.gif


Added on December 28, 2009, 3:07 pm
QUOTE(xander @ Dec 28 2009, 02:59 PM)
can any1 tell me how the cash rebates thing work? i see american express offer up to 15% rebate now untill feb?

tq
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read the tnc here and here, but beware that the rebate might be finish oledi tongue.gif

This post has been edited by alexwsk: Dec 28 2009, 03:08 PM
alexwsk
post Jan 5 2010, 08:48 AM

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QUOTE(wufei @ Jan 5 2010, 08:15 AM)
I think only VISA participate in KLIA Lounge
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shud be both oso can
alexwsk
post Jan 6 2010, 09:53 AM

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QUOTE(tachlio @ Jan 6 2010, 08:04 AM)
Or try call 6am morning, i think most of ppl still Zzzz...
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i'm oso still zzzz, maybe can dream talk laugh.gif

This post has been edited by alexwsk: Jan 6 2010, 09:54 AM
alexwsk
post Jan 7 2010, 01:17 PM

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QUOTE(David83 @ Jan 7 2010, 01:15 PM)
The new DA Platinum offered to me has a CL of RM 18k only.
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they gave me a gold with 18k CL last yr, i asked for plat, they said minimum is 25k
so i rejected it outright, seems like their standard just dropped biggrin.gif
alexwsk
post Jan 8 2010, 09:47 AM

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QUOTE(JamesPond @ Jan 8 2010, 06:13 AM)
SCB will waived the rm50 for everyone max is 2 cards.
Any other bank doing this?
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where u get the info
alexwsk
post Jan 8 2010, 11:23 AM

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QUOTE(mouldybread @ Jan 8 2010, 11:11 AM)
eon bank, but swipe 36 times though. not exactly pure but close
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i didn't see it on their website
alexwsk
post Jan 8 2010, 01:16 PM

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QUOTE(deeplyheartbroken @ Jan 8 2010, 01:12 PM)
Many if not most, got their credit cards approved even during probation. I am one of them but that was many years back, unless there is a new rule stating probationary-in-work applicant cannot apply. You are above 21 years old with 3 months pay slip supporting with epf statement (with 3 months contribution in it), I don't see a reason why you won't be approved. However the approved credit limit could be as low as RM 3k though.
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low CL for first timer shud be a gd thing nod.gif
alexwsk
post Jan 8 2010, 01:26 PM

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QUOTE(mouldybread @ Jan 8 2010, 01:19 PM)
its not on the website at the moment, have to call their service center to ask about it.
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ic, then i will wait until it's in black and white rolleyes.gif
alexwsk
post Jan 8 2010, 03:51 PM

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QUOTE(cantona7 @ Jan 8 2010, 02:29 PM)
does anyone know how much

Maybank AMEX gold cc
Direct Access gold cc

charge for oversea spending?
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refer page 1 post #1


Added on January 8, 2010, 3:53 pm
QUOTE(tgeoklin @ Jan 8 2010, 03:22 PM)
You are right. Most foreign banks will pay on your behalf but don't expect any black & white cause BNM disallow them to do so. As a hint, give HSBC, UOB or Std Chart a try  whistling.gif
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let me try that when my SCB JustOne "anni" in 03/10 brows.gif

This post has been edited by alexwsk: Jan 8 2010, 03:53 PM
alexwsk
post Jan 16 2010, 08:35 AM

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QUOTE(winniebb @ Jan 16 2010, 12:06 AM)
can i ask y this year my credit limit up from rm3000 to rm7000?i m using eonbank de?? hmm.gif

full 1 year i using my card..by surprisely i olso no request for up limit...they auto up till 7000...

hardly 2 control myself from spending money around..T.T
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hehe, if u can't control, call them to lower the limit
alexwsk
post Jan 19 2010, 06:55 PM

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QUOTE(ICDeadPeople @ Jan 19 2010, 04:56 PM)
I applied DA cimb last couple of weeks. Received it yesterday and i was quite shock to find CL they give is like almost 4 times more than my maybank. Either they made mistake or they just want to attract people.
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definitely not mistaken laugh.gif
they did it on purpose
alexwsk
post Jan 20 2010, 11:06 PM

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QUOTE(crapmann @ Jan 20 2010, 10:51 PM)
Ya, I will call them up tomorrow and will probably screw a few people vmad.gif

Didn't sign up for anything. Their website states there is an fee for membership (AFAIK, when I signed up there wasn't). Link

Yet, in their application there was no mention of this fee sad.gif Link  rclxub.gif

vmad.gif
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since it's cimb, potong saja la tongue.gif
alexwsk
post Feb 8 2010, 11:37 PM

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QUOTE(ginjie @ Feb 8 2010, 10:41 PM)
hi,
my GST rm50 will b charge next month. is it possible to terminate the cc tomorrow n apply again next month just to skip the GST?
cant be tat simple to skip the tax aite?

tq
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by terminating now, you'll skip the RM50 for the current card
by applying next month, you'll be charge RM50 immediately once the application is approved

you figure it out urself whistling.gif


Added on February 8, 2010, 11:49 pmbtw, has anyone here receive the 8% rebate for PBB card for the month of December 09?

This post has been edited by alexwsk: Feb 8 2010, 11:49 PM
alexwsk
post Feb 9 2010, 11:15 PM

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QUOTE(SeanChang @ Feb 9 2010, 05:33 PM)
An ad from Star today:
Free Purchase Protection Plan* for all MasterCard® Credit Cardholders
Don’t just bring home your purchases. Bring home peace of mind with MasterCard. Our complimentary Purchase Protection Plan insures your personal belongings against theft or accidental damage within 30 days from the date of purchase. And you’ll enjoy coverage of up to RM1,500 each time for 12 whole months. It’s a level of assurance that comes with MasterCard today.
Simply activate the plan with Chartis Malaysia Insurance Berhad (795492-W), formerly known as AIG General Insurance (Malaysia) Berhad. Please SMS MC <space> 12-digit NRIC <space> NAME per NRIC and send to 36660 (e.g. : MC 123456789101 Dominic Tan) or call 1300 80 2988 (Monday to Friday: 9am to 5pm).
http://www.freeppp.my/index.html
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not very useful
i'm a bit skeptical about this
and they need to change name to chartis??? rolleyes.gif
alexwsk
post Feb 10 2010, 04:29 PM

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QUOTE(MilesAndMore @ Feb 10 2010, 12:35 AM)
They did not change the name to Chartis. Chartis is the company selling the insurance. Chartis is the new name for AIG (American International Group).

Despite the new name Chartis, it is still fully under controlled by AIG. Know this because all our insurances are from Chartis (AIG). They got the new name from Greek, it means something like compass.
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ic, I never bought anything from aig b4
still, not going to get the free insurance
alexwsk
post Feb 11 2010, 06:47 PM

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QUOTE(fauzistt @ Feb 11 2010, 10:49 AM)

Added on February 8, 2010, 11:49 pmbtw, has anyone here receive the 8% rebate for PBB card for the month of December 09?
*


..they just credited my account with Month I yesterday... thankgod, got full rebates
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I received mine as well - RM50 full rebate


Added on February 11, 2010, 6:50 pm
QUOTE(MilesAndMore @ Feb 11 2010, 01:56 PM)
Same goes to CIMB Bank generic credit card. The CIMB Group tends to focus more on Mastercard than VISA.
*
generally, master has better benefit
btw, is the CIMB/DA master 2% rebate for petrol still valid now?

This post has been edited by alexwsk: Feb 11 2010, 06:51 PM
alexwsk
post Feb 12 2010, 02:56 PM

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QUOTE(Aurora Boreali @ Feb 12 2010, 10:02 AM)
Yeah I tried calling but I was kept on the line for so freaking long I gave up. Pfft.
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which bank?
alexwsk
post Feb 13 2010, 11:51 AM

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QUOTE(Faidzal @ Feb 12 2010, 05:55 PM)
Yes, CIMB/DA 2% rebate for petrol is extended until 31 December 2010.

But the 5% rebate on 1st of every month no longer valid except if you use CIMB Petronas Card.
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ic, thx for the info


Added on February 13, 2010, 11:53 am
QUOTE(xander @ Feb 13 2010, 11:03 AM)
hi all,

does ikhlwan amex enjoy the 15% off on american cards

i read the tnc n dun understand this part where

American Express Charge or Credit Card(s) not issued by Maybank and Maybank Islamic in Malaysia

mine is issued by maybank so by right i should b able to enjoy it before the campaigns end which is 28 of feb right?
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yes, u can enjoy the rebate

This post has been edited by alexwsk: Feb 13 2010, 11:53 AM
alexwsk
post Feb 14 2010, 11:25 AM

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QUOTE(deeplyheartbroken @ Feb 13 2010, 10:21 PM)
Which is the best Mastercard then?
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of course it's the precious one - JustOne tongue.gif

Happy Chinese New Year to all celebrating it
Gong Xi Fa Cai
alexwsk
post Feb 20 2010, 08:13 PM

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QUOTE(eddievh @ Feb 20 2010, 06:54 PM)
My interest rate is 17.5 PA,this case make me very angry,owe them only Rm13,need to pay them Rm22 ! Anyway pay them and cut the card. Alliance bank card user becareful when you cut your card,this case happen when i want to cancel their card.
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just out of curiousity, may i know why do you pay RM1987 instead of RM2000?

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