Ok.. The 2 weeks is just a number or are there any reliable references for the processing time? Maybe need to cancel asap already.. PH, Sat and Sun can cut the card?

Bear in mind that some banks require customers to write in for card cancellation request. Based on my recent experience, HLB requested me to write an official letter to them. The funny thing was that they only called me to verify asking me the reasons after 3 weeks I faxed them the letter. Thereafter, they said they would process my request immediately.

I suppose it is MBB card?

For me personally, I won't keep all eggs in one basket. If MBB system or terminals experience technical problem, all your MBB cards will be rejected. It has always been good to keep a cc from different bank as a backup.

kinda fun cancelling cards

For me cancelling the Giant-Citibank was the most hassle-free (that's the advantage I see in Citibank), a phone call to them and they will call me back to confirm. When they persuade you just learn to say NO. Simple.

Hi all, if I cancelled my CC, will insurance company able to charge from that card?

Hmm okay let say if I cancelled my card before 01012010, but insurance still charge money to my cancelled card, do I still need to pay RM50 tax?
I think there's no correct answer for this now since bank has not announce anything yet...

Just want to inform that UOB has confirmed to pay off the service tax for all my cards with them 

Anyone got HLB email address? Wanna cancel my card..

Thanks for your reply. But problem is I dont have enough money for now  In the beginning I am going to slowly repay the balance till middle of next year but since the announcement of the RM50 tax, I decided to cancel a couple CCs earlier than expected.

Does applying CC takes a long time to approve?

Indeed I do have more outstanding in MBB than Citi. For MBB the cards that I have are Visa, MC & Amex. The one with the outstanding is the MC. I dont think I can afford paying both CC's outstanding in 6 months. The best tenure for me is about 18-24 months. So that means that I have to apply for PBB? Or should I split the outstanding into 2 balance transfers, the Citi to MBB & the MBB MC to PBB? Am i complicating things here?  

I'm thinking of using a debit card as well in the future as soon as I get my credit back in check. CCs are way too dangerous for me.

Indeed I do have more outstanding in MBB than Citi. For MBB the cards that I have are Visa, MC & Amex. The one with the outstanding is the MC. I dont think I can afford paying both CC's outstanding in 6 months. The best tenure for me is about 18-24 months. So that means that I have to apply for PBB? Or should I split the outstanding into 2 balance transfers, the Citi to MBB & the MBB MC to PBB? Am i complicating things here?  

I'm thinking of using a debit card as well in the future as soon as I get my credit back in check. CCs are way too dangerous for me.

Direct Access enable BT for existing and new customers without any hidden charges for 0% interest for forst 6 months.

Yep. I plan to get a cc for only the BT. BT anytime with other cards? Any info on this?

The amount is more than 5000. I did some calculations, I could only afford to pay about RM500 per month. 

I have actually just gotten the Amex & Visa for about 6 months. I actually applied for the Petronas CC, but they gave me a normal visa wave one instead. I actually can save a lot by getting the petrol rebate since I am constantly travelling but lost out there.
Already pmed him. I actually misunderstood earlier. I thought that DA CIMB CC only offers 6 months tenure. I'm finding out the details now.

Hope will get this settled soon. It's a race against time.

If 2nd week of dec, bank still dont take any action to this RM50 charge, sure i will cut all the card

well is free for life..you can't really compare with other cards..

Curious, I remembered here mentioned we can request to transfer MBB Treatspoints from 1 CC to another (when cancel CC), but not sure if we can transfer from CC to MBB Visa Debit?