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 PTPTN Thread v2

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chiahau
post Sep 19 2013, 07:45 PM

Fatthau StalKer
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QUOTE(Sherine40 @ Sep 19 2013, 04:35 PM)
When can I apply for ptptn loan ? I'm still studying foundation now, 2nd sem.
*
No loan for Foundation....
chiahau
post Sep 19 2013, 07:48 PM

Fatthau StalKer
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QUOTE(chaukeng @ Sep 19 2013, 07:46 PM)
Got loan for ptptn. Maximum RM8000.I just took one last year.
*
Proof and university please?

Most foundation courses are not even in the list of PTPTN website....
chiahau
post Sep 19 2013, 07:55 PM

Fatthau StalKer
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From: Malaysia


QUOTE(chaukeng @ Sep 19 2013, 07:51 PM)
How to show proof? biggrin.gif  MMU Melaka btw. Wait i see whether i got any written documents.
*
Take a simple photo or show the link to your program website saying foundation got loan lo.

I've managed to google Uni Tengku Abdul Razak has loan for foundation via PTPTN

http://www.ptptn.gov.my/web/english/faq-en...oan/application

Question 7 has already answered the question whether PTPTN is offered for foundation or not....
chiahau
post Sep 19 2013, 08:03 PM

Fatthau StalKer
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Rule of thumb - Still no loan for foundation for except 4 university.
chiahau
post Sep 23 2013, 10:28 PM

Fatthau StalKer
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From: Malaysia


QUOTE(Boomberg @ Sep 23 2013, 09:50 PM)
I'm studying in MMU. I want to ask if PTPTN loan is guaranteed?
*
No such thing as Guaranteed....

Up to their discretion in the end.
chiahau
post Sep 23 2013, 10:46 PM

Fatthau StalKer
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14,082 posts

Joined: Aug 2009
From: Malaysia


QUOTE(Boomberg @ Sep 23 2013, 10:40 PM)
How high do you think my probability of getting the loan is? My dad's salary is 3k and my mum is not working. Got 2.67 for my A-Level?
*
Should be okay. You should ask your admin department actually, not me.

I'm not 100% sure of the criteria for loans, I'm just telling you what I know and Google-d around too tongue.gif
chiahau
post Sep 23 2013, 11:02 PM

Fatthau StalKer
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QUOTE(Boomberg @ Sep 23 2013, 10:57 PM)
Haha, thanks man for your help. Really appreciate it  biggrin.gif
*
No prob, study hard.

And please re-pay the loan after graduating laugh.gif
chiahau
post Sep 26 2013, 10:49 PM

Fatthau StalKer
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QUOTE(Rynncyl @ Sep 26 2013, 08:28 PM)
Hi,

I'm facing a problem when completing PTPTN application form. Hope to get some advises.

There's a statement shows that my SSPN account number is invalid at the moment. After I have double checked with the bank slip and Borang Permohonan Pembukaan Akaun SSPN, the account number on bank slip is equally with the numbers I key in to PTPTN form. What action shall I take for the next step?

Thank you!
*
where did you make your SSPN account?

Some of the senior here said, some bank where you make your SSPN might cause problem.
chiahau
post Sep 28 2013, 09:56 PM

Fatthau StalKer
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QUOTE(SereneAshley @ Sep 27 2013, 02:52 PM)
I've already submitted all my documents and got an email saying that my loan was approved.

But until now I havent received an email to notify me of the money yet? I was told by my dept that i would get it this semester but till now no sign of it. hmm.gif

I wonder whats wrong.
*
Usually it's ranging from 1 month ~ 2 months if you are on 2 semester system, 2 weeks ~ 6 weeks if you are on Tri-semester system.

Best solution, pester your Student Affairs.

QUOTE(Rynncyl @ Sep 28 2013, 09:51 PM)
I went to CIMB but they told me need a month time to receive the new card and new SSPN number in order to apply for PPTN. I suppose to submit my form by end of October so I decided to go to Maybank to open another account because my friend said we could get the number on the sport. Too bad Maybank officer said that my CIMB account has activated. They advised to call up to PTPTN to request my new number instead of barely wait for a month SIGHHH :/
*
Yeap.

I suspected that issue from CIMB as well.
chiahau
post Sep 28 2013, 10:03 PM

Fatthau StalKer
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QUOTE(Rynncyl @ Sep 28 2013, 10:01 PM)
I should went to Maybank at the first place :/ Btw, do you think PTPTN officer would give me the new number if I call up on Monday?
*
Just call 1st.

Tell them your situation nicely and see if they reply you or not

I'm not working for PTPTN, I don't know what they'll do laugh.gif
chiahau
post Oct 1 2013, 12:04 AM

Fatthau StalKer
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QUOTE(king_lover23 @ Oct 1 2013, 12:00 AM)
hi all...
wanna ask about PTPTN..
currently I got my foundation and degree loan...
how should I start paying b my loan?
pay my foundation loan first ? after finish only pay my degree one?
or pay both at the same time?
icon_question.gif
*
Ask for the adjusted total loan figure, then start paying according to them.
chiahau
post Oct 1 2013, 12:29 AM

Fatthau StalKer
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QUOTE(king_lover23 @ Oct 1 2013, 12:19 AM)
how to ask? hmm.gif
call them and request them to come out another letter of total loan figure?
*
Go to their offices....

If you call them, the response would be probably close to ZERO....
chiahau
post Oct 1 2013, 12:36 AM

Fatthau StalKer
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QUOTE(king_lover23 @ Oct 1 2013, 12:33 AM)
so far away... how to knw whether I am being blacklisted by them ady?
they called me at July.. and I din pay until this month only I wanted to start paying..
sweat.gif
*
sleep.gif

If you want to pay, don't be LAZY.

They will send you 3 reminders, after the 3rd only they'll probably do something.


chiahau
post Oct 1 2013, 12:42 AM

Fatthau StalKer
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QUOTE(king_lover23 @ Oct 1 2013, 12:37 AM)
I see.. 3 reminders right? I din receive any of them yet...
i will call them tomoro and ask for more details then...
cox if wanna go KL, I need to take leave and travel all the way from JB to KL?  sweat.gif
*
Consider it a 1 day vacation.

You could see if PTPTN has any offices or branches near you?

If there is, you could probably go there and ask.

Faster answer too.
chiahau
post Oct 1 2013, 12:50 AM

Fatthau StalKer
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QUOTE(king_lover23 @ Oct 1 2013, 12:49 AM)
hmmm.. just checked their website...
too bad,johor dun have any branches.. I wondered why...
melaka is the nearest to me...
the waktu operasi is isnin till sunday (8.30am - 10pm)

luckily they open saturday n sunday too..
smile.gif
*
Alright, good for you.

Get it sorted out then before your "administration cost" starts to accumulate and increase.


chiahau
post Oct 1 2013, 12:57 AM

Fatthau StalKer
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QUOTE(king_lover23 @ Oct 1 2013, 12:53 AM)
what u mean by "administration cost" starts to accumulate and increase?
u mean if I dun get it sorted out, my loan payment to PTPTN will increase?  rclxub.gif
*
You see those cases where people are reporting they are paying huge sum for their PTPTN loans?

Those are the people who never bother with their loan, never bother to check their balance when they pay and never bother to do anything till it's too late.

Like a loan, if you keep delaying, there must be consequences right?

Administration cost will increase if you keep deferring to pay your loan or not bothering to even contact PTPTN for repayment.

Once you contacted them and followed the payment schedule as planned, you will not have such issues.


chiahau
post Oct 5 2013, 09:49 PM

Fatthau StalKer
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QUOTE(kenyawood @ Oct 5 2013, 05:17 PM)
hi there,

wanna ask something about the Ujrah thingy. normally if we din change the Ujrah, it will stick to 3% right?
and whatis the benefits for changing it to Ujrah 1%?
*
You pay less interest? rclxub.gif
chiahau
post Oct 6 2013, 11:07 PM

Fatthau StalKer
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From: Malaysia


QUOTE(persona93 @ Oct 6 2013, 07:29 PM)
hey guys, good day...

i just got my offer letter to do a Diploma course in HELP uni.

and i was wondering if I could apply for the PTPTN loan for a certain amount

or am I not eligible to apply PTPTN loan for a Diploma course
*
Check PTPTN website.

Diplomas are usually okay with the loans.

QUOTE(kenyawood @ Oct 6 2013, 09:14 PM)
are you sure with that?
then anyne know how to change it to ujrah 1%?
*
I don't know.

You can use the loan calculator from PTPTN instead of asking here?

You can then roughly see how much you are saving in terms of interest and etc.
chiahau
post Oct 7 2013, 08:24 PM

Fatthau StalKer
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From: Malaysia


QUOTE(kenyawood @ Oct 7 2013, 08:14 PM)
I thought someone will give me solutions here...then what is the purpose of this thread?
*
To ask question which nobody can google outta the thin air.

We ain't your servant, it's a simple thing.

Just use the calculator.

I'm not being paid by anyone to answer your question.

http://www.ptptn.gov.my/web/guest/pembiayaan/calculator/loan

So simple, put your total loan amount here, then put the percentage : aka 3% original and 1% for Ujrah.

Then compare the interest and the numbers there la.

chiahau
post Oct 8 2013, 08:21 PM

Fatthau StalKer
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QUOTE(kenyawood @ Oct 8 2013, 08:18 PM)
then do you know how to change it to Ujrah 1%?
*
Go to PTPTN's office and apply for it.

You would need to qualify for it 1st, therefore, refer the website for the information.



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