Do you know which bank offer the best balance transfer rate?

what is balance transfer anyway? I ask this question sometimes ago 

Err~ I think 15k is a standard limit for every Miau Bank Gold Card? I'm far away from that VIP reason 
MYR 15K is only AUD 5k. How to survive la.   In addition to that, we are collecting MR not TP. Me is Amex fan la. 
So my amex bill are 2-3 pages more than visa. I use Miau Bank Petronas for petrol only. Where got Petronas in AU ?

p/s : Here petrol paid by company. Keke 

Clause 13.2 of Bank Negara's Credit Card Guideline:

"The cardholder's maximum liability for unauthorised transactions as a consequence of a lost or stolen credit card shall be confined to a limit specified by the issuer of credit cards, which shall not exceed RM250 provided the cardholder has not acted fraudulently or has not failed to inform the issuer of credit cards as soon as reasonably practicable after having found that his credit card is lost or stolen."

Pretty clear to me.

That why I'm a charge card fan. Amex work like a charm and accepted widely overseas. Miau Bank Card good for backup....and installment plan..

Isn't it "ignorance unless proven guilty"? So in this case, it is up to the card company to prove your guilt.

Don't forget you need to pay an upfront handling fee.

Are you SURE? 

There is no such thing as a "free lunch".

See the attachment below, Item No. 5 of the T&Cs.

  sooo jealouss now..~

Anyone know what is the best mastercard around to apply other than JustOne ?

I have both the Alliance Plat and SCB's VI and experienced it just last month by presenting the SCB's VI at LCCT but the front desk officer told me what I had wrote. 

What is PB members ? 

@woengx2,
PB as in Priority Banking or Privileged Banking, whichever the banks call it.

Yeah that's right - U need to show the Priority Pass - and the SCB Visa Infinite comes with a Priority Pass; U dun haf?

-- Added --
In order to gain access to Plaza Premium Lounges, U will need to show your SCB Visa Infinite + Priority Pass.

@tgeoklin,
Er.. but the Priority Pass that comes with SCB is FOC.  U don't need to pay a single cent to go in.

Did you experienced so ? Or it is just by knowing from the card's booklet ? 

No doubt forum has given us the free right of speaking but we do really need to be written as accurate as to the actual situation as it to be not by only "guessing" or guesstimating" the real circumstances.  

If I'm not have experienced it at LCCT I will not post it here to let people know more about the card. 
Anyone has the same experiences ? I would rather it could be FOC by that ... 

Thank you for your comment and the information given. 
But... we still can't confirm here could the SCB's VI ( principal card holder ) + Passport ( original ) + Priorty Pass grant and FOC access to PPL at LCCT ? I'm sure it is at PPL KLIA as I experienced. 

Rhb Plat also come with priority pass.

@zenquix,
If I'm going for the TreatsFair I'll just lodge my application then, otherwise will do it via fax I guess *smiles*  It's easier than to walk into any MBB branch - ma fan! but am holding out the application till I hear back from SCB.

AFAIK , there is three type of Priority Pass membership

1. Standard Membership - Each lounge visit cost USD 25
2. Standard Plus Membership - 10 free lounge visit thereafter USD 25 per visit
3. Prestige Membership - Unlimited Free Access

So that you mean RHB Platinum come with No. 1? RHB and SCB Visa Infinite come with No. 2 or No. 3?

@tgeoklin,
iSh..... apa promotion dari SCB?  Anyhow, it's past so no point even talking about it.

@Reventon,
That's 10 and counting..... I even pai-seh wanna show me cards; I've got Jusco, ONE, Voir, Padini, Metrojaya, Robinsons, Memory Lane cards .... *kekeke*

@vampbreak,
Go check out the requirements by visiting their website lah.  Don't be so lazy and stop whining about wanting a Mastercard.  Just go apply for it and U don't always need to apply for the top range card!

does principle and supplementary can have separated account summary? i always get a nag when i purchase something.

Overseas transactions incur both an HSBC administration charge (1.25%)  and Visa/Mastercard transaction fee (variable %). I monitor my foreign transactions like a hawk and can confirm this.

For example:

Nov 08 = 2.0% (1.0 + 1.0)
Apr 09 = 1.95% (1.0 + 0.95)
03 May 09 = 1.58% (1.0 + 0.58)
24 May 09 = 2.26% (1.25 + 1.01) *HSBC increased their admin fee mid/end May

You can work this out by checking your credit card balance one or two days after an overseas transaction and again a day later. Only the final amount will appear in your statement, so you've got to be quick to catch the two different balances. Usually I just check via sms (45sen).

On overseas transaction charges. The only bank I know of that doesn't charge extra is Alliance Bank card. DA used to be 0% but now also impose charges.

---

Added on July 16, 2009, 7:25 am

Not sure what you mean.

But most bank will have a separate page for supplementary card transaction but they will all be send inside the same envelope.

The only 2 bank that I know having separate credit limit for supplementary cards are DA and Alliance. In other word, the principle card holder can specify what credit limit to give to their supplementary card (out of his own total credit limit).

@tgeoklin,
Actually, MBB also allows statement to be sent directly to supplementary cardholder.  U just need to request for it.

Er.. might I ask.. Y are we debating CLs all of a sudden?!

@winner,
I don't see a point in comparing how much CLs we have; i don't find it v ego-boosting or breaking   I can say I've got RM90k CL on one of my CCs but are U or not going to believe it?

But nobody is willing to expose his/her CL exactly. Maybe you can start with your Infinite 1st? Hahaha
It depends on bank's policies. Some banks are very strict on late payment. Some good examples are CIMB and Ambank.

@taxpayer,
CIMB's asking for RM240k income p/annum whilst SCB is RM150k p/annum.  Currently, only RHB's Visa Infinite remains 'By Invitation Only'.

I guess it's business afterall and bottom lines what's most important