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> How to get out from PTPTN blacklist?, Anyone got experience?

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SUSlovely_named
post Apr 28 2009, 11:32 AM

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ada pinjam ada bayar lah, kaki busuk.
SUSgogo2
post Apr 28 2009, 11:32 AM

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wah, u guys should stop shooting liaw la. I think she dunno that it is this serious. But shooting her kaw kaw won't solve my fren problem. Any solution guys?
g3n0c1d3
post Apr 28 2009, 11:32 AM

hai hai... kazuma dayo....
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QUOTE(DaRust @ Apr 28 2009, 11:30 AM)
But after finish Masters why didnt pay back? What is her excuses now?
*
baru dapat kerja mah.....! either he/she is ignorant or she dont want to pay the loan...
haisyeh!
SUSlovely_named
post Apr 28 2009, 11:32 AM

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i'm appalled the option of paying back never come to your mind.
mirage2000
post Apr 28 2009, 11:33 AM

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This kind of people really useless, with high education but low on moral and honour...
alien0110
post Apr 28 2009, 11:34 AM

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no need pay lah, just don't go phuket, go langkawi loh.
slushie
post Apr 28 2009, 11:35 AM

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QUOTE(daruma @ Apr 28 2009, 10:23 AM)
lol padam muka. this kind of ppl should put in jail instead.
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padam muka? lol? laugh.gif
ToddStarz
post Apr 28 2009, 11:35 AM

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QUOTE(gogo2 @ Apr 28 2009, 11:32 AM)
wah, u guys should stop shooting liaw la. I think she dunno that it is this serious. But shooting her kaw kaw won't solve my fren problem. Any solution guys?
*
borrow 25k not serious?
ToddStarz
post Apr 28 2009, 11:36 AM

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QUOTE(lovely_named @ Apr 28 2009, 11:32 AM)
i'm appalled the option of paying back never come to your mind.
*
nicely said..
~LynX~
post Apr 28 2009, 11:36 AM

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Tanya TS: your friend take full loan? Or took only RM25,000?
harrychoo
post Apr 28 2009, 11:36 AM

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QUOTE(gogo2 @ Apr 28 2009, 11:32 AM)
wah, u guys should stop shooting liaw la. I think she dunno that it is this serious. But shooting her kaw kaw won't solve my fren problem. Any solution guys?
*
pay by credit card or find michael chong rclxms.gif
g3n0c1d3
post Apr 28 2009, 11:37 AM

hai hai... kazuma dayo....
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QUOTE(gogo2 @ Apr 28 2009, 11:32 AM)
wah, u guys should stop shooting liaw la. I think she dunno that it is this serious. But shooting her kaw kaw won't solve my fren problem. Any solution guys?
*
ask ur friend to write a letter asking for installment payment and pay consistently... for the blacklist one.... ask ur friend to go to PTPTN and ask for the settlement.....

that the solution....
DaRust
post Apr 28 2009, 11:39 AM

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QUOTE(gogo2 @ Apr 28 2009, 11:32 AM)
wah, u guys should stop shooting liaw la. I think she dunno that it is this serious. But shooting her kaw kaw won't solve my fren problem. Any solution guys?
*
Write an appeal letter to ptptn or go straight to Wisma Perdana and appeal. Start paying back her loan monthly. This is the only solution. If you don't pay your loan amount will increase. Is 3% interest don't forget. But before that it was 4%. I think your friend need to pay more than 25K. Probably 50-60K. Alot right? Well,think twice before you borrow loan from PTPTN.

This post has been edited by DaRust: Apr 28 2009, 11:41 AM
SUSgogo2
post Apr 28 2009, 11:40 AM

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QUOTE(~LynX~ @ Apr 28 2009, 11:36 AM)
Tanya TS: your friend take full loan? Or took only RM25,000?
*
QUOTE(harrychoo @ Apr 28 2009, 11:36 AM)
pay by credit card or find michael chong  rclxms.gif
*
QUOTE(g3n0c|d3 @ Apr 28 2009, 11:37 AM)
ask ur friend to write a letter asking for installment payment and pay consistently... for the blacklist one.... ask ur friend to go to PTPTN and ask for the settlement.....

that the solution....
*
Ok, will tell her that.
Kaerna
post Apr 28 2009, 11:41 AM

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QUOTE(gogo2 @ Apr 28 2009, 11:32 AM)
wah, u guys should stop shooting liaw la. I think she dunno that it is this serious. But shooting her kaw kaw won't solve my fren problem. Any solution guys?
*
I think your friend deserve it, but I can give you a simple solution


First, appeal to PTPTN whether if she can can repay back slowly on a regular basis.

Should the appeal is not accepted, the only other way is to convince the PTPTN officer that your friend is not in the position to repay the loan(which is, she must've not been in employment till today, which I doubt since she can go Phuket)

And the final and only way is to get a loan of RM25k(personal or from friends) to settle the RM25k owed to PTPTN, and slowly throughout the years settle the loan and the interest.


I'm being kind here, but if your friend got a complain about getting a loan, I say serve her right for not doing her responsibilities. All this could've avoided if she got the courtesy of paying as little as RM70 a month at such a low interest rate. Now she have to pay the penalty for the ignorance. And don't complain about her bf never get blacklisted, just because you rob a bank and your accomplice didn't get caught, doesn't make you innocent
harrychoo
post Apr 28 2009, 11:41 AM

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"Saya dah tau salah, jangan la hukum saya. Bagi la I chance keluar negara. I bayar 5k dulu, baki tu I settle bulanan" will do the job
DaRust
post Apr 28 2009, 11:41 AM

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Michael Chong also can't help. It's her own fault.
SUSrapeace
post Apr 28 2009, 11:42 AM

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start paying, simple as that
Muhammad Syukri
post Apr 28 2009, 11:45 AM

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My brother always pay on time plus every month also go oversea nothing happen to him.

Serve your friends right because dont want to pay the debt.
SUSvkeong
post Apr 28 2009, 11:46 AM

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michael chong's reaction: "hahahahahahahahahhahahahahah padan muka hahahahahahahahahahahhaahha"

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