ada pinjam ada bayar lah, kaki busuk.
How to get out from PTPTN blacklist?, Anyone got experience?
How to get out from PTPTN blacklist?, Anyone got experience?
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Apr 28 2009, 11:32 AM
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Junior Member
102 posts Joined: Sep 2008 |
ada pinjam ada bayar lah, kaki busuk.
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Apr 28 2009, 11:32 AM
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All Stars
18,672 posts Joined: Jan 2003 From: Penang |
wah, u guys should stop shooting liaw la. I think she dunno that it is this serious. But shooting her kaw kaw won't solve my fren problem. Any solution guys?
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Apr 28 2009, 11:32 AM
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Senior Member
6,497 posts Joined: Sep 2008 |
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Apr 28 2009, 11:32 AM
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Junior Member
102 posts Joined: Sep 2008 |
i'm appalled the option of paying back never come to your mind.
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Apr 28 2009, 11:33 AM
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Junior Member
28 posts Joined: May 2007 From: USJ |
This kind of people really useless, with high education but low on moral and honour... |
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Apr 28 2009, 11:34 AM
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Junior Member
272 posts Joined: Apr 2006 |
no need pay lah, just don't go phuket, go langkawi loh.
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Apr 28 2009, 11:35 AM
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Junior Member
257 posts Joined: Jul 2008 From: Klang Valley |
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Apr 28 2009, 11:35 AM
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Junior Member
407 posts Joined: Nov 2006 From: Layang-Layang, Johor |
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Apr 28 2009, 11:36 AM
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Junior Member
407 posts Joined: Nov 2006 From: Layang-Layang, Johor |
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Apr 28 2009, 11:36 AM
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Junior Member
264 posts Joined: May 2005 From: Winland |
Tanya TS: your friend take full loan? Or took only RM25,000?
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Apr 28 2009, 11:36 AM
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Senior Member
3,589 posts Joined: Mar 2005 From: Bolehland |
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Apr 28 2009, 11:37 AM
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Senior Member
6,497 posts Joined: Sep 2008 |
QUOTE(gogo2 @ Apr 28 2009, 11:32 AM) wah, u guys should stop shooting liaw la. I think she dunno that it is this serious. But shooting her kaw kaw won't solve my fren problem. Any solution guys? ask ur friend to write a letter asking for installment payment and pay consistently... for the blacklist one.... ask ur friend to go to PTPTN and ask for the settlement..... that the solution.... |
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Apr 28 2009, 11:39 AM
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Junior Member
240 posts Joined: Feb 2008 |
QUOTE(gogo2 @ Apr 28 2009, 11:32 AM) wah, u guys should stop shooting liaw la. I think she dunno that it is this serious. But shooting her kaw kaw won't solve my fren problem. Any solution guys? Write an appeal letter to ptptn or go straight to Wisma Perdana and appeal. Start paying back her loan monthly. This is the only solution. If you don't pay your loan amount will increase. Is 3% interest don't forget. But before that it was 4%. I think your friend need to pay more than 25K. Probably 50-60K. Alot right? Well,think twice before you borrow loan from PTPTN.This post has been edited by DaRust: Apr 28 2009, 11:41 AM |
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Apr 28 2009, 11:40 AM
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All Stars
18,672 posts Joined: Jan 2003 From: Penang |
QUOTE(~LynX~ @ Apr 28 2009, 11:36 AM) QUOTE(harrychoo @ Apr 28 2009, 11:36 AM) QUOTE(g3n0c|d3 @ Apr 28 2009, 11:37 AM) ask ur friend to write a letter asking for installment payment and pay consistently... for the blacklist one.... ask ur friend to go to PTPTN and ask for the settlement..... Ok, will tell her that.that the solution.... |
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Apr 28 2009, 11:41 AM
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Junior Member
325 posts Joined: Feb 2008 |
QUOTE(gogo2 @ Apr 28 2009, 11:32 AM) wah, u guys should stop shooting liaw la. I think she dunno that it is this serious. But shooting her kaw kaw won't solve my fren problem. Any solution guys? I think your friend deserve it, but I can give you a simple solutionFirst, appeal to PTPTN whether if she can can repay back slowly on a regular basis. Should the appeal is not accepted, the only other way is to convince the PTPTN officer that your friend is not in the position to repay the loan(which is, she must've not been in employment till today, which I doubt since she can go Phuket) And the final and only way is to get a loan of RM25k(personal or from friends) to settle the RM25k owed to PTPTN, and slowly throughout the years settle the loan and the interest. I'm being kind here, but if your friend got a complain about getting a loan, I say serve her right for not doing her responsibilities. All this could've avoided if she got the courtesy of paying as little as RM70 a month at such a low interest rate. Now she have to pay the penalty for the ignorance. And don't complain about her bf never get blacklisted, just because you rob a bank and your accomplice didn't get caught, doesn't make you innocent |
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Apr 28 2009, 11:41 AM
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Senior Member
3,589 posts Joined: Mar 2005 From: Bolehland |
"Saya dah tau salah, jangan la hukum saya. Bagi la I chance keluar negara. I bayar 5k dulu, baki tu I settle bulanan" will do the job
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Apr 28 2009, 11:41 AM
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Junior Member
240 posts Joined: Feb 2008 |
Michael Chong also can't help. It's her own fault.
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Apr 28 2009, 11:42 AM
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Junior Member
152 posts Joined: Jun 2008 From: Maria Ozawa House |
start paying, simple as that
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Apr 28 2009, 11:45 AM
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Senior Member
821 posts Joined: Mar 2009 |
My brother always pay on time plus every month also go oversea nothing happen to him.
Serve your friends right because dont want to pay the debt. |
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Apr 28 2009, 11:46 AM
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Senior Member
2,614 posts Joined: Jan 2003 |
michael chong's reaction: "hahahahahahahahahhahahahahah padan muka hahahahahahahahahahahhaahha"
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