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 Credit Card Thread V7, Everything about the world of plastic

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ronnie
post Sep 6 2009, 12:36 PM

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Can I pay my Direct Access credit card bills via Maybank2U ?
What are the charges ?
ronnie
post Sep 6 2009, 01:17 PM

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QUOTE(David83 @ Sep 6 2009, 12:41 PM)
RM 2 for interbank fund transfer.

I think DA should be selected under CIMB.
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cry.gif cry.gif more expensive than writing a cheque smile.gif
ronnie
post Sep 9 2009, 03:12 PM

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QUOTE(viqq @ Sep 9 2009, 02:52 PM)
Hi peeps.

I have some questions about credit card thingy and would appreciate if someone could answer them.

Ok. The question is that if I have a big sum of amount owed, say RM10, 000. I have failed to pay the full amount for almost a year already, but then I've paid the minimum amount all the while.

And the bank now has canceled my credit card because I have failed to pay the minimum amount of money. Now I am forced to pay a debt of RM12, 000 including 18% interest.

The problem is that I can't pay off the RM12, 000 due to other commitments such as car loans, house loans, shop rents and etc. I can only pay around RM500 a month which in return about RM200 is the interest.

Any advise or suggestions on how to clear off my debt? Can I ask the bank to drop off my interest and pay the total amount that I have used only?
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This definitely a good lesson for everyone to learn from.... don't pay the minimum monthly only.
You can discuss with the bank to reduce the interest...but definitely not drop-off the interest. Banks are not charities.

Good luck... don't go borrow from Ah Long
ronnie
post Sep 13 2009, 09:55 PM

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QUOTE(arsenal @ Sep 13 2009, 07:03 PM)
Alliance bank 0% charge
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On my Ikea Friends Visa (issued by Alliance) seem to have 1% charge. Notice the exchange rate similar to my Direct Access (1% charge) when spending in AUS
ronnie
post Sep 15 2009, 09:54 AM

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QUOTE(Gen-X @ Sep 14 2009, 07:07 PM)
Yesterday at about midnight called MBB Petronas CS, not to happy with their 24 hours service. Previously I posted quite happy with MBB Petronas Platinum CS Tol Free service but yesterday kind of pissed me off.

I have both MBB Petronas Gold and Platinum - yes both also active cards, yet to cancel the gold card until I settle this month statement.

MBB Petronas Gold CS - put on hold for quite long and it is not TOL Free so got pissed off and called MBB Petronas Platinum TOL Free CS line but nobody picked up the damn phone!
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Fastest way thru MBB Credit Card line is to select Lost Card option

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