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 Credit Card Thread V7, Everything about the world of plastic

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vampbreak
post Jul 17 2009, 10:10 AM

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QUOTE(Reventon @ Jul 16 2009, 10:56 PM)
Infinite or World doesn't make you exclusive lah ! Some of the bank staff don't even know the " existence " of this card too , to them the highest is platinum currently  doh.gif .
But Vampy's Centurion certainly is the only " exclusive " card around here  rclxms.gif !
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Hee~ That's "exclusive" also come with unwanted attention sometimes. If Centurion available in Malaysia I believe you also will be in Amex list. But do think Amex Plat Charge Card is still exclusive as it was the highest card available in MY?

QUOTE(zazaza2009 @ Jul 17 2009, 08:54 AM)
Credit limit is not a person's worth and it is only virtual overdraft given by the bank. You got to pay whatever spent.

I am very scared that my card will be hacked and illegal spending occurs. The higher the CL, the higher the risk ones got to endure.
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Some credit card come with this features now. So don't worry too much about hacker's. smile.gif
"Shop online with confidence. You will not be held responsible for unauthorized online purchases."
vampbreak
post Jul 17 2009, 10:20 AM

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QUOTE(Gen-X @ Jul 16 2009, 09:22 PM)
If you read the earlier posts, many people here have Infinite and there is even a photos of cards. The only really exclusive card here so far where none of the other LYN members have is vampbreak's AMEX Centurion Card.
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Are you SURE I'm the only one in LYN.. Not 2? Hehe smile.gif
vampbreak
post Jul 17 2009, 10:26 AM

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QUOTE(tinkerbel @ Jul 17 2009, 10:13 AM)
@vampbreak,
You're right - we shouldn't actually be giving U so much credit since the Centurion card U have is a supplementary card tongue.gif tongue.gif tongue.gif

I guess it really depends what U define as exclusive.  Super rich people really don't care what card they hold, seriously!
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You are right Tinkerbel! I currently sharpen my plastic to be Titanium. Then only all the credit is count's. By the way, spending 250K USD p/a still not enough to guarantee ticket to be "black".

This post has been edited by vampbreak: Jul 17 2009, 10:27 AM
vampbreak
post Jul 17 2009, 10:42 AM

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QUOTE(tinkerbel @ Jul 17 2009, 10:29 AM)
@vampbreak,
Unlike some forummers, I'm really not chasing after the status of the Black card hence makes no difference to me.  I did spend USD250k last year but I wasn't able to swipe everything I purchased hence it's not reflected in my CC statements tongue.gif

I rather be using my time to chase after either more $ or men! muAhaHAHah *cruel laugh*

So who's the 2nd Centurion holder here?!  He / She is certainly doing well to keep a low profile biggrin.gif
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Haha! You have point! You must be rich as spending 250k UD is more than RM 1mil. I will buy GTR for that amount of money. tongue.gif

Yes. There is 2 centurion holder in LYN. He/She is not low profile. He/She also posting a lot in LYN but not in this cc thread. He/She have different interest. biggrin.gif
vampbreak
post Jul 17 2009, 02:08 PM

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QUOTE(zazaza2009 @ Jul 17 2009, 01:00 PM)
Credit Limit is not that important because a person can hold a few credit card and yet combined to be higher CL for him. For example have 3 cards from MBB, HLB and SC, all CL is 30k, then is 90k all togehter.

If get too high CL also have to pay the bank if spent. Most of the banks also give free for life, swipes for Free AF waiver. Aiya, just agree with moderate 25k CL enough for many thing liao. So high for what? If spent 30k also cannot pay back to the bank, what for?

The most important is not CL or CC type......the most...most important is the ability to pay what you spent without kena finance charges. That's will be the HERO. Hold Black Card also no use if kena interest and cannot pay the bank back the full amount and risks being bankcrupt.
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CL is important
MR/TP is even more important
Paying your bill in full is super important !!
Color of Card however (unless it's black )...ermm..50-50 laugh.gif

But the point is = Only spend money, if you have money... tongue.gif
vampbreak
post Jul 17 2009, 03:12 PM

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QUOTE(zazaza2009 @ Jul 17 2009, 02:11 PM)
Vamp,

I agree CL is important if you want to buy something expensive that involves thousands. If normal shopping or movies, then Debit card also jadi la. smile.gif

If you use Black Card in Malaysia also not many people recognizes and feel the superiority la, have to wait somebody spot it and pst...pst..pst bisik to friend , then baru glamour la. Nanti card cannot cross the river, malu la....
PIKIAK LA SENDIRI !
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Unlike you, I don't use my Black Card for show off! wink.gif So leave my Black Card alone and continue on the topic. Beside, centurion is charge card and not credit. We discuss about credit card here..
vampbreak
post Jul 23 2009, 03:36 PM

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QUOTE(cute_boboi @ Jul 23 2009, 11:40 AM)
My latest Amex's Amex Gold Credit Card, PosLaju does not allow my father to sign it. Only owner with IC that match can sign it. So I suggest either personally go collect at PosLaju or redirect to office.
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Actually, my mom sign for the pos laju when my AMEX Gold CC since Im not there. No problem at all.. Maybe depend on the pos laju man ?
vampbreak
post Jul 24 2009, 01:49 PM

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Wawah! This treatfair like pasar malam hot sale! I wish I can join too!!
vampbreak
post Jul 26 2009, 03:14 PM

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Eh bingozero, that new SonyCard looks interesting. Got 10X TP when you buy sony product. Have you apply for this card yet ?
vampbreak
post Jul 26 2009, 03:34 PM

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I dint see the date of promotion. I just have a quick look in their website. So no more 10X ??
vampbreak
post Jul 27 2009, 02:36 PM

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QUOTE(tinkerbel @ Jul 27 2009, 02:15 PM)
@alexwsk,
I guess the damn salesperson who put my application in wasn't doing a good enough job - didn't get my card, got 2 different accounts on the same card.. Ah well.... like I said, Maybank Malaysia Boleh!
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Ahehe. Tinkerbell I though you are not a fan of Charge Card. tongue.gif but like the others mention, did you can actually apply for 2 Amex CC with diff number ? Did you actual received 2 card?


QUOTE(air @ Jul 27 2009, 02:29 PM)
@tinkerbell,

Guess your annual income over RM48000 huh?
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Air, RM48,000 is tinkerbell minimum anual spending. biggrin.gif

QUOTE(ronnie @ Jul 27 2009, 02:29 PM)
My M2U accounts shows 2 additional card which I applied during TreatsFair.

I applied for the SonyCard but stated as Visa only...hmmm

BTW..the credit limit is shared as you guys stated previously.
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Did this SonyCard come with the new design ( worldcup) or still the old gold one ? I really interested in getting one..
vampbreak
post Jul 27 2009, 03:05 PM

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QUOTE(ronnie @ Jul 27 2009, 02:54 PM)
I applied for the new limited design SonyCard...so they better give the new design to me...or else  mad.gif  mad.gif
I have asked them to send the card to my home. Not yet receive it.
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Ya lor~ The new look much more cooler than previous one. I just need to confirm, some are saying the 10X are expired olredi but some said this will be permanent feature of the card ? Can someone confirm this ? rclxub.gif

This post has been edited by vampbreak: Jul 27 2009, 03:10 PM
vampbreak
post Jul 28 2009, 03:10 PM

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QUOTE(alexwsk @ Jul 28 2009, 01:54 PM)
hehe, u are really fast
i'm only 2/3 there

but i think the next best cash rebate cc is indeed alliance, else go for AMEX Gold with 5X MR
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I want want want want want want that SCBjustone lor! vmad.gif
vampbreak
post Sep 15 2009, 08:06 PM

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Is SCB JustOne card no longer available ?

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