Are you sure it's HSBC VISA Infinite ? I checked their website and there is no mention of this card. The highest level of VISA HSBC offers is VISA Platinum. The HSBC VISA Platinum is black in color. Like the design very much


Just so you know. It is a "SHE", not a guy. I'm pretty sure she knows better than most people. Just that this totally slipped of her mind i guess She's like a veteran in this whole credit card thingy.


Care to scan it and post the picture here ? I have not seen it

Anyway, i managed to find two HSBC cards issued by HSBC Private Bank. One is a credit card and another one is a debit card. The debit card i found is called VISA Infinite and issued by HSBC France Private Bank. Not sure if it is the VISA Infinite Reventon was talking about though.


The black color card is a credit card issued by HSBC Private Bank while the blue color (HIDEOUS) is a Premier Mastercard issued by HSBC Premier Banking centres exclusively to HSBC Premier customers (except China as a black color Premier Unionpay debit card will be issued instead of Premier Mastercard)


HSBC VISA Infinite Debit Card issued by HSBC France Private Bank

And here is another VISA Infinite credit card i just found. Issued by HSBC France (or HSBC France Private Bank). Most likely the VISA Infinite Reventon was talking about. Click the link below.
HSBC FRANCE VISA INFINITE!!

This post has been edited by MilesAndMore: Jul 5 2009, 06:10 PM

Opps. You beat me to it. Was modifying my previous post just now. Anyways, i found the VISA Infinite credit card version too. Also issued by HSBC France or HSBC France Private Bank The annual fee for this card is 315 €/pa (roughly RM1545/pa).

This post has been edited by MilesAndMore: Jul 5 2009, 05:57 PM

True. And i believe this is his first Platinum credit card. Hence the excitement

Not Public Bank. And Public Bank still have the lowest NPL in the country now No. I do not work for Public Bank nor am i a shareholder


Yes. It is possible. Have heard people doing so with Public Bank and recently AMBank. And now Maybank (heard from you )



Regular AMEX will give you 2 MR points for every Ringgit swiped. The recently launched AMEX Gold Credit Card will give you 5 MR Points for every Ringgit swiped. Very generous.


Standard Chartered Titanium credit card.


Agreed. Just a matter of time i guess. Just like in Singapore and United States, Classic and Gold Card are almost obsolete. Co-branded cards and Platinum cards are the norm. And the good thing about the co-branded cards offered by banks in the United States is that most of them are annual fee free and the credit line is comparable to Platinum credit card.


Agreed. Believe in a few years time we will see more co-branded credit cards (EON Bank have many types of co-branded credit cards) and Platinum credit card will become the entry level for fresh applicant. We might also see more banks introduce VISA Signature, VISA Infinite, World Mastercard and World Mastercard Elite.

This post has been edited by MilesAndMore: Jul 6 2009, 02:49 PM

All is here except VISA Signature and World Mastercard Elite.


CIMB Mastercard. It is free for life and has many promotion year-round.


I usually redeem for shopping vouchers using Treatpoints (TP)/Membership Rewards (MR). MR is very competitive. I can redeem a RM100 voucher with as low as 15500 MR points. But i usually redeem for Borders vouchers which require 17000 MR points.


Some users here have these cards.


The room at Burj Al Arab is not that expensive lah But if one orders caviar everytime, big fish, lots of alcohol every time he/she dines there then yes, the bill might rack up to RM100k

This post has been edited by MilesAndMore: Jul 6 2009, 06:49 PM

Yes. All CIMB Mastercard comes with Paypass feature.


You can try. But to be safe, you better submit your salary slip and the income tax form along with your application form. Good luck

Good for us


So that sometimes if the card you usually use suddenly get rejected, you will still have a spare


Outrageous. The Public Bank branch i usually go to always clear my cheque issued other bank between 2 to 3 days top. You should file a complain

That is Vampbreak's hand.

Hong Leong Bank's 1% Cash Back VISA Essential credit card is back !

Passed through a Hong Leong Bank branch just now. Saw this VISA Essential ad on the large tempered screen window. There is no information about the Hong Leong Bank 1% Cash Back VISA Essential credit card on their website. Please visit any of Hong Leong Bank 186 branches nationwide to obtain an application form for this card

Bad card


Not really. In United States, there are many AMEX credit card issued by AMEX itself as well as AMEX credit card issued by Bank of America.


Actually there is only VISA Electron but no Mastercard Electron. There is however a debit Mastercard version.

This post has been edited by MilesAndMore: Jul 8 2009, 04:00 PM

Didn't know there are still such people in this age. Ever heard of metrosexual ?

I was totally lost when you and Tinkerbel kept talking about this Miau Bank just now ...


Until i saw this. It's a tiger bank lah


Not true at all.


Not in Japan. Heck, not even in the US due to higher merchant fee imposed. But a friend told me a US co-branded credit card charge almost the the same merchant fee as AMEX but many retailers in USA do not not about this.

How different is Amex card and American Express card ? Amex is the short form of American Express


Not really. AMEX never had the market share that VISA and Mastercard are enjoying.

This post has been edited by MilesAndMore: Jul 9 2009, 01:30 PM

Much lower than you stated. It is differ on individual case basis.

Any idea how many Citibank Rewards Point will be given for every Ringgit charged overseas ? And how about HSBC ?

Thanks lot

No harm having two gold credit cards

This post has been edited by MilesAndMore: Jul 14 2009, 11:53 AM

The most i have heard so far is RM30K.


They are more or less the same. Both offer cash back instead of point. Petronas Gold is suitable for you if you pump Petronas and shop regularly at Mesra shops and this card will give you 2% cash back whenever you swipe your card at any Petronas stations or shop at Mesra shops while all other transaction will entitle you to a 0.5% cash back..

The CIMB Islamic Gold will give you a flat 0.5% cash back on all transaction except for petrol purchase.

This post has been edited by MilesAndMore: Jul 14 2009, 11:36 PM

Obviously i forgot to include 0.5% cash back for all other transaction charged to your Petronas Gold credit card earlier when i replied you question Anyhow, post edited and see below

If i'm not mistaken, remaining unclaimed Treatpoints earned from a cancelled card will be automatically forfeited. Same rule applies to all other credit cards issued by other banks.

CIMB can post the supplementary cardholder statement to another address. If my memory serves me correctly, Maybank has this option too.


Supplementary cardholders for Maybank and CIMB can have a separate credit line too. It can be either a shared credit line with the principal cardholder or only XX% of the credit line.


If i'm not mistaken, both VISA and Mastercard impose a flat rate of 1% administration fee for all overseas transaction (read this in some US website a while ago). Maybank charge a 0.5% admin fee for all overseas transaction. Please refer to the first page of this thread.