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> How to get out from PTPTN blacklist?, Anyone got experience?

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SUSDrifter
post Apr 28 2009, 10:35 AM

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lagi kesian ppl who qualify but PTPTN no more money coz of defaulters.

ur colik ald untung for the interest
alpha0201
post Apr 28 2009, 10:37 AM

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QUOTE(gogo2 @ Apr 28 2009, 10:32 AM)
But unfortunately, she has to clear 100% of the RM25k in one shot. Wow!
And sad thing is, her flight money is gone. Luckily can defer the return flight and accomodation


Added on April 28, 2009, 10:32 amAnyone have experience that can make installment for the payment?
*
QUOTE
    * The borrower is encouraged to pay back the loan without waiting for the letter of claim. The period of loan repayment is based on the total loan taken as follows:



  1. RM10,000 and below                          -            60 months
  2. RM10,001 to RM22,000                      -          120 months
  3. RM22,001 to RM50,000                      -          180 months
  4. RM50,001 and above                          -          240 months



    * Administrative costs of 4% annually will be charged on the date of loan repayment up to 31st December 2003. From 1st January 2004, the administrative cost is reduced to 3% annually on the remaining monthly loan.
    * Administrative costs will be calculated 6 months after completion of study or termination of loan as specified in the signed agreement. No reduction is given in administrative cost.
    * Deferment of repayment can be considered for borrowers who continue their studies or who are not yet working by submitting an application. However, administrative cost will be charged during the period of deferment.
    * Administrative costs will be waived for full repayment of loan within 6 months.
    * Exemption of repayment will only be considered for borrowers who obtain first class honours for loans approved prior to 1st July 2005 ONLY by submitting an application.


http://www.ptptn.gov.my/web/english/loans/repayment
SUSHidan
post Apr 28 2009, 10:38 AM

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Since 2001 did she pay a single cent?
wufei
post Apr 28 2009, 10:38 AM

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She can pay 25K @ 1 shot?

Taisei rclxms.gif rclxms.gif

This post has been edited by wufei: Apr 28 2009, 10:38 AM
V12Kompressor
post Apr 28 2009, 10:38 AM

No carrots here
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padan muka padan muka.
SUSjoe_star
post Apr 28 2009, 10:39 AM

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Lol...padan her pokerface
St.Daring
post Apr 28 2009, 10:39 AM

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owned... rclxms.gif
SUSgogo2
post Apr 28 2009, 10:39 AM

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QUOTE(alpha0201 @ Apr 28 2009, 10:37 AM)
But this is only repayment. According to her, to get her out of blacklist, she need to pay full. She can pay instalment but
that does not take her out from blacklist. She still can't go overseas!! tongue.gif

QUOTE(Hidan @ Apr 28 2009, 10:38 AM)
Since 2001 did she pay a single cent?
*
i dunno lol
WhiteSheep
post Apr 28 2009, 10:40 AM

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mofonyx
post Apr 28 2009, 10:40 AM

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it's fkers like these that made PTPTN withdraw their loans to overseas students.

retards not repaying their loans.


hickups
post Apr 28 2009, 10:41 AM

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c**** go phuket got money
pay ptpn loan dont have money
alpha0201
post Apr 28 2009, 10:44 AM

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QUOTE(gogo2 @ Apr 28 2009, 10:39 AM)
But this is only repayment. According to her, to get her out of blacklist, she need to pay full. She can pay instalment but
that does not take her out from blacklist. She still can't go overseas!! tongue.gif
*
Delay payment for sooooo long what do you expect? The credit has been brought forward month after month accumulated to the total sum borrowed if the person didn't pay since day 1. All banks do the the same.
prob queen
post Apr 28 2009, 10:44 AM

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I oni will pay whenever I have spare sad.gif
SUSgogo2
post Apr 28 2009, 10:44 AM

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QUOTE(hickups @ Apr 28 2009, 10:41 AM)
c**** go phuket got money
pay ptpn loan dont have money
*
phuket is RM1k mah. PTPTN loan is RM25k wor... icon_question.gif
jovyn
post Apr 28 2009, 10:44 AM

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u pay for her...then u can ask for a favor edi mah? ngek ngek ngek~~~
-Katrina-
post Apr 28 2009, 10:45 AM

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next time pls dun get ptpn if u afford
SUSvkeong
post Apr 28 2009, 10:46 AM

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hahahha treat her right. pinjam duit tak mau bayar balik.
SUSgogo2
post Apr 28 2009, 10:46 AM

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QUOTE(jovyn @ Apr 28 2009, 10:44 AM)
u pay for her...then u can ask for a favor edi mah? ngek ngek ngek~~~
*
she is going to phuket with her bf la wei... and her bf is owing RM24,800 but not blacklist. erm hmm.gif
samuraikacang
post Apr 28 2009, 10:46 AM

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just pay la like u already agreed when u take the loan. RM 101.50 is nothing from your big salary.



SUSgogo2
post Apr 28 2009, 10:46 AM

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QUOTE(vkeong @ Apr 28 2009, 10:46 AM)
hahahha treat her right. pinjam duit tak mau bayar balik.
*
mau bayar. Tapi lambat sikit.

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