Public KTAR debit card only has point whenu purchase, no cash back, but it has no fee too.

yes no join fee, no annual fee, but based on thier website, there is no benifits too. benifits here i mean here are 'no rebate, no cash rebate', or special offer or something great. It only give 'points' for ever ringgit u spend. and the 'points' will expired in 3 years.

u may get d2d as it has annual fee RM12 if not mistaken,and linked to plus saving account, but it has 0.8% cash rebate (max RM30 permonth) for petrol & grocery, 0.3% on other retail purchases.

This post has been edited by future80: May 14 2010, 11:43 AM

of course, a debit card connected to account & without account are not same.
but although using debit which connected to account, i believe almost all users withdraw $$ from thier bank, not other banks.

it is free at public bank ATM only. u may refer following link,

http://www.pbebank.com/en/en_content/perso...osure_debit.pdf

regarding withdrawal, i agreed with MilesAndMore said, it is 'cash advance' , not same with normal debit cum ATM card.
the process/way just like credit card, just it not same with credit card it will be charged when user using 'cash advance' ,yes it is really 'cash advance' for credit card. but for standalone debit card, u actually withdraw your own money.

automatically dispensed RM200? user not able to choose amount they want, let say rm100?

This post has been edited by future80: May 18 2010, 07:49 PM

yes. if i m not mistaken, the online transaction is limited, like as under 'transfer' function,user only can doing 'own account transfer' , user can't doing IBG transfer.

any oxidized dirt onthe chip?
and it only happened at jusco?

This post has been edited by future80: May 31 2010, 10:08 PM

it is possible the card's problem since u use same card at different places also encountered same things.
check yo card see whether the chip surface is clean, is it contain any 'dot'/ dirt with black or brown or blue color? any oxidize sign?
if it is clean enough, as MilesAndMore said, get a replacement card, the replacement card will be RM10.

by the way, regarding ING insuranse, they are not many information on thier web, dont know how would it apply for the user.

===============================

one extra question, i forgot whether i asked before, regarding the chip is for 'insert' instead of swipe, will it stil able to use the 'swipe' for those 'swipe' machine at some foreign country?

This post has been edited by future80: May 31 2010, 11:49 PM

which jusco (location) dont accept yo debit card?

which jusco (location) dont accept yo debit card?

=================================================

dont know does it applied to all jusco in malaysia ?

the RM10 should be fee for lost or stolen card, I am not sure your case they will charge or not..
your card come with the ' cardmember agreement' booklet right? u can check to see.

- Public Bank VISA Electron
- Public Bank Manchester United VISA debit card
- Public Bank ING debit MasterCard
- Public Bank UTAR debit MasterCard
- Public Bank TARCollege debit MasterCard

Anyone know what are the daily spending/purchase limit for these cards?
for default limit and maximum limit?

thanks fo info. one more question is can user set the daily spending limit at ATM?

This post has been edited by future80: Jun 7 2010, 05:19 PM

I believe all debit card linked to saving account will have its spending limit & withdrawal limit.

but my question is not day2day debit, are following 'standalone ' debit card.

- Public Bank VISA Electron
- Public Bank Manchester United VISA debit card
- Public Bank ING debit MasterCard
- Public Bank UTAR debit MasterCard
- Public Bank TARCollege debit MasterCard

if like MilesAndMore said,There is no daily spending limit imposed for the cards shown above. so is it not required to set spending limit?
like as charge in 100, set at 50 spending limit.
spending limit can be a set of function to reduce spending or it will help when the card is stolen. so i guess it can set daily spending limit.. but not sure.

here u go, FAQ & T & C of CIMB debit mastercard

http://www.cimbbank.com.my/index.php?ch=19...0&tpt=cimb_bank

u may refer to this thread:

OCBC IQ, Discuss about it
http://forum.lowyat.net/topic/708534

based on http://www.ocbc.com.my/myIQ/iq_solution/04.html
it is credit card.
"
iQ Elite and iQ Basic Members who are eligible for credit cards will be offered iQ Combo Cards (ATM Cards that double up as Visa Platinum Credit Cards). "

This post has been edited by future80: Jun 10 2010, 03:15 PM

I am not sure whether all branches also like that, but I can say the branches near my town is not meet my satisfication, expecially the 'infront' counter person who responsible for assign number, working attitude not good as everytime his face very dark, never smile, most important thing is his working attitude! I think it is better for them to put a small machine that giving ' number' , like others bank do. some of thier branches also using that machine, but this branch near my town(no MB in my town) has no such thing.

not all i think, i saw before a branch use machine, but the machine is not same with normal machine using by others bank, it is more complicated & high tech, touch screen.

yes person at the counter give number, is only works when the person is working with right attitude, responsible, good customer service mind/thinking. a person with a face seems like want fighting, talking rude, job doing bad, just like playing around, talking with friends although they are few customers lining there waiting. this is what i saw everytime i went to that branch.

this is following attitude,follow is can but need to implement & execute right way , but they didnt doing right, even it make the situation worst.
they just seems like buying a BMW, but they didnt use it property, they use R gear for all trip, use handbrake for all stopping.

This post has been edited by future80: Jun 18 2010, 07:28 PM

they is problem too if using machine, i experienced before in bank "XXX", i need to open new account, they is no such label on the machine, but open account should be under 'çustomer service' right? i took the number and waiting a couple of times, but when my turn, the customer service person told me should choose 'payment' button. then i need to take new number & waiting again.



Seems like i am geting out of topic, this thread is discussing of debit card

This post has been edited by future80: Jun 18 2010, 07:45 PM

i think they at least should know thier product or servie in details.
not that only, sometimes customer even know more than bank employee, such as latest promotion on card, latest product, etc..... they will ask back when customer ask them.

depends of each person's view, may b card X person A said good design, but person B said not nice.

go to atm , withdrawl from yo bumiputra commerce saving account, then deposit into yo cimb debit card account.
or u can use online banking if any.

wat do u mean by same account number? yo cimb debit card impossible same with yo bumi commerce saving account.

day2day debit card


visa electron

the unique previously is only applicable for credit card, user can choose thier own 'design'of card, dont know whether this prepaid also can design our own.

just use it like as credit card, then u will need to sign, not needed to key in anything.